105-114 Vaughan Road, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C14091656

$418,888
For Sale
Listed 2 days agoNo offer date stated
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2Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Discover this beautifully restored 1920s New York-style boutique building in sought-after Wychwood.
  • This bright and spacious ground-floor, 2-bedroom suite enjoys sunny southern exposure and features an open-concept layout, a renovated kitchen and laminate flooring...

Discover this beautifully restored 1920s New York-style boutique building in sought-after Wychwood! This bright and spacious ground-floor, 2-bedroom suite enjoys sunny southern exposure and features an open-concept layout, a renovated kitchen and laminate flooring throughout. Set in a well-run building just steps from TTC, St. Clair West subway, parks, shops, cafés and restaurants. Maintenance fees include utilities, cable and high-speed internet! A wonderful opportunity to own in one of Toronto's most desirable neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14091656
Bedrooms
2
Bathrooms
1
Size
600-699 sq ft
Cross streets
St. Clair Ave W & Vaughan Rd
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
None
Exterior
Brick
Maintenance
$674/mo
Exposure
South
Property tax
$1,704 / 2025
Days on market
2
Listing brokerage
SNOBAR REALTY GROUP INC.

Rooms

Dining RoomGround3.80 × 5.00 m

laminate · open concept · window

Living RoomGround3.80 × 5.00 m

laminate · combined w/dining · window

KitchenGround2.75 × 1.65 m

tile floor · b/i appliances · backsplash

BedroomGround2.59 × 1.96 m
Living RoomGround3.00 × 4.87 m
Bedroom 2Ground3.30 × 2.50 m

laminate · closet · window

BathroomGround1.50 × 2.40 m

4 Pc Bath

KitchenGround2.87 × 1.96 m
Primary BedroomGround3.40 × 3.10 m

laminate · closet · window

BedroomGround3.35 × 2.87 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humewood Community School
75%
Humewood Community SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Holy Rosary Catholic School · Catholic elementary0.6 km · 89% at standard
Hillcrest Community School · Public elementary0.7 km · 85% at standard
McMurrich Junior Public School · Public elementary1.0 km · 81% at standard
Winona Drive Senior Public School · Public elementary1.1 km
St Bruno/St. Raymond Catholic School · Catholic elementary1.3 km · 56% at standard
Forest Hill Junior and Senior Public School · Public elementary1.4 km · 82% at standard
Rawlinson Community School · Public elementary1.5 km · 63% at standard
Cedarvale Community School · Public elementary1.5 km · 85% at standard
Brown Junior Public School · Public elementary1.6 km · 86% at standard
St Clare Catholic School · Catholic elementary1.7 km · 72% at standard
J R Wilcox Community School · Public elementary1.7 km · 72% at standard
Palmerston Avenue Junior Public School · Public elementary1.7 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,909/mo
$93KIncome needed
4.5×Price ÷ income
$441Weekly cost
$9,706Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,909Property tax $142Condo fee $674Total carry $2,725

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,853per month

Mortgage amount $335,110 · 4.49% over 25 years

$83,778Down payment (20.0%)
$335,110Loan before insurance
$0CMHC premium
$2,669Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,853
Property tax
$142
Condo / maintenance fees
$674
Heating
$0
Estimated monthly cost
$2,669

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,853
Toronto municipal land transfer tax
$4,853
Estimated closing costs
$9,706

Plus your down payment of $83,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,243/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$220,754Total interest paid
$555,865Total of all payments
Principal $335,110 Interest $220,754
YearPrincipalInterestBalance
1$7,478$14,756$327,632
2$7,818$14,417$319,814
3$8,173$14,062$311,642
4$8,544$13,691$303,098
5$8,932$13,303$294,166
6$9,337$12,897$284,829
7$9,761$12,473$275,068
8$10,204$12,030$264,863
9$10,668$11,567$254,195
10$11,152$11,082$243,043
11$11,658$10,576$231,385
12$12,188$10,047$219,197
13$12,741$9,493$206,456
14$13,320$8,915$193,136
15$13,924$8,310$179,212
16$14,557$7,678$164,655
17$15,218$7,017$149,438
18$15,909$6,326$133,529
19$16,631$5,604$116,898
20$17,386$4,849$99,512
21$18,175$4,059$81,337
22$19,001$3,234$62,336
23$19,863$2,371$42,473
24$20,765$1,469$21,708
25$21,708$527$0

At the end of your 5-year term

Total paid over the term
$111,173
Principal paid down
$40,944
Interest paid
$70,229
Balance remaining
$294,166

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $1,704− Condo fees $8,088− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,502

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SNOBAR REALTY GROUP INC.. MLS®/PropTx.

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