807-39 Queens Quay, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C14087530

$749,000
For Sale
Listed 3 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Luxurious Pier 27 Unit: 1+ Large Den With 2 Full Bathrooms.
  • Enclosed Den Can be Used As 2nd Bedroom.
  • Smooth 10 Ft Ceilings - With Floor To Ceiling Windows.
  • One Of The Best Kitchen Layouts W/ A Large Island Ideal For Open Concept Living/Entertaining.
  • Resort Style Outdoor & Indoor Pool, Sauna, Steam Room, Guest Suite, Theater Room, Valet Service, Walk To Loblaws, Union Station, St.

Luxurious Pier 27 Unit: 1+ Large Den With 2 Full Bathrooms. Enclosed Den Can be Used As 2nd Bedroom. This Unit Is Unique As It Has Been Extensively Upgraded & Meticulously Maintained! Balcony With Beautiful Lake View! Smooth 10 Ft Ceilings - With Floor To Ceiling Windows. One Of The Best Kitchen Layouts W/ A Large Island Ideal For Open Concept Living/Entertaining. Resort Style Outdoor & Indoor Pool, Sauna, Steam Room, Guest Suite, Theater Room, Valet Service, Walk To Loblaws, Union Station, St. Lawrence Market, Financial District. Locker Included! Must See In Person To Appreciate!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14087530
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
700-799 sq ft
Cross streets
Queens Quay East & Yonge St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$681/mo
Exposure
West
Property tax
$4,479 / 2025
Days on market
3
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomGround16.10 × 11.41 m

hardwood floor · combined w/dining

Primary BedroomGround10.10 × 9.12 m

ensuite bath · hardwood floor

Dining RoomGround16.10 × 11.41 m

hardwood floor · combined w/living · backsplash

DenGround9.41 × 10.00 m

hardwood floor · sliding doors

KitchenGround8.07 × 7.87 m

modern kitchen · breakfast bar · b/i appliances

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C8 · asking prices
$677kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $862/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
749kThis home738k699k639k659k649kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$567K
Waterfront Communities C1
$629K
Kensington-Chinatown
$585K
North St. James Town
$765K
Niagara
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary1.6 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.6 km · 98% at standard
St Paul Catholic School · Catholic elementary1.8 km · 62% at standard
Bishop Macdonell Catholic School · Catholic elementary1.8 km · 82% at standard
Jean Lumb Public School · Public elementary1.8 km · 73% at standard
Contact Alternative School School · Public secondary2.0 km
Nelson Mandela Park Public School · Public elementary2.1 km · 47% at standard
Ogden Junior Public School · Public elementary2.1 km · 69% at standard
City School · Public secondary2.1 km · 58% at standard
The Waterfront School · Public elementary2.1 km · 74% at standard
Oasis Alternative Secondary School · Public secondary2.1 km
ALPHA Alternative Junior School · Public elementary2.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,414/mo
$159KIncome needed
4.7×Price ÷ income
$788Weekly cost
$22,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,414Property tax $373Condo fee $681Total carry $4,468

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$4,367Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$373
Condo / maintenance fees
$681
Heating
$0
Estimated monthly cost
$4,367

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Toronto municipal land transfer tax
$11,455
Estimated closing costs
$22,910

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,479− Condo fees $8,173− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,380

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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