303-80 Cumberland Street, Toronto, ON

Annex, Toronto · MLS® C14095110

$1,190,000
For Sale
Just listed todayNo offer date stated
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2Bedrooms
3Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • This two-storey Yorkville residence offers something increasingly hard to find: the space and separation of a home with the convenience of condo living.
  • With approximately 1,216 sq. ft, the suite features two spacious bedrooms, two full bathrooms plus a powder room, a large south-facing terrace, a private balcony...
  • The main level is anchored by a dramatic open-concept living and dining area with soaring double-height ceilings, oversized windows and hardwood floors.
  • The primary bedroom has its own private balcony, walk-in closet and updated four-piece ensuite with double vanity and glass-enclosed shower.
  • At The Maxus, residents enjoy 24-hour concierge, fitness facilities, and visitor parking.

This two-storey Yorkville residence offers something increasingly hard to find: the space and separation of a home with the convenience of condo living. With approximately 1,216 sq. ft, the suite features two spacious bedrooms, two full bathrooms plus a powder room, a large south-facing terrace, a private balcony, parking and a locker. The main level is anchored by a dramatic open-concept living and dining area with soaring double-height ceilings, oversized windows and hardwood floors. The living area opens to a large south-facing terrace overlooking Cumberland. The generous kitchen features granite counters, extensive cabinetry, stainless steel appliances and a centre island with breakfast seating. A separate eat-in area adds even more usable space. Upstairs, both bedrooms are nicely separated from the main living areas. The primary bedroom has its own private balcony, walk-in closet and updated four-piece ensuite with double vanity and glass-enclosed shower. The second bedroom also features a four-piece ensuite, a large closet and offers plenty of flexibility as a bedroom, guest room or home office. At The Maxus, residents enjoy 24-hour concierge, fitness facilities, and visitor parking. Step outside and Yorkville is at your doorstep. Bloor Street, the Mink Mile, Yorkville Village, restaurants, cafes, parks and everyday conveniences are all within walking distance, with Bay and Bloor-Yonge stations nearby. A distinctive option for buyers looking for real space, outdoor living and a more house-like layout in the heart of Yorkville.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14095110
Bedrooms
2
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Bay St / Bloor St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,696/mo
Exposure
South
Property tax
$7,208 / 2026
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

Primary BedroomSecond3.35 × 3.81 m

hardwood floor · w/o to balcony · 4 pc ensuite

BedroomSecond3.48 × 3.60 m

hardwood floor · double closet · 4 pc ensuite

Living RoomMain4.54 × 5.33 m

hardwood floor · w/o to balcony · open concept

Dining RoomMain5.25 × 3.27 m

pot lights · tile floor · combined w/kitchen

KitchenMain5.25 × 3.27 m

centre island · granite counters · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$1.99Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $1,506/sqft; this home lists at $916/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.19MThis home1.70M1.83M1.07M2.50M2.83MThis home vs active comparables

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$649K
Kensington-Chinatown
$600K
Church-Yonge Corridor
$580K
Moss Park
$549K
Waterfront Communities C1
$687K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Huron Street Junior Public School · Public elementary1.0 km · 74% at standard
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.1 km
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Native Learning Centre · Public secondary1.2 km
Church Street Junior Public School · Public elementary1.2 km · 73% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.3 km
Rose Avenue Junior Public School · Public elementary1.4 km · 46% at standard
Lord Lansdowne Junior Public School · Public elementary1.6 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,424/mo
$261KIncome needed
4.6×Price ÷ income
$1,252Weekly cost
$40,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $5,424Property tax $601Condo fee $1,696Total carry $7,720

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,264per month

Mortgage amount $952,000 · 4.49% over 25 years

$238,000Down payment (20.0%)
$952,000Loan before insurance
$0CMHC premium
$7,560Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,264
Property tax
$601
Condo / maintenance fees
$1,696
Heating
$0
Estimated monthly cost
$7,560

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,275
Toronto municipal land transfer tax
$20,275
Estimated closing costs
$40,550

Plus your down payment of $238,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,371/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$627,131Total interest paid
$1,579,131Total of all payments
Principal $952,000 Interest $627,131
YearPrincipalInterestBalance
1$21,245$41,921$930,755
2$22,209$40,956$908,546
3$23,218$39,948$885,329
4$24,272$38,894$861,057
5$25,374$37,791$835,683
6$26,526$36,639$809,157
7$27,730$35,435$781,427
8$28,989$34,176$752,438
9$30,306$32,860$722,132
10$31,681$31,484$690,451
11$33,120$30,045$657,331
12$34,624$28,542$622,707
13$36,196$26,969$586,511
14$37,839$25,326$548,672
15$39,557$23,608$509,115
16$41,353$21,812$467,761
17$43,231$19,934$424,530
18$45,194$17,971$379,337
19$47,246$15,919$332,091
20$49,391$13,774$282,700
21$51,633$11,532$231,066
22$53,978$9,187$177,089
23$56,429$6,737$120,660
24$58,991$4,175$61,669
25$61,669$1,496$0

At the end of your 5-year term

Total paid over the term
$315,826
Principal paid down
$116,317
Interest paid
$199,509
Balance remaining
$835,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $7,208− Condo fees $20,351− Insurance $600− Vacancy & upkeep $5,412Net operating income $15,629

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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