101-4 Lowther Avenue, Toronto, ON
Annex, Toronto · MLS® C14081494
About this home
In short
- Exceptionally rare opportunity in one of the very best pockets of Toronto where the Annex meets Yorkville at 4 Lowther Ave.
- One of only four unique 3-storey townhomes w/in the building, this extraordinary residence offers 3,000 sq ft of beautifully appointed living space across 3 levels...
- Chef's kitchen is equipped with ample storage and top of the line built in appliances, Caesar stone countertops and backsplash as well as a breakfast bar with seating...
- Primary bedroom home to two walk-in closets and a 5-piece ensuite with two sinks and an abundance of storage.
- Second bedroom is home to an additional walk-in closet and is complimented by a 3-piece washroom with laundry.
Exceptionally rare opportunity in one of the very best pockets of Toronto where the Annex meets Yorkville at 4 Lowther Ave. One of only four unique 3-storey townhomes w/in the building, this extraordinary residence offers 3,000 sq ft of beautifully appointed living space across 3 levels, with the scale, privacy and feel of a sophisticated freehold home and the convenience of a condo. Bathed in natural light, featuring floor to ceiling windows across the main floor. Elegant contemporary finishes that balance everyday comfort with effortless entertaining. Living room anchored by wood burning ethanol fireplace with limestone surround and walk out to the private west facing terrace. Gorgeous views of adjacent Annex residences, outdoor space complimented by a built in BBQ, ethanol fire table and retractable awning. Chef's kitchen is equipped with ample storage and top of the line built in appliances, Caesar stone countertops and backsplash as well as a breakfast bar with seating for two. The spacious two-bedroom layout plus the third bedroom in the lower level offer exceptional flexibility. Primary bedroom home to two walk-in closets and a 5-piece ensuite with two sinks and an abundance of storage. Second bedroom is home to an additional walk-in closet and is complimented by a 3-piece washroom with laundry. The lower level is home to the third bdrm which could also be used as an office or home gym, complimented by an additional 3-piece bath. Adjacent lower-level living space is home to another generous principal room that is designed for relaxed entertaining with a second fireplace and wet bar complete with a wine fridge and second dishwasher. Multiple storage spaces for optimal organization within the comfort of your own residence. A truly special suit offering the best of both worlds: the space and character of a private home with the service, security and convenience of one of Yorkville's most coveted condominium addresses.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- C14081494
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3249 sq ft
- Cross streets
- Avenue Rd & Bloor St
- Parking
- 2 garage (underground)
- Basement
- Full, Finished
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $4,063/mo
- Exposure
- West
- Property tax
- $16,220 / 2025
- Days on market
- 5
- Listing brokerage
- BOSLEY REAL ESTATE LTD.
Rooms
b/i appliances · breakfast bar · hardwood floor
5 pc ensuite · walk-in closet(s) · hardwood floor
wet bar · fireplace · hardwood floor
w/o to terrace · hardwood floor
combined w/dining · fireplace · hardwood floor
double doors · walk-in closet(s) · hardwood floor
west view · walk-in closet(s) · hardwood floor
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Annex, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $3,196,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17,671
- Property tax
- $1,352
- Condo / maintenance fees
- $4,063
- Heating
- $0
- Estimated monthly cost
- $23,086
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $86,350
- Toronto municipal land transfer tax
- $96,300
- Estimated closing costs
- $182,650
Plus your down payment of $799,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,060,274
- Principal paid down
- $390,492
- Interest paid
- $669,782
- Balance remaining
- $2,805,508
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.