B617-3429 Sheppard Avenue, Toronto, ON
Tam O'Shanter-Sullivan, Toronto · MLS® E12659950
About this home
In short
- Brand new, Experience luxury living in this stunning 2 bedroom , 2 bathrooms,1 parking condo.
- The gourmet kitchen has sleek cabinetry, countertops, and stainless steel appliances .
- The building provides a range of luxurious amenities, including 24/7 concierge service and a state-of-the-art fitness center.
- Close to an Asian supermarket, with convenient transportation and access to Highway 401 within 5 minutes.
Brand new, Experience luxury living in this stunning 2 bedroom , 2 bathrooms,1 parking condo. The gourmet kitchen has sleek cabinetry, countertops, and stainless steel appliances . The building provides a range of luxurious amenities, including 24/7 concierge service and a state-of-the-art fitness center. Close to an Asian supermarket, with convenient transportation and access to Highway 401 within 5 minutes.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E12659950
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800-899 sq ft
- Cross streets
- Sheppard/Warden
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $538/mo
- Exposure
- South East
- Days on market
- 259
- Listing brokerage
- BAY STREET INTEGRITY REALTY INC.
Listed at $695,000. Comparable sales put this home around $483K, so the ask is about 44% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.
Longer on the market than typical. 259 days on the market against about 42 for homes like it here, and asking 44% above where comparable closings put it.
Total price vs nearby homes. Fair value about $483K, median of 91 comparables.
The market behind the math:
About 3.6 months of inventory: 30 condo apartment homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $818/sqft against an area asking average of $685/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 91 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Lynngate Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 91 comparable homes that sold in Tam O'Shanter-Sullivan over the past two years, from 147 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $728/sqft; this home lists at $818/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Tam O'Shanter-Sullivan, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $556,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,043
- Property tax
- $434
- Condo / maintenance fees
- $538
- Heating
- $0
- Estimated monthly cost
- $4,016
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,375
- Toronto municipal land transfer tax
- $10,375
- Estimated closing costs
- $20,750
Plus your down payment of $139,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $182,604
- Principal paid down
- $68,745
- Interest paid
- $113,859
- Balance remaining
- $487,255
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 14 whole-home leases in Tam O'Shanter-Sullivan signed at a median of $2,540 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,639. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.