148 Rusholme Road, Toronto, ON
Dufferin Grove, Toronto · MLS® C14092404
About this home
In short
- Here is an opportunity to own an absolutely stunning, two-storey detached home in Dufferin Grove.
- The home has been meticulously well taken care of with thoughtfully planned renovations all with permits.
- This loving Triplex home sits on a 33.0 x 147.0 foot lot and has a separate entrance that leads to an upstairs and downstairs apartment.
- The home is currently Tenanted on the top floor and basement each with its own kitchen.
- Mechanicals are all upgraded with newer wiring, plumbing and an owned 80 gallon water tank with combination boiler/tankless heater for the radiant heat system.
Here is an opportunity to own an absolutely stunning, two-storey detached home in Dufferin Grove! Enjoy the neighbourhood with its parks, restaurants, cafes and convenient transit system. This triplex offers options such as; potential multi-generational living, live in one unit while renting the others to generate income or convert back to a single family home. The home has been meticulously well taken care of with thoughtfully planned renovations all with permits. There is an updated survey which was completed in 2025. While maintaining the original charm and detail including some leaded windows and two wood burning fireplaces, this home exudes the high quality materials and professional craftsmanship used to make it the masterpiece that it is. This loving Triplex home sits on a 33.0 x 147.0 foot lot and has a separate entrance that leads to an upstairs and downstairs apartment! The home is currently Tenanted on the top floor and basement each with its own kitchen! With the seamless layout, this home provides an opportunity to rent the top floor and basement while living on the main floor with complete privacy. Mechanicals are all upgraded with newer wiring, plumbing and an owned 80 gallon water tank with combination boiler/tankless heater for the radiant heat system. The driveway is a mutual/shared drive which leads to a newer built separate detached garage with electrical and heated floor! The garage is spacious enough for a single car parking with ample space for the existing workbench. The garden boasts mature European Beech hedges which have all been professionally maintained in a privately situated backyard. This home is finished nicely with a cedar shake roof and a tranquil ambience generated by a lovely flagstone path leading to a charming front porch. This home exudes functionality, tranquility and an abundance of charm which has been part of the current owner's care for 39 years!
Key facts
- Property type
- Other, 2-Storey
- MLS®
- C14092404
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 33 × 147 ft
- Cross streets
- Dovercourt Rd. and College St.
- Parking
- 1 garage (detached)
- Driveway
- Mutual
- Basement
- Apartment, Finished, Full, Separate Entrance
- Kitchens
- 3 (2 + 1)
- Heating
- Radiant
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete Block, Concrete
- Roof
- Cedar, Shake
- Sewer
- Sewer
- Property tax
- $11,545 / 2025
- Days on market
- 1
- Listing brokerage
- COLDWELL BANKER THE REAL ESTATE CENTRE
Rooms
5 pc bath · north view · double sink
ceramic floor · b/i closet · window
combined w/library · ceramic floor · carpet free
east view · b/i closet · irregular room
walk-out · heated floor · enclosed
heated floor · combined w/kitchen · overlooks frontyard
renovated · quartz counter · stainless steel appl
brick fireplace · overlooks frontyard · heated floor
combined w/living · w/o to balcony · overlooks backyard
carpet free · combined w/laundry · ceramic floor
3 pc ensuite · b/i closet · enclosed
open concept · combined w/kitchen · 4 pc bath
2 pc bath · east view · above grade window
east view · b/i closet · overlooks frontyard
ceramic floor · window · open concept
closet · combined w/living · finished
3 pc bath · ceramic floor · updated
combined w/kitchen · fireplace · west view
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Dufferin Grove, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,399,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,270
- Property tax
- $962
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,232
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,475
- Toronto municipal land transfer tax
- $61,475
- Estimated closing costs
- $122,950
Plus your down payment of $600,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $796,200
- Principal paid down
- $293,236
- Interest paid
- $502,965
- Balance remaining
- $2,106,764
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.