301-9 Spadina Avenue, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14092850

$524,900
For Sale
Just listed todayNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • A great first step into homeownership and a chance to experience everything downtown living has to offer-without sacrificing space, comfort or a sense of community.
  • This is uour opportunity to own the downtown lifestyle without the downtown price tag. n intimate 7-storey residence where suites rarely come to market-and it's easy...
  • Warm natural oak-toned flooring, built-in closets and newer kitchen appliances (2025) add both style and practicality.
  • When it's time to switch from work mode to social mode, The Well is approximately a 5-minute walk away, while the restaurants, patios and nightlife of King West are...
  • SuperClub gives with an indoor running track, full-size pool, basketball, tennis and squash courts, fitness facilities and more.

A great first step into homeownership and a chance to experience everything downtown living has to offer-without sacrificing space, comfort or a sense of community. This is uour opportunity to own the downtown lifestyle without the downtown price tag. n intimate 7-storey residence where suites rarely come to market-and it's easy to understand why. Residents enjoy the quieter, more private feel of a low-rise building while still having access to the amenities you would expect from a much larger downtown community. Inside, the difference is in the layout. Rather than the long, narrow footprint common in many condos, this suite offers a wider design that makes the living space feel noticeably more comfortable and spacious. The bright, open kitchen overlooks the dining and living areas, creating an easy flow for everyday living and entertaining. Warm natural oak-toned flooring, built-in closets and newer kitchen appliances (2025) add both style and practicality. Best of all, the suite overlooks the quiet interior courtyard, offering a peaceful escape from the city noise. Step outside and downtown is at your doorstep. Whatever the day calls for, this location has you covered. On workdays, hop on the streetcar or walk to the Financial District. When it's time to switch from work mode to social mode, The Well is approximately a 5-minute walk away, while the restaurants, patios and nightlife of King West are only minutes beyond. Prefer something a little more low-key? Head toward the waterfront and trails for a walk, run or bike ride and leave the energy of the city behind. And when you want to stay closer to home, exclusive access to the 30,000+ sq.ft. SuperClub gives with an indoor running track, full-size pool, basketball, tennis and squash courts, fitness facilities and more. Work. Play. Unwind. It's all within reach from home. Parking and locker included. Your 2 left turns to the QEW. Hydro, Water, Heat and A/C included in maintenance fees.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14092850
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Front/Spadina/Bremner
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$730/mo
Exposure
East
Property tax
$2,664 / 2026
Listing brokerage
EXP REALTY

Rooms

DenGround1.92 × 1.70 m

open concept · wood

KitchenGround2.58 × 2.12 m

stainless steel appl · open concept · overlooks dining

Living RoomGround5.03 × 364.00 m

combined w/dining · w/o to balcony · wood

Primary BedroomGround4.07 × 3.23 m

b/i closet · large window · wood

Dining RoomGround3.64 × 5.03 m

combined w/living · open concept · wood

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$535kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $823/sqft; this home lists at $808/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
525kThis home535k540k550k560k488kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$724K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.6 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.8 km
ALPHA Alternative Junior School · Public elementary0.8 km
Ogden Junior Public School · Public elementary1.1 km · 69% at standard
St Mary Catholic School · Catholic elementary1.2 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
Ryerson Community School Junior Senior · Public elementary1.5 km · 52% at standard
Contact Alternative School School · Public secondary1.5 km
Heydon Park Secondary School · Public secondary1.6 km · 8% at standard
Charles G Fraser Junior Public School · Public elementary1.7 km · 74% at standard
Beverley School · Public elementary1.7 km
Subway Academy II · Public secondary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,392/mo
$115KIncome needed
4.5×Price ÷ income
$552Weekly cost
$13,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,392Property tax $222Condo fee $730Total carry $3,344

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $419,920 · 4.49% over 25 years

$104,980Down payment (20.0%)
$419,920Loan before insurance
$0CMHC premium
$3,274Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Property tax
$222
Condo / maintenance fees
$730
Heating
$0
Estimated monthly cost
$3,274

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,973
Toronto municipal land transfer tax
$6,973
Estimated closing costs
$13,946

Plus your down payment of $104,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,623Total interest paid
$696,543Total of all payments
Principal $419,920 Interest $276,623
YearPrincipalInterestBalance
1$9,371$18,491$410,549
2$9,796$18,065$400,753
3$10,241$17,621$390,512
4$10,706$17,156$379,806
5$11,192$16,670$368,614
6$11,700$16,161$356,913
7$12,232$15,630$344,682
8$12,787$15,075$331,895
9$13,368$14,494$318,527
10$13,974$13,887$304,553
11$14,609$13,253$289,944
12$15,272$12,589$274,671
13$15,966$11,896$258,706
14$16,691$11,171$242,015
15$17,448$10,413$224,567
16$18,241$9,621$206,326
17$19,069$8,793$187,257
18$19,935$7,927$167,323
19$20,840$7,022$146,483
20$21,786$6,076$124,697
21$22,775$5,087$101,922
22$23,809$4,052$78,112
23$24,890$2,971$53,222
24$26,020$1,841$27,202
25$27,202$660$0

At the end of your 5-year term

Total paid over the term
$139,309
Principal paid down
$51,306
Interest paid
$88,002
Balance remaining
$368,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $2,664− Condo fees $8,756− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,875

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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