909-55 East Liberty Street, Toronto, ON

Niagara, Toronto · MLS® C14094016

$649,800
For Sale
Just listed todayNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Live at Bliss Condos in a spacious P-E-N-T-H-O-U-S-E (no unit above), two storey, 1+den/1.5 baths with modern finishes.
  • This beauty boasts high ceilings, floor to ceiling windows, S/S Appliances & Large Balcony.
  • Amenities include Indoor Pool, Fitness Room, Party/Meeting Room & 24Hr Concierge.
  • Steps To Metro, Goodlife, Starbucks, LCBO, TTC/GO Transit, Restaurants & more.

Live at Bliss Condos in a spacious P-E-N-T-H-O-U-S-E (no unit above), two storey, 1+den/1.5 baths with modern finishes. Enjoy this recently updated South Facing Two-Storey Loft with ample natural light. This beauty boasts high ceilings, floor to ceiling windows, S/S Appliances & Large Balcony. Amenities include Indoor Pool, Fitness Room, Party/Meeting Room & 24Hr Concierge. Steps To Metro, Goodlife, Starbucks, LCBO, TTC/GO Transit, Restaurants & more. One Parking Spot included.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C14094016
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
700-799 sq ft
Cross streets
King & Strachan
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Maintenance
$717/mo
Exposure
South
Property tax
$3,099 / 2025
Listing brokerage
RE/MAX REGAL HOMES
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Givins/Shaw Junior Public School · Public elementary0.9 km · 81% at standard
St Mary Catholic School · Catholic elementary1.0 km · 64% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.0 km
Charles G Fraser Junior Public School · Public elementary1.1 km · 74% at standard
City School · Public secondary1.3 km · 58% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard
ALPHA Alternative Junior School · Public elementary1.4 km
Oasis Alternative Secondary School · Public secondary1.4 km
Jean Lumb Public School · Public elementary1.5 km · 73% at standard
Bishop Macdonell Catholic School · Catholic elementary1.5 km · 82% at standard
The Grove Community School · Public elementary1.5 km
Alexander Muir/Gladstone Ave Junior and Senior Public School · Public elementary1.5 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,962/mo
$138KIncome needed
4.7×Price ÷ income
$683Weekly cost
$18,942Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,962Property tax $258Condo fee $717Total carry $3,937

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,874per month

Mortgage amount $519,840 · 4.49% over 25 years

$129,960Down payment (20.0%)
$519,840Loan before insurance
$0CMHC premium
$3,850Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,874
Property tax
$258
Condo / maintenance fees
$717
Heating
$0
Estimated monthly cost
$3,850

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,471
Toronto municipal land transfer tax
$9,471
Estimated closing costs
$18,942

Plus your down payment of $129,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,479/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,445Total interest paid
$862,285Total of all payments
Principal $519,840 Interest $342,445
YearPrincipalInterestBalance
1$11,601$22,891$508,239
2$12,127$22,364$496,112
3$12,678$21,813$483,434
4$13,254$21,238$470,181
5$13,855$20,636$456,325
6$14,484$20,007$441,841
7$15,142$19,349$426,699
8$15,830$18,662$410,869
9$16,548$17,943$394,321
10$17,300$17,192$377,021
11$18,085$16,406$358,936
12$18,906$15,585$340,029
13$19,765$14,727$320,265
14$20,662$13,829$299,603
15$21,600$12,891$278,002
16$22,581$11,910$255,421
17$23,606$10,885$231,815
18$24,678$9,813$207,137
19$25,799$8,693$181,338
20$26,970$7,521$154,368
21$28,194$6,297$126,174
22$29,475$5,017$96,699
23$30,813$3,679$65,886
24$32,212$2,279$33,674
25$33,674$817$0

At the end of your 5-year term

Total paid over the term
$172,457
Principal paid down
$63,515
Interest paid
$108,942
Balance remaining
$456,325

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $3,099− Condo fees $8,600− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,332

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REGAL HOMES. MLS®/PropTx.

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