PH13-650 Sheppard Avenue, Toronto, ON
Bayview Village, Toronto · MLS® C14094802
About this home
In short
- Prestigious 3-storey penthouse-style residence at St.
- PH13 offers a distinctive townhome-style layout with the privacy of atop-floor condominium.
- This exceptional 3-bedroom, 2-bathroom multi-level suite features recently installed hardwood flooring on the main level, a dramatic double-height living room and...
- The built-in dishwasher, washer and dryer were updated in 2024.The versatile upper-level loft-style bedroom area opens directly onto its own terrace, while the main...
- Ideally located in Bayview Village, steps to Bayview Subway Station, Bayview Village Shopping Centre, Pusateri's and Loblaws, with Rean Park nearby and convenient...
Prestigious 3-storey penthouse-style residence at St. Gabriel Terraces, built by renowned builder Shane Baghai. PH13 offers a distinctive townhome-style layout with the privacy of atop-floor condominium. This exceptional 3-bedroom, 2-bathroom multi-level suite features recently installed hardwood flooring on the main level, a dramatic double-height living room and abundant natural light. The built-in dishwasher, washer and dryer were updated in 2024.The versatile upper-level loft-style bedroom area opens directly onto its own terrace, while the main level offers a second walk-out terrace with a gas BBQ hookup. Building amenities include a 24-hour concierge, fitness centre, party/meeting room, media room, rooftop garden and visitor parking. Ideally located in Bayview Village, steps to Bayview Subway Station, Bayview Village Shopping Centre, Pusateri's and Loblaws, with Rean Park nearby and convenient access to Highways 401and 404. Enjoy a distinctive townhome-style layout without the exterior maintenance typically associated with a freehold townhouse.
Key facts
- Property type
- Condo Apartment, 3-Storey
- MLS®
- C14094802
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Bayview/Sheppard
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,768/mo
- Exposure
- South
- Property tax
- $4,619 / 2026
- Listing brokerage
- KW Living Realty
Rooms
porcelain floor · breakfast bar
hardwood floor · w/o to terrace
Hardwood Floor
hardwood floor · combined w/living · w/o to terrace
hardwood floor · walk-in closet(s)
hardwood floor · combined w/dining · crown moulding
Listed at $899,900. Going by how homes in Bayview Village have actually closed against their asking prices (about 98%, 78 local closings in 90 days), the likely sale price is near $881K, if it sells. A realistic range is $830K to $953K.
Independent value check: $763K. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $710K and $802K).
Why $763K. The typical condo sold in Bayview Village over the past year went for about $548K (281 sales). What sets this one apart:
- ▲ Raises it stronglyIt is 1,200 to 1,399 sq ft; the typical home sold here is 700 to 799.
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $4,619 a year; the typical home sold here pays about $2,900.
- ▲ Raises it3 bedrooms and 2 baths, against 1+1 and 2 typically.
- ▼ Lowers it slightlyIts maintenance fee is $1,768 a month; the typical unit sold here pays about $680.
Total price vs nearby homes. Likely closing about $881K, from 78 recent closings in this pocket.
The market behind the math:
About 1.9 months of inventory: 49 condo apartment homes for sale in the area against 78 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $853/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 78 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $787K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Crestview Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($692/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Bayview Village, so I widened the search to the surrounding area.
Based on 8 homes sold in this building over the past 22 months, from 500 closings in Bayview Village.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $763K, which is where my estimate comes from.
Per square foot, these ask about $796/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for condos in Bayview Village: $525K in September 2026, up 2% from a year ago, on 278 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $570K | 21 |
| November 2025 | $549K | 15 |
| December 2025 | $500K | 15 |
| January 2026 | $503K | 16 |
| February 2026 | $537K | 17 |
| March 2026 | $515K | 21 |
| April 2026 | $548K | 29 |
| May 2026 | $532K | 31 |
| June 2026 | $535K | 24 |
| July 2026 | $539K | 35 |
| August 2026 | $572K | 32 |
| September 2026 | $525K | 22 |
Neighbourhood & location
Bayview Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $719,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,981
- Property tax
- $385
- Condo / maintenance fees
- $1,768
- Heating
- $0
- Estimated monthly cost
- $6,133
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,473
- Toronto municipal land transfer tax
- $14,473
- Estimated closing costs
- $28,946
Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,834
- Principal paid down
- $87,961
- Interest paid
- $150,873
- Balance remaining
- $631,959
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 104 whole-home leases in Bayview Village signed at a median of $3,100 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,945. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.