57 Roseneath Gardens, Toronto, ON

Oakwood Village, Toronto · MLS® C14094266

$1,995,000
For Sale
Just listed todayNo offer date stated

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4+1Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Built Only A Few Years Ago, This 4+1 Bedroom Home Offers over 2600 sq feet Across Multiple Levels, With White Oak Floors, Custom Millwork, Designer Lighting...
  • Upstairs, Four Bedrooms Include An Impressive Primary Retreat With Cove Lighting, Walk-In Closet And Spa Like Five-Piece Ensuite With Heated Marble Floors...
  • A Second Skylit Bathroom With Heated Floors And Upper Level Laundry Complete The Floor.
  • The Finished Lower Level Offers High Ceilings, Big Windows, A Recreation Room, Bedroom, Full Bathroom, Extensive Storage And Separate Lockable Access, Perfect For A...
  • Set On A Quiet, Tree Lined Street In Family Friendly Humewood, Steps To Cedarvale Park And Close To Great Schools, Shops, Restaurants And Amenities Of St.

Welcome To The Coveted Roseneath Gardens, A Modern, Luxury Detached Home Where Sophisticated Design, Functionality And Smart Home Technology Come Together For Effortless Family Living. Built Only A Few Years Ago, This 4+1 Bedroom Home Offers over 2600 sq feet Across Multiple Levels, With White Oak Floors, Custom Millwork, Designer Lighting, Expansive Windows And Signature Japanese Yakisugi Charred Wood Detail Throughout. The Main Floor Was Made For Everyday Living And Entertaining, With Formal Living And Dining Areas Flowing Into A Sleek Kitchen Featuring Matte White Cabinetry, Quartz Counters, Marble Backsplash, An Oversized Stainless Steel Island With Seating For Six And Premium Appliances. The Rear Family Room Features A Gas Fireplace With Media Niche, Custom Built-Ins And Double Door Walkout To The Landscaped Backyard. Upstairs, Four Bedrooms Include An Impressive Primary Retreat With Cove Lighting, Walk-In Closet And Spa Like Five-Piece Ensuite With Heated Marble Floors, Freestanding Soaker Tub, Skylight And Frameless Glass Shower. A Second Skylit Bathroom With Heated Floors And Upper Level Laundry Complete The Floor. The Finished Lower Level Offers High Ceilings, Big Windows, A Recreation Room, Bedroom, Full Bathroom, Extensive Storage And Separate Lockable Access, Perfect For A Nanny Suite Or Rental Unit. A Dedicated Mudroom Connects To The Garage With EV Charger And Central Vacuum. Outside, The Professionally Landscaped Backyard Features Mature Trees, Upper Deck, Interlock Patio, Landscape Lighting, A Playset And Playhouse And Multiple Gas Lines. A Generac Generator, Hardwired Google Cameras, Medeco Locks, Security Film And Integrated Soffit Lighting Elevate The Home Even Further. Set On A Quiet, Tree Lined Street In Family Friendly Humewood, Steps To Cedarvale Park And Close To Great Schools, Shops, Restaurants And Amenities Of St. Clair. Modern, Spacious, Tech Forward And Truly Move In Ready, This Home Is Designed For The Modern Family.

Key facts

Property type
Detached, 2-Storey
MLS®
C14094266
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
25 × 106 ft
Cross streets
OAKWOOD AND ST. CLAIR
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$9,848 / 2025
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rawlinson Community School
63%
Rawlinson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 63% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Humewood Community School · Public elementary0.6 km · 75% at standard
McMurrich Junior Public School · Public elementary0.7 km · 81% at standard
St Clare Catholic School · Catholic elementary0.7 km · 72% at standard
Winona Drive Senior Public School · Public elementary0.8 km
Stella Maris Catholic School · Catholic elementary0.9 km · 76% at standard
D'Arcy McGee Catholic School · Catholic elementary1.1 km · 48% at standard
Regal Road Junior Public School · Public elementary1.2 km · 73% at standard
J R Wilcox Community School · Public elementary1.2 km · 72% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.3 km · 56% at standard
St John Bosco Catholic School · Catholic elementary1.4 km · 65% at standard
St Mary of the Angels Catholic School · Catholic elementary1.4 km · 76% at standard
Cedarvale Community School · Public elementary1.4 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,093/mo
$375KIncome needed
5.3×Price ÷ income
$2,098Weekly cost
$72,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,093Property tax $821Total carry $9,913

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,825per month

Mortgage amount $1,596,000 · 4.49% over 25 years

$399,000Down payment (20.0%)
$1,596,000Loan before insurance
$0CMHC premium
$9,645Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,825
Property tax
$821
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,645

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,375
Toronto municipal land transfer tax
$36,375
Estimated closing costs
$72,750

Plus your down payment of $399,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,681/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,051,367Total interest paid
$2,647,367Total of all payments
Principal $1,596,000 Interest $1,051,367
YearPrincipalInterestBalance
1$35,616$70,279$1,560,384
2$37,233$68,662$1,523,151
3$38,924$66,971$1,484,227
4$40,691$65,204$1,443,537
5$42,538$63,356$1,400,998
6$44,470$61,425$1,356,528
7$46,489$59,406$1,310,040
8$48,600$57,295$1,261,440
9$50,806$55,088$1,210,634
10$53,113$52,782$1,157,521
11$55,525$50,370$1,101,996
12$58,046$47,849$1,043,950
13$60,681$45,213$983,269
14$63,436$42,458$919,833
15$66,317$39,578$853,516
16$69,328$36,567$784,188
17$72,475$33,419$711,713
18$75,766$30,129$635,947
19$79,206$26,689$556,741
20$82,802$23,092$473,938
21$86,562$19,333$387,376
22$90,492$15,402$296,884
23$94,601$11,294$202,283
24$98,896$6,998$103,387
25$103,387$2,508$0

At the end of your 5-year term

Total paid over the term
$529,473
Principal paid down
$195,002
Interest paid
$334,472
Balance remaining
$1,400,998

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $9,848− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,608

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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