609-115 Richmond Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C14096828

$719,000
For Sale
Just listed todayNo offer date stated
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Experience a touch of Parisian charm in the heart of Toronto at the French Quarter Condos.
  • Beautifully renovated, spacious & filled with natural light, this 2-bedroom, 2-bathroom corner suite offers East, South & North exposures, blending timeless...
  • Thoughtfully redesigned with attention to detail, this condo features 9-foot ceilings, crown mouldings & engineered hardwood floors throughout.
  • The renovated kitchen has quartz countertops, custom cabinetry, stainless steel appliances & a designed layout with expanded counter space, flowing effortlessly into...
  • The east-facing primary bedroom welcomes the morning sun & features another juliette balcony & stunningly renovated in 2025 4-piece ensuite with designer finishes, a...

Experience a touch of Parisian charm in the heart of Toronto at the French Quarter Condos! Beautifully renovated, spacious & filled with natural light, this 2-bedroom, 2-bathroom corner suite offers East, South & North exposures, blending timeless architectural character with a recent high end designer renovation.Thoughtfully redesigned with attention to detail, this condo features 9-foot ceilings, crown mouldings & engineered hardwood floors throughout. The renovated kitchen has quartz countertops, custom cabinetry, stainless steel appliances & a designed layout with expanded counter space, flowing effortlessly into the inviting living room, where French doors open to a Juliette balcony. Imagine starting your mornings in the charming breakfast nook, enjoying coffee & panoramic city views.The east-facing primary bedroom welcomes the morning sun & features another juliette balcony & stunningly renovated in 2025 4-piece ensuite with designer finishes, a soaker tub & heated towel rack. The south-facing 2nd bedroom opens onto a balcony, complemented by a stylish 2nd bathroom with a custom glass walk-in shower. Convenient parking near the elevators & a locker make everyday living easier.Enjoy summer evenings on the spectacular rooftop garden, taking in panoramic city views, relaxing with friends around the BBQ or tending to the herb garden. A fully equipped gym & party room with kitchen are located on the 11th floor. The building's innovative air-to-water heat pump retrofit has reduced greenhouse gas emissions by approx 60%, embracing a more sustainable way of living. All utilities are included in the maintenance fees for added peace of mind.Step outside & enjoy the best of downtown living! Pick up fresh ingredients at St. Lawrence Market, explore the Distillery District, stroll to the waterfront or discover the cafés & restaurants along King & Queen. The Financial District, Eaton Centre, excellent transit & easy access to the DVP & Gardiner Expressway are all close by.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14096828
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Jarvis & Richmond
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Maintenance
$955/mo
Exposure
South East
Property tax
$3,269 / 2026
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

FoyerFlat1.55 × 1.37 m

closet · hardwood floor

Primary BedroomFlat3.68 × 2.84 m

ensuite bath · juliette balcony · hardwood floor

BathroomFlat1.65 × 2.46 m

Soaking Tub

BathroomFlat1.35 × 2.44 m
KitchenFlat3.58 × 2.79 m

quartz counter · hardwood floor · open concept

Bedroom 2Flat2.64 × 2.59 m

w/o to balcony · hardwood floor · south view

Living RoomFlat4.11 × 5.49 m

combined w/dining · hardwood floor · juliette balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.5 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
St Paul Catholic School · Catholic elementary1.0 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.2 km · 47% at standard
Church Street Junior Public School · Public elementary1.3 km · 73% at standard
Native Learning Centre · Public secondary1.3 km
Contact Alternative School School · Public secondary1.4 km
St Martin Catholic School(OL of Lourdes · Catholic elementary1.5 km
Jarvis Collegiate Institute · Public secondary1.5 km · 57% at standard
Winchester Junior and Senior Public School · Public elementary1.5 km · 76% at standard
Our Lady of Lourdes Catholic School · Catholic elementary1.5 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,277/mo
$155KIncome needed
4.6×Price ÷ income
$756Weekly cost
$21,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,277Property tax $272Condo fee $955Total carry $4,505

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,180per month

Mortgage amount $575,200 · 4.49% over 25 years

$143,800Down payment (20.0%)
$575,200Loan before insurance
$0CMHC premium
$4,408Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,180
Property tax
$272
Condo / maintenance fees
$955
Heating
$0
Estimated monthly cost
$4,408

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,855
Toronto municipal land transfer tax
$10,855
Estimated closing costs
$21,710

Plus your down payment of $143,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,849/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$378,914Total interest paid
$954,114Total of all payments
Principal $575,200 Interest $378,914
YearPrincipalInterestBalance
1$12,836$25,329$562,364
2$13,419$24,746$548,945
3$14,028$24,136$534,917
4$14,665$23,500$520,252
5$15,331$22,834$504,921
6$16,027$22,138$488,894
7$16,755$21,410$472,140
8$17,515$20,649$454,624
9$18,311$19,854$436,314
10$19,142$19,023$417,172
11$20,011$18,153$397,160
12$20,920$17,245$376,241
13$21,870$16,295$354,371
14$22,863$15,302$331,509
15$23,901$14,264$307,608
16$24,986$13,179$282,622
17$26,120$12,044$256,502
18$27,306$10,858$229,196
19$28,546$9,619$200,650
20$29,842$8,322$170,808
21$31,197$6,968$139,611
22$32,614$5,551$106,997
23$34,094$4,070$72,903
24$35,642$2,522$37,261
25$37,261$904$0

At the end of your 5-year term

Total paid over the term
$190,823
Principal paid down
$70,279
Interest paid
$120,544
Balance remaining
$504,921

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $3,269− Condo fees $11,463− Insurance $600− Vacancy & upkeep $3,168Net operating income $10,300

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

CallRequest a showing