1801-51 Lower Simcoe Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14088052

$629,900
For Sale
Listed 3 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Talk about Walkability in the heart of downtown.
  • Residents enjoy amenities including an indoor pool, sauna, fitness centre and outdoor terrace with BBQ facilities.

Talk about Walkability in the heart of downtown! Walk Score of 98!! Welcome to #1801 at Infinity II, 51 Lower Simcoe St. This One-Bedroom plus Den Condo offers space to Live, Work and Unwind, with a Versatile Den Ideal for a Home Office or a Cozy Family Room. Enjoy everyday Convenience just moments from Union Station, the PATH, the Financial District, Scotiabank Arena, the CN Tower and Rogers Centre. Comes with ONE Parking & Just Minutes Away from QEW. Explore the nearby Waterfront, Restaurants, Shops and Entertainment, all within Walking distance. Residents enjoy amenities including an indoor pool, sauna, fitness centre and outdoor terrace with BBQ facilities. Experience the best of downtown living with the city at your doorstep!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14088052
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Lower Simcoe St / Bremner Blvd / Simcoe
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$679/mo
Exposure
East
Property tax
$3,250 / 2025
Days on market
3
Listing brokerage
KW Living Realty

Rooms

KitchenMain0.00 × 0.00 m

stainless steel appl · open concept

Living RoomMain0.00 × 0.00 m

hardwood floor · combined w/dining · w/o to balcony

Dining RoomMain0.00 × 0.00 m

hardwood floor · window floor to ceiling · open concept

Primary BedroomMain0.00 × 0.00 m

laminate · walk-in closet(s) · w/o to balcony

DenMain0.00 × 0.00 m

hardwood floor · window floor to ceiling

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$616kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $872/sqft; this home lists at $840/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
630kThis home630k688k609k555k600kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$580K
Waterfront Communities C8
$525K
Moss Park
$495K
Kensington-Chinatown
$600K
Niagara
$687K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary1.2 km
Oasis Alternative Secondary School · Public secondary1.2 km
ALPHA Alternative Junior School · Public elementary1.2 km
St Michael Catholic School · Catholic elementary1.3 km · 67% at standard
Ogden Junior Public School · Public elementary1.3 km · 69% at standard
City School · Public secondary1.3 km · 58% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard
Contact Alternative School School · Public secondary1.4 km
St Michael's Choir (Sr) School · Catholic secondary1.5 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.5 km · 98% at standard
Heydon Park Secondary School · Public secondary1.7 km · 8% at standard
Market Lane Junior and Senior Public School · Public elementary1.7 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,871/mo
$134KIncome needed
4.7×Price ÷ income
$663Weekly cost
$18,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,871Property tax $271Condo fee $679Total carry $3,820

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,786per month

Mortgage amount $503,920 · 4.49% over 25 years

$125,980Down payment (20.0%)
$503,920Loan before insurance
$0CMHC premium
$3,736Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,786
Property tax
$271
Condo / maintenance fees
$679
Heating
$0
Estimated monthly cost
$3,736

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,073
Toronto municipal land transfer tax
$9,073
Estimated closing costs
$18,146

Plus your down payment of $125,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,372/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,958Total interest paid
$835,878Total of all payments
Principal $503,920 Interest $331,958
YearPrincipalInterestBalance
1$11,245$22,190$492,675
2$11,756$21,679$480,919
3$12,290$21,145$468,629
4$12,848$20,587$455,781
5$13,431$20,004$442,350
6$14,041$19,394$428,309
7$14,678$18,757$413,631
8$15,345$18,090$398,286
9$16,042$17,394$382,245
10$16,770$16,665$365,475
11$17,531$15,904$347,943
12$18,327$15,108$329,616
13$19,159$14,276$310,457
14$20,029$13,406$290,427
15$20,939$12,496$269,489
16$21,889$11,546$247,599
17$22,883$10,552$224,716
18$23,922$9,513$200,793
19$25,009$8,427$175,785
20$26,144$7,291$149,641
21$27,331$6,104$122,310
22$28,572$4,863$93,738
23$29,869$3,566$63,869
24$31,225$2,210$32,643
25$32,643$792$0

At the end of your 5-year term

Total paid over the term
$167,176
Principal paid down
$61,570
Interest paid
$105,606
Balance remaining
$442,350

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,250− Condo fees $8,144− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,638

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

CallRequest a showing