401-2 Covington Road, Toronto, ON

Englemount-Lawrence, Toronto · MLS® C14085122

$479,900
For Sale
Listed 3 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • HERE'S A SPACIOUS 938 sq.ft..
  • The primary bedroom features its own 4-piece ensuite, while the second full bathroom adds convenience for family or guests.
  • The open-concept living and dining area offers lots of room for everyday living and entertaining, while the (full) family-sized kitchen provides generous space for...
  • Crystal Towers is a well-managed building with attractive common areas & amenities including an outdoor pool, gym and party room.
  • This building also offers a Sabbath elevator. Some photos show staging to illustrate how the unit looked when it was furnished.

TIRED OF TINY CONDOS? HERE'S A SPACIOUS 938 sq.ft.. 2-BEDROOM (SPLIT BEDROOM LAYOUT) WITH 2 FULL BATHS, LARGE BALCONY & LOTS OF ROOM TO LIVE - IN A PRIME NORTH TORONTO LOCATION. Welcome to Crystal Towers, where this bright & spacious suite offers the type of room, separation & functionality that is hard to find in newer condos. The well-designed split-bedroom layout offers you added privacy, with the bedrooms positioned on opposite sides of the suite. The primary bedroom features its own 4-piece ensuite, while the second full bathroom adds convenience for family or guests. The open-concept living and dining area offers lots of room for everyday living and entertaining, while the (full) family-sized kitchen provides generous space for cooking, eating, and of course pantry storage. At almost 1,000 sq. ft., this suite gives you breathing room to create distinct living, dining and work-from-home areas without feeling cramped. Step outside to the large private balcony and enjoy additional outdoor living space. Tons of en-suite storage and of course ensuite laundry. Crystal Towers is a well-managed building with attractive common areas & amenities including an outdoor pool, gym and party room. The location puts everyday conveniences within easy reach. Walk to Lawrence Plaza & enjoy nearby shops, restaurants, parks and schools, with Yorkdale and Lawrence West subway station just minutes away. A spacious and practical suite in an established North Toronto neighbourhood with excellent access to shopping, transit and everyday amenities. This building also offers a Sabbath elevator. **Some photos show staging to illustrate how the unit looked when it was furnished.**

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14085122
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
BATHURST ST. & LAWRENCE AVE.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Maintenance
$947/mo
Exposure
East
Property tax
$2,850 / 2026
Days on market
3
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Bedroom 2Main3.96 × 2.74 m

double closet · large window · laminate

FoyerMain2.23 × 1.72 m

ceramic floor · mirrored closet

Dining RoomMain6.10 × 3.35 m

combined w/living · open concept · hardwood floor

Living RoomMain6.10 × 3.35 m

combined w/dining · w/o to balcony · hardwood floor

Primary BedroomMain4.88 × 3.20 m

walk-in closet(s) · 4 pc ensuite · broadloom

KitchenMain2.95 × 2.82 m

ceramic floor · ceramic backsplash · breakfast area

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Ledbury Park Elementary and Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Englemount-Lawrence · asking prices
$648kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $589/sqft; this home lists at $505/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
480kThis home575k580k790kThis home vs active comparables

Neighbourhood & location

Englemount-Lawrence, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
Bayview Village
$554K
North St. James Town
$649K
Kensington-Chinatown
$600K
Little Portugal
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Glen Park Public School
54%
Glen Park Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Flemington Public School · Public elementary1.1 km · 36% at standard
Baycrest Public School · Public elementary1.2 km · 69% at standard
Bannockburn Public School · Public elementary1.6 km
Lawrence Park Collegiate Institute · Public secondary1.6 km · 92% at standard
Lawrence Heights Middle School · Public elementary1.6 km · 44% at standard
St Margaret Catholic School · Catholic elementary1.7 km · 82% at standard
John Wanless Junior Public School · Public elementary1.7 km · 88% at standard
Glenview Senior Public School · Public elementary1.7 km
John Ross Robertson Junior Public School · Public elementary1.8 km · 83% at standard
St Charles Catholic School · Catholic elementary1.9 km · 62% at standard
North Preparatory Junior Public School · Public elementary1.9 km · 71% at standard
Allenby Junior Public School · Public elementary2.0 km · 78% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,187/mo
$112KIncome needed
4.3×Price ÷ income
$505Weekly cost
$12,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,187Property tax $238Condo fee $947Total carry $3,372

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,123per month

Mortgage amount $383,920 · 4.49% over 25 years

$95,980Down payment (20.0%)
$383,920Loan before insurance
$0CMHC premium
$3,307Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,123
Property tax
$238
Condo / maintenance fees
$947
Heating
$0
Estimated monthly cost
$3,307

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,073
Toronto municipal land transfer tax
$6,073
Estimated closing costs
$12,146

Plus your down payment of $95,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,569/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,908Total interest paid
$636,828Total of all payments
Principal $383,920 Interest $252,908
YearPrincipalInterestBalance
1$8,567$16,906$375,353
2$8,956$16,517$366,396
3$9,363$16,110$357,033
4$9,788$15,685$347,245
5$10,233$15,240$337,012
6$10,697$14,776$326,315
7$11,183$14,290$315,132
8$11,691$13,782$303,441
9$12,222$13,252$291,220
10$12,776$12,697$278,443
11$13,357$12,117$265,087
12$13,963$11,510$251,124
13$14,597$10,876$236,527
14$15,260$10,213$221,267
15$15,953$9,521$205,314
16$16,677$8,796$188,638
17$17,434$8,039$171,204
18$18,226$7,247$152,978
19$19,053$6,420$133,925
20$19,918$5,555$114,006
21$20,823$4,651$93,184
22$21,768$3,705$71,416
23$22,756$2,717$48,659
24$23,790$1,683$24,870
25$24,870$603$0

At the end of your 5-year term

Total paid over the term
$127,366
Principal paid down
$46,908
Interest paid
$80,458
Balance remaining
$337,012

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $2,850− Condo fees $11,364− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,760

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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