1223-20 O'Neill Road, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C14083672

$778,000
For Sale
Listed 4 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Wake up to a clear, unobstructed southwest view of the downtown skyline from this 936 sq ft corner suite at Rodeo Drive by Lanterra, filled with afternoon and evening...
  • Originally a 2 plus den layout, the suite has been converted into a true 2 bedroom, and the split bedroom plan gives each room real privacy, perfect for a young...
  • The primary bedroom offers a 4-piece ensuite and its own walkout to a deep balcony with room for a full patio set, a true outdoor space for entertaining, while the...
  • Building amenities include 24-hour concierge, a fitness centre, indoor and outdoor pools, hot tub, sauna, party room, rooftop deck and BBQ area.
  • Outside your door, CF Shops at Don Mills puts Metro, VIP Cinemas and a lineup of restaurants and shops a short walk away, Edwards Gardens and the Toronto Botanical...

Wake up to a clear, unobstructed southwest view of the downtown skyline from this 936 sq ft corner suite at Rodeo Drive by Lanterra, filled with afternoon and evening sun. Two full walls of floor-to-ceiling windows wrap the open living, dining and kitchen area, so the view follows you from the sofa to the island. The kitchen is modern and functional, with sleek two-tone cabinetry, granite counters, a granite island with seating for casual meals, a dark tile backsplash, integrated panelled fridge, and built-in stainless oven and microwave. Laminate flooring runs throughout. Originally a 2 plus den layout, the suite has been converted into a true 2 bedroom, and the split bedroom plan gives each room real privacy, perfect for a young couple who want a proper guest room or a dedicated home office. The primary bedroom offers a 4-piece ensuite and its own walkout to a deep balcony with room for a full patio set, a true outdoor space for entertaining, while the second bedroom has a floor-to-ceiling window and double closet, with a 3-piece bath close by. One owned parking space and one locker are included, and ensuite laundry rounds it out. Building amenities include 24-hour concierge, a fitness centre, indoor and outdoor pools, hot tub, sauna, party room, rooftop deck and BBQ area. Outside your door, CF Shops at Don Mills puts Metro, VIP Cinemas and a lineup of restaurants and shops a short walk away, Edwards Gardens and the Toronto Botanical Garden are just to the west, TTC buses run along Don Mills Road, and the DVP and Highway 401 are a quick drive. A bright corner home with room to grow, in a walkable Don Mills neighbourhood made for date nights, weekend strolls and settling in together. Possession flexible.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14083672
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Don Mills Road & Lawrence Ave W
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Unknown
Maintenance
$862/mo
Exposure
South West
Property tax
$3,733 / 2025
Days on market
4
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

KitchenFlat2.74 × 3.84 m

quartz counter · stainless steel appl · sw view

Family RoomFlat5.74 × 2.44 m

w/o to terrace · laminate · sw view

Primary BedroomFlat3.28 × 3.33 m

w/o to terrace · 4 pc ensuite · west view

Dining RoomFlat3.87 × 1.92 m

combined w/kitchen · laminate

Bedroom 2Flat2.52 × 2.65 m

window floor to ceiling · double closet · south view

DenFlat1.86 × 2.65 m

laminate · south view

Our TakeTeam Asgarian · Broker
A small discount is typical
$750Klikely sale price

Listed at $778,000. Going by how homes in Banbury-Don Mills have actually closed against their asking prices (about 96%, 49 local closings in 90 days), the likely sale price is near $750K, if it sells. A realistic range is $707K to $812K.

Independent value check: $690K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $642K and $725K).

Why $690K. The typical condo sold in Banbury-Don Mills over the past year went for about $618K (210 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $3,733 a year; the typical home sold here pays about $3,100.
List price
$707KBelow recent closings$812KAbove recent closings

Total price vs nearby homes. Likely closing about $750K, from 49 recent closings in this pocket.

The market behind the math:

49sold nearby · 90 days
$610Kmedian sold price
94%of asking, on average
−6%prices vs a year ago
~27 dayshomes like this take to sell
4days on market so far
$3,105/moest. rent · 22 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 38 condo apartment homes for sale in the area against 49 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $819/sqft against an area asking average of $708/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 49 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $656K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Don Mills Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 37 homes sold in this building over the past two years, from 381 closings in Banbury-Don Mills.

What sellers nearby are askingCurrently listed nearby in Banbury-Don Mills · asking prices
$762kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $818/sqft; this home lists at $819/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
778kThis home779k775k869k710k679kThis home vs active comparables

Sold price trend

Median sold price for condos in Banbury-Don Mills: $558K in September 2026, up 11% from a year ago, on 201 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$605K16
November 2025$573K22
December 2025$520K15
January 2026$535K12
February 2026$690K13
March 2026$673K20
April 2026$622K15
May 2026$640K18
June 2026$641K17
July 2026$655K22
August 2026$649K17
September 2026$558K14

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
North St. James Town
$765K
Moss Park
$549K
Church-Yonge Corridor
$876K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Norman Ingram Public School
65%
Norman Ingram Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 65% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Greenland Public School · Public elementary0.5 km · 71% at standard
Rippleton Public School · Public elementary1.6 km · 75% at standard
Park Lane Public School · Public elementary1.9 km
St Catherine Catholic School · Catholic elementary2.0 km · 57% at standard
Grenoble Public School · Public elementary2.0 km · 37% at standard
Three Valleys Public School · Public elementary2.1 km · 71% at standard
Cassandra Public School · Public elementary2.2 km · 59% at standard
Milne Valley Middle School · Public elementary2.2 km · 61% at standard
Denlow Public School · Public elementary2.2 km · 90% at standard
Victoria Village Public School · Public elementary2.5 km · 43% at standard
Gateway Public School · Public elementary2.5 km · 54% at standard
St John XXIII Catholic School · Catholic elementary2.5 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,546/mo
$165KIncome needed
4.7×Price ÷ income
$818Weekly cost
$24,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,546Property tax $311Condo fee $862Total carry $4,719

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,441per month

Mortgage amount $622,400 · 4.49% over 25 years

$155,600Down payment (20.0%)
$622,400Loan before insurance
$0CMHC premium
$4,614Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,441
Property tax
$311
Condo / maintenance fees
$862
Heating
$0
Estimated monthly cost
$4,614

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,035
Toronto municipal land transfer tax
$12,035
Estimated closing costs
$24,070

Plus your down payment of $155,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,165/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$410,007Total interest paid
$1,032,407Total of all payments
Principal $622,400 Interest $410,007
YearPrincipalInterestBalance
1$13,889$27,407$608,511
2$14,520$26,776$593,991
3$15,179$26,117$578,812
4$15,868$25,428$562,943
5$16,589$24,707$546,354
6$17,342$23,954$529,012
7$18,130$23,167$510,883
8$18,953$22,344$491,930
9$19,813$21,483$472,117
10$20,713$20,583$451,404
11$21,653$19,643$429,751
12$22,636$18,660$407,114
13$23,664$17,632$383,450
14$24,739$16,558$358,712
15$25,862$15,434$332,850
16$27,036$14,260$305,814
17$28,264$13,033$277,550
18$29,547$11,749$248,003
19$30,888$10,408$217,115
20$32,291$9,005$184,824
21$33,757$7,539$151,067
22$35,290$6,007$115,777
23$36,892$4,404$78,885
24$38,567$2,729$40,318
25$40,318$978$0

At the end of your 5-year term

Total paid over the term
$206,481
Principal paid down
$76,046
Interest paid
$130,436
Balance remaining
$546,354

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 22 whole-home leases in Banbury-Don Mills$3,105/mo
$37,260Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,950 to $3,260Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 22 whole-home leases in Banbury-Don Mills signed at a median of $2,675 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,105. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $3,733− Condo fees $10,342− Insurance $600− Vacancy & upkeep $4,099Net operating income $18,486

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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