N416-455 Front Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C14081510

$435,000
For Sale
Listed 4 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • This designer-inspired one-bedroom plus den offers one of the building's most sought-after and functional layouts.
  • The modern interior features quartz countertops, hardwood flooring, smooth ceilings, and stylish finishes throughout.

This designer-inspired one-bedroom plus den offers one of the building's most sought-after and functional layouts. Floor-to-ceiling windows fill the suite with afternoon sunlight while showcasing unobstructed city views. The modern interior features quartz countertops, hardwood flooring, smooth ceilings, and stylish finishes throughout. Ideally located in a prestigious neighbourhood, with Beanfield internet included in the maintenance fees.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14081510
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
0-499 sq ft
Cross streets
Front St E & Cherry St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$520/mo
Exposure
West
Property tax
$2,218 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomFlat3.00 × 2.47 m

window floor to ceiling · double closet · hardwood floor

DenFlat2.20 × 1.70 m

hardwood floor · closet

KitchenFlat6.00 × 3.07 m

combined w/living · stainless steel appl · quartz counter

Living RoomFlat6.00 × 3.07 m

combined w/kitchen · w/o to balcony · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$495K
Church-Yonge Corridor
$580K
North St. James Town
$649K
Waterfront Communities C1
$713K
Kensington-Chinatown
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Market Lane Junior and Senior Public School · Public elementary0.7 km · 74% at standard
Nelson Mandela Park Public School · Public elementary0.7 km · 47% at standard
St Michael Catholic School · Catholic elementary1.2 km · 67% at standard
SEED Alternative School · Public secondary1.2 km
Downtown Alternative School · Public elementary1.2 km
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard
Morse Street Junior Public School · Public elementary1.6 km · 76% at standard
Eastdale Collegiate Institute · Public secondary1.6 km
St Michael's Choir (Jr) School · Catholic elementary1.7 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.8 km · 98% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,983/mo
$95KIncome needed
4.6×Price ÷ income
$458Weekly cost
$10,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $1,983Property tax $185Condo fee $520Total carry $2,687

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,924per month

Mortgage amount $348,000 · 4.49% over 25 years

$87,000Down payment (20.0%)
$348,000Loan before insurance
$0CMHC premium
$2,629Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,924
Property tax
$185
Condo / maintenance fees
$520
Heating
$0
Estimated monthly cost
$2,629

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,175
Toronto municipal land transfer tax
$5,175
Estimated closing costs
$10,350

Plus your down payment of $87,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,329/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$229,246Total interest paid
$577,246Total of all payments
Principal $348,000 Interest $229,246
YearPrincipalInterestBalance
1$7,766$15,324$340,234
2$8,118$14,971$332,116
3$8,487$14,603$323,629
4$8,872$14,217$314,756
5$9,275$13,815$305,481
6$9,696$13,393$295,784
7$10,137$12,953$285,648
8$10,597$12,493$275,051
9$11,078$12,012$263,973
10$11,581$11,509$252,392
11$12,107$10,983$240,285
12$12,657$10,433$227,628
13$13,231$9,859$214,397
14$13,832$9,258$200,565
15$14,460$8,630$186,105
16$15,117$7,973$170,988
17$15,803$7,287$155,186
18$16,520$6,569$138,665
19$17,271$5,819$121,395
20$18,055$5,035$103,340
21$18,874$4,215$84,465
22$19,731$3,358$64,734
23$20,627$2,463$44,107
24$21,564$1,526$22,543
25$22,543$547$0

At the end of your 5-year term

Total paid over the term
$115,449
Principal paid down
$42,519
Interest paid
$72,930
Balance remaining
$305,481

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,000/mo
$36,000Gross annual rent
5.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.3%
Gross yield
− Property tax $2,218− Condo fees $6,236− Insurance $600− Vacancy & upkeep $3,960Net operating income $22,987

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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