2910-101 Peter Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14090056

$499,999
For Sale
Listed 3 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Live in the Center of It All at 101 Peter Street.
  • Perfectly positioned near the Financial District, Entertainment District, Chinatown, and Queen West, this bright and inviting suite boasts spectacular city views and...

Live in the Center of It All at 101 Peter Street! Experience elevated downtown living at a premium address nestled between Queen and King Street, and Spadina and University. Perfectly positioned near the Financial District, Entertainment District, Chinatown, and Queen West, this bright and inviting suite boasts spectacular city views and a brand-new, fully RENOVATED bathroom with contemporary finishes. Enjoy unmatched convenience with TTC streetcar service right downstairs, a City Market and No Frills grocery store just steps away, and the new BestCo grocery store directly across the street. Trendy restaurants, stylish cafes, premier shopping, Rogers Centre, and vibrant nightlife are all moments from your door. This is downtown living at its finest - modern comfort, exceptional convenience, and an unbeatable location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14090056
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Peter St & Adelaide
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$418/mo
Exposure
West
Property tax
$2,488 / 2026
Days on market
3
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.5 km
ALPHA Alternative Junior School · Public elementary0.5 km
Contact Alternative School School · Public secondary0.7 km
Heydon Park Secondary School · Public secondary0.8 km · 8% at standard
Bishop Macdonell Catholic School · Catholic elementary0.9 km · 82% at standard
Beverley School · Public elementary0.9 km
Subway Academy II · Public secondary1.0 km
Jean Lumb Public School · Public elementary1.0 km · 73% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard
Charles G Fraser Junior Public School · Public elementary1.4 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,279/mo
$105KIncome needed
4.8×Price ÷ income
$526Weekly cost
$12,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,279Property tax $207Condo fee $418Total carry $2,904

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,212per month

Mortgage amount $399,999 · 4.49% over 25 years

$100,000Down payment (20.0%)
$399,999Loan before insurance
$0CMHC premium
$2,837Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,212
Property tax
$207
Condo / maintenance fees
$418
Heating
$0
Estimated monthly cost
$2,837

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,475
Toronto municipal land transfer tax
$6,475
Estimated closing costs
$12,950

Plus your down payment of $100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,677/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,500Total interest paid
$663,499Total of all payments
Principal $399,999 Interest $263,500
YearPrincipalInterestBalance
1$8,926$17,614$391,073
2$9,332$17,208$381,741
3$9,755$16,785$371,986
4$10,198$16,342$361,788
5$10,661$15,879$351,127
6$11,145$15,395$339,981
7$11,651$14,889$328,330
8$12,180$14,360$316,150
9$12,733$13,807$303,416
10$13,312$13,228$290,105
11$13,916$12,624$276,189
12$14,548$11,992$261,641
13$15,208$11,332$246,433
14$15,899$10,641$230,534
15$16,621$9,919$213,913
16$17,375$9,165$196,538
17$18,164$8,376$178,374
18$18,989$7,551$159,385
19$19,851$6,689$139,534
20$20,752$5,788$118,781
21$21,695$4,845$97,087
22$22,680$3,860$74,407
23$23,709$2,830$50,697
24$24,786$1,754$25,911
25$25,911$629$0

At the end of your 5-year term

Total paid over the term
$132,700
Principal paid down
$48,873
Interest paid
$83,827
Balance remaining
$351,127

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,488− Condo fees $5,012− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,464

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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