167 Macpherson Avenue, Toronto, ON

Annex, Toronto · MLS® C14088552

$3,195,000
For Sale
Listed 4 days agoNo offer date stated
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4Bedrooms
5Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Welcome to 167 Macpherson Ave, a spectacular 1907 Victorian completely reimagined from top to bottom, offering 2,891 sq ft of beautifully designed living space, 4+1...
  • Renovated back to the studs in 2017, including a fully dug-out lower level, this exceptional home combines timeless Victorian charm w/exquisite contemporary finishes...
  • The stunning open-concept main flr features white oak hardwood, heated flrs, a striking open-riser staircase w/glass railings & seamless living/dining spaces designed...
  • The fabulous custom Olympia kitchen boasts Caesarstone waterfall counters, exceptional storage, breakfast bar & Miele appliance package, opening to an inviting eat-in...
  • The fully finished, dug-out lower level has high ceilings, heated polished concrete flrs, a fabulous rec rm, an additional bedroom area, a 3-pc bath & laundry.

Welcome to 167 Macpherson Ave, a spectacular 1907 Victorian completely reimagined from top to bottom, offering 2,891 sq ft of beautifully designed living space, 4+1 bedrms, 5 bathrms & the rare luxury of a detached double garage! Renovated back to the studs in 2017, including a fully dug-out lower level, this exceptional home combines timeless Victorian charm w/exquisite contemporary finishes across 4 levels. The stunning open-concept main flr features white oak hardwood, heated flrs, a striking open-riser staircase w/glass railings & seamless living/dining spaces designed for entertaining. The fabulous custom Olympia kitchen boasts Caesarstone waterfall counters, exceptional storage, breakfast bar & Miele appliance package, opening to an inviting eat-in area & private landscaped courtyard. A main flr powder rm completes the level. The 2nd flr offers 3 generous bedrms, 2 w/Juliette balconies, plus 2 beautifully appointed bathrms. The entire 3rd flr is dedicated to a sensational primary retreat w/skylight, generous W/I closet, luxurious 5-pc ensuite & private deck showcasing spectacular Toronto skyline views! The fully finished, dug-out lower level has high ceilings, heated polished concrete flrs, a fabulous rec rm, an additional bedroom area, a 3-pc bath & laundry. The side walk out offers exceptional versatility. It was extensively renovated from top to bottom back to the studs with every detail considered, including enhanced soundproofing, in-floor heat, new plumbing, electrical, windows, and roof. This triple A+ location provides it all from walk to T.T.C. or stroll through Ramsden Park & play tennis; walk to pick up groceries or enjoy a meal out in Summerhill or Yorkville and pick up fresh flowers at Ave/Dav - literally located at centre ice! With everything just steps from your home you may never drive again!

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C14088552
Bedrooms
4
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
18 × 120 ft
Cross streets
Avenue & Macpherson
Parking
2 garage (attached)
Basement
Finished
Heating
Water
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$15,047 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTATE

Rooms

KitchenMain5.26 × 3.10 m

stone counters · breakfast bar · eat-in kitchen

Bedroom 2Second4.27 × 3.33 m

double closet · juliette balcony · 3 pc ensuite

OfficeLower3.33 × 2.72 m

heated floor · closet · above grade window

Bedroom 3Second3.20 × 2.41 m

hardwood floor · b/i shelves · overlooks backyard

Primary BedroomThird4.39 × 4.34 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Living RoomMain8.43 × 4.37 m

combined w/dining · hardwood floor · overlooks frontyard

Dining RoomMain8.43 × 4.27 m

combined w/living · hardwood floor · open concept

RecreationLower3.86 × 3.58 m

heated floor · concrete floor

BreakfastMain3.23 × 2.01 m

hardwood floor · large window · w/o to deck

Bedroom 4Second4.29 × 3.25 m

hardwood floor · juliette balcony · double closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.3 km · 100% at standard
Brown Junior Public School · Public elementary0.9 km · 86% at standard
Huron Street Junior Public School · Public elementary0.9 km · 74% at standard
Rosedale Junior Public School · Public elementary1.2 km · 94% at standard
Deer Park Junior and Senior Public School · Public elementary1.4 km · 84% at standard
Hillcrest Community School · Public elementary1.5 km · 85% at standard
Holy Rosary Catholic School · Catholic elementary1.6 km · 89% at standard
St Joseph's College School · Catholic secondary1.6 km · 76% at standard
Palmerston Avenue Junior Public School · Public elementary1.8 km · 80% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.8 km
Whitney Junior Public School · Public elementary1.8 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,562/mo
$597KIncome needed
5.4×Price ÷ income
$3,360Weekly cost
$134,650Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $14,562Property tax $1,254Total carry $15,816

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,133per month

Mortgage amount $2,556,000 · 4.49% over 25 years

$639,000Down payment (20.0%)
$2,556,000Loan before insurance
$0CMHC premium
$15,386Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,133
Property tax
$1,254
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,386

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,350
Toronto municipal land transfer tax
$68,300
Estimated closing costs
$134,650

Plus your down payment of $639,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,105/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,683,769Total interest paid
$4,239,769Total of all payments
Principal $2,556,000 Interest $1,683,769
YearPrincipalInterestBalance
1$57,039$112,552$2,498,961
2$59,629$109,962$2,439,332
3$62,336$107,255$2,376,996
4$65,167$104,424$2,311,829
5$68,125$101,465$2,243,704
6$71,219$98,372$2,172,485
7$74,452$95,139$2,098,033
8$77,833$91,758$2,020,201
9$81,366$88,224$1,938,834
10$85,061$84,530$1,853,773
11$88,923$80,668$1,764,851
12$92,960$76,630$1,671,890
13$97,181$72,410$1,574,709
14$101,594$67,997$1,473,115
15$106,206$63,384$1,366,909
16$111,029$58,562$1,255,881
17$116,070$53,521$1,139,811
18$121,340$48,251$1,018,471
19$126,849$42,742$891,622
20$132,608$36,982$759,014
21$138,629$30,961$620,384
22$144,924$24,667$475,461
23$151,504$18,087$323,957
24$158,383$11,208$165,574
25$165,574$4,017$0

At the end of your 5-year term

Total paid over the term
$847,954
Principal paid down
$312,296
Interest paid
$535,658
Balance remaining
$2,243,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $15,047− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $28,409

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTATE. MLS®/PropTx.

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