526-47 Lower River Street, Toronto, ON

Moss Park, Toronto · MLS® C14084546

$375,000
For Sale
Listed 3 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • 1-Bedroom + Study at River City 1.
  • Features 9' exposed concrete ceilings, floor-to-ceiling windows and glass doors, engineered hardwood flooring, and a modern designer kitchen with stainless steel...
  • Enjoy resort-style amenities including a swimming pool and fitness centre, plus 23 acres of public parks, including 19-acre Don River Park and scenic trails.

Stylish Jr. 1-Bedroom + Study at River City 1! Features 9' exposed concrete ceilings, floor-to-ceiling windows and glass doors, engineered hardwood flooring, and a modern designer kitchen with stainless steel appliances and quartz countertops. Enjoy resort-style amenities including a swimming pool and fitness centre, plus 23 acres of public parks, including 19-acre Don River Park and scenic trails. Steps to TTC, restaurants, shopping, and everyday amenities, with easy access to the DVP and downtown core. Walk to the Distillery District, Corktown, and St. Lawrence Market. Experience contemporary urban living at its finest!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14084546
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
King St E/Lower River St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Poured Concrete
Roof
Flat
Maintenance
$337/mo
Exposure
East
Property tax
$2,179 / 2026
Days on market
3
Listing brokerage
TRON REALTY INC.

Rooms

Living RoomFlat5.00 × 3.81 m

combined w/dining · hardwood floor · w/o to balcony

KitchenFlat5.00 × 3.81 m

combined w/dining · hardwood floor · stainless steel appl

StudyFlat2.31 × 1.94 m

hardwood floor · open concept

Primary BedroomFlat2.71 × 3.03 m

hardwood floor · closet · sliding doors

Dining RoomFlat5.00 × 3.81 m

combined w/living · hardwood floor · open concept

BathroomFlat2.32 × 1.78 m

4 pc bath · porcelain floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
North St. James Town
$649K
Kensington-Chinatown
$585K
Waterfront Communities C1
$691K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 47% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Queen Alexandra Middle School · Public elementary0.7 km · 71% at standard
SEED Alternative School · Public secondary0.7 km
Dundas Junior Public School · Public elementary0.8 km · 59% at standard
Market Lane Junior and Senior Public School · Public elementary1.0 km · 74% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
Eastdale Collegiate Institute · Public secondary1.2 km
Morse Street Junior Public School · Public elementary1.3 km · 76% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.4 km
St Michael Catholic School · Catholic elementary1.5 km · 67% at standard
Downtown Alternative School · Public elementary1.5 km
Quest Alternative School Senior · Public elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,709/mo
$81KIncome needed
4.6×Price ÷ income
$394Weekly cost
$8,200Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $1,709Property tax $182Condo fee $337Total carry $2,228

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,659per month

Mortgage amount $300,000 · 4.49% over 25 years

$75,000Down payment (20.0%)
$300,000Loan before insurance
$0CMHC premium
$2,177Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,659
Property tax
$182
Condo / maintenance fees
$337
Heating
$0
Estimated monthly cost
$2,177

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,100
Toronto municipal land transfer tax
$4,100
Estimated closing costs
$8,200

Plus your down payment of $75,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,008/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$197,625Total interest paid
$497,625Total of all payments
Principal $300,000 Interest $197,625
YearPrincipalInterestBalance
1$6,695$13,210$293,305
2$6,999$12,906$286,307
3$7,316$12,589$278,990
4$7,649$12,256$271,341
5$7,996$11,909$263,346
6$8,359$11,546$254,987
7$8,739$11,167$246,248
8$9,135$10,770$237,113
9$9,550$10,355$227,563
10$9,984$9,921$217,579
11$10,437$9,468$207,142
12$10,911$8,994$196,231
13$11,406$8,499$184,825
14$11,924$7,981$172,901
15$12,466$7,439$160,435
16$13,032$6,874$147,404
17$13,623$6,282$133,781
18$14,242$5,663$119,539
19$14,888$5,017$104,650
20$15,564$4,341$89,086
21$16,271$3,634$72,815
22$17,010$2,895$55,805
23$17,782$2,123$38,023
24$18,590$1,315$19,434
25$19,434$471$0

At the end of your 5-year term

Total paid over the term
$99,525
Principal paid down
$36,654
Interest paid
$62,871
Balance remaining
$263,346

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $2,179− Condo fees $4,045− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,739

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TRON REALTY INC.. MLS®/PropTx.

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