524-637 Lakeshore Boulevard, Toronto, ON
Niagara, Toronto · MLS® C14096280
About this home
In short
- Welcome home to the iconic Tip Top Lofts.
- Inside, this thoughtfully laid-out suite offers almost 600 square feet of living space, pairing soaring 13-foot exposed concrete ceilings with an expansive wall of...
- A raised bonus area accessed by a custom bookshelf ladder overlooks the main living space, adding approximately 50 square feet and a distinctive feature rarely found...
Welcome home to the iconic Tip Top Lofts! This distinctive heritage building puts parks, waterfront trails and city life within easy reach, with Coronation Park, the Martin Goodman Trail, The Bentway, Exhibition Place, public transit and Billy Bishop Airport all nearby! Inside, this thoughtfully laid-out suite offers almost 600 square feet of living space, pairing soaring 13-foot exposed concrete ceilings with an expansive wall of windows, filling the space with natural light and creating an airy, open feel. The well-sized bedroom can accommodate a king-size bed and offers a generous closet with ample storage. A raised bonus area accessed by a custom bookshelf ladder overlooks the main living space, adding approximately 50 square feet and a distinctive feature rarely found in a conventional condo. Extra storage is at your fingertips with an owned locker in the building. Enjoy a large, well-equipped gym, party room, visitor parking and a grand rooftop terrace complete with seating and BBQ areas. Friendly, considerate concierge staff welcome you home, while a welcoming community of residents adds to the building's appeal. With the waterfront at your doorstep and the city close at hand, this character-filled suite at Tip Top Lofts is truly a lovely place to call home.
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C14096280
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- Lakeshore Blvd W. & Bathurst
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $475/mo
- Exposure
- East
- Property tax
- $2,563 / 2026
- Listing brokerage
- SKYBOUND REALTY
Rooms
stainless steel appl · hardwood floor
large closet · hardwood floor · large window
combined w/dining · hardwood floor · large window
combined w/family · hardwood floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $937/sqft; this home lists at $1,126/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Niagara, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $495,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,738
- Property tax
- $214
- Condo / maintenance fees
- $475
- Heating
- $0
- Estimated monthly cost
- $3,427
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,855
- Toronto municipal land transfer tax
- $8,855
- Estimated closing costs
- $17,710
Plus your down payment of $123,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $164,283
- Principal paid down
- $60,504
- Interest paid
- $103,778
- Balance remaining
- $434,696
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SKYBOUND REALTY. MLS®/PropTx.