497 Northcliffe Boulevard, Toronto, ON

Oakwood Village, Toronto · MLS® C14081940

$1,299,000
For Sale
Listed 5 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
2Parking
1100-1500Sq ft

About this home

In short

  • The House That Checks All The Boxes.
  • Top It All Off With A Backyard Pool, And You've Got A Home That Really Does It All.
  • This Lovingly Maintained And Thoughtfully Updated Home Features A Bright, Open-Concept Kitchen, Dining And Living Area, Perfect For Everyday Living And Entertaining.
  • Step Outside To Your Own Backyard Oasis, Complete With A Swimming Pool Perfect For Summer Entertaining, Family Fun And Relaxing Weekends.
  • Located In The Established Oakwood Village Community, Close To Schools, Community Centres, Shopping And Convenient Transit.

The House That Checks All The Boxes! Three Bedrooms On The Main Floor, A Finished Walk-Out Lower Level With A Separate Side Entrance, And So Many Possibilities! Think Multigenerational Living, An In-Law Suite Or Airbnb Potential. Top It All Off With A Backyard Pool, And You've Got A Home That Really Does It All! Welcome To Oakwood Village! This Lovingly Maintained And Thoughtfully Updated Home Features A Bright, Open-Concept Kitchen, Dining And Living Area, Perfect For Everyday Living And Entertaining. The Finished Lower Level Offers Two Additional Rooms And Flexible Living Spaces, Ideal For Extended Family Or Guests. Step Outside To Your Own Backyard Oasis, Complete With A Swimming Pool Perfect For Summer Entertaining, Family Fun And Relaxing Weekends. Located In The Established Oakwood Village Community, Close To Schools, Community Centres, Shopping And Convenient Transit.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
C14081940
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
25 × 122 ft
Cross streets
Dufferin & Eglinton
Parking
2 parking
Basement
Finished with Walk-Out, Separate Entrance, Walk-Out, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Pool
Inground
Property tax
$5,221 / 2026
Days on market
5
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 4Lower5.33 × 4.60 m

tile floor · window

Bedroom 2Main5.38 × 2.44 m

closet · overlooks backyard · tile floor

Living RoomMain2.72 × 2.69 m

tile floor · combined w/dining · pot lights

Bedroom 3Main2.95 × 2.57 m

closet · window · tile floor

KitchenMain5.54 × 2.49 m

open concept · quartz counter · stainless steel appl

BedroomMain4.65 × 3.00 m

large closet · overlooks backyard · tile floor

DenLower2.87 × 2.69 m
Dining RoomMain5.21 × 3.12 m

tile floor · combined w/living · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Fairbank Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairbank Public School
59%
Fairbank Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 59% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Bosco Catholic School · Catholic elementary0.5 km · 65% at standard
St Thomas Aquinas Catholic School · Catholic elementary0.7 km · 74% at standard
Rawlinson Community School · Public elementary0.7 km · 63% at standard
Fairbank Memorial Community School · Public elementary0.9 km · 66% at standard
J R Wilcox Community School · Public elementary0.9 km · 72% at standard
Stella Maris Catholic School · Catholic elementary1.1 km · 76% at standard
St Clare Catholic School · Catholic elementary1.2 km · 72% at standard
F H Miller Junior Public School · Public elementary1.3 km · 78% at standard
St Alphonsus Catholic School · Catholic elementary1.3 km · 74% at standard
Oakwood Collegiate Institute · Public secondary1.4 km · 66% at standard
Cedarvale Community School · Public elementary1.4 km · 85% at standard
Humewood Community School · Public elementary1.4 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$242KIncome needed
5.4×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $435Total carry $6,355

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,181Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$435
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,181

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,221− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,943

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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