401-65 Mutual Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C14095718

$569,000
For Sale
Just listed todayNo offer date stated
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2Bedrooms
2Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Brand new building, located in the Church-Yonge corridor.
  • Steps to shops, restaurants, parks and public transit.

Brand new building, located in the Church-Yonge corridor. Fully equipped fitness room and yoga studio, games and media room, outdoor terrace and BBQ area, garden lounge, dining room, co-working lounge, pet wash and bike storage. Steps to shops, restaurants, parks and public transit.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14095718
Bedrooms
2
Bathrooms
2
Size
600-699 sq ft
Cross streets
DUNDAS AND MUTUAL
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Maintenance
$580/mo
Exposure
East
Property tax
$3,750 / 2026
Listing brokerage
BAKER REAL ESTATE INCORPORATED
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$591kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $860/sqft; this home lists at $876/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
569kThis home596k539k620k599k600kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
North St. James Town
$649K
Kensington-Chinatown
$585K
Waterfront Communities C1
$682K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.2 km · 98% at standard
Church Street Junior Public School · Public elementary0.9 km · 73% at standard
Native Learning Centre · Public secondary0.9 km
Downtown Alternative School · Public elementary1.0 km
St Michael Catholic School · Catholic elementary1.0 km · 67% at standard
Market Lane Junior and Senior Public School · Public elementary1.1 km · 74% at standard
Jarvis Collegiate Institute · Public secondary1.1 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Our Lady of Lourdes Catholic School · Catholic elementary1.2 km · 64% at standard
Winchester Junior and Senior Public School · Public elementary1.2 km · 76% at standard
Nelson Mandela Park Public School · Public elementary1.2 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,593/mo
$124KIncome needed
4.6×Price ÷ income
$598Weekly cost
$15,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,593Property tax $313Condo fee $580Total carry $3,486

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,517per month

Mortgage amount $455,200 · 4.49% over 25 years

$113,800Down payment (20.0%)
$455,200Loan before insurance
$0CMHC premium
$3,409Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,517
Property tax
$313
Condo / maintenance fees
$580
Heating
$0
Estimated monthly cost
$3,409

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,855
Toronto municipal land transfer tax
$7,855
Estimated closing costs
$15,710

Plus your down payment of $113,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,046/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$299,864Total interest paid
$755,064Total of all payments
Principal $455,200 Interest $299,864
YearPrincipalInterestBalance
1$10,158$20,044$445,042
2$10,619$19,583$434,423
3$11,102$19,101$423,321
4$11,606$18,597$411,715
5$12,132$18,070$399,583
6$12,683$17,519$386,900
7$13,259$16,943$373,640
8$13,861$16,341$359,779
9$14,491$15,712$345,288
10$15,149$15,054$330,140
11$15,836$14,366$314,304
12$16,555$13,647$297,748
13$17,307$12,895$280,441
14$18,093$12,110$262,348
15$18,914$11,288$243,434
16$19,773$10,429$223,661
17$20,671$9,532$202,990
18$21,609$8,593$181,380
19$22,591$7,612$158,790
20$23,616$6,586$135,173
21$24,689$5,514$110,485
22$25,810$4,393$84,675
23$26,981$3,221$57,694
24$28,207$1,996$29,487
25$29,487$715$0

At the end of your 5-year term

Total paid over the term
$151,013
Principal paid down
$55,617
Interest paid
$95,396
Balance remaining
$399,583

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,750− Condo fees $6,965− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,579

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAKER REAL ESTATE INCORPORATED. MLS®/PropTx.

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