812 Kennedy Road, Toronto, ON

Ionview, Toronto · MLS® E12843068

$1,050,000
For Sale
Listed 229 days agoNo offer date statedSitting longer than typical
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3+3Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Prime investment opportunity.
  • 5-minute walk to Kennedy Subway.
  • 3+3 bedroom detached bungalow with separate entrance to high-ceiling basement apartment.
  • Open-concept main floor with renovated kitchen, quartz counter, centre island, stainless steel appliances, brand-new dishwasher, and soft-closing drawers.
  • Close to schools, plaza, banks, grocery, shopping, TTC & GO.

Prime investment opportunity! 5-minute walk to Kennedy Subway. 3+3 bedroom detached bungalow with separate entrance to high-ceiling basement apartment. Single car garage and 4 car parking in driveway. Open-concept main floor with renovated kitchen, quartz counter, centre island, stainless steel appliances, brand-new dishwasher, and soft-closing drawers. Bright living/dining with large bay window. Fenced yard with covered deck & brick BBQ, large driveway, attached garage. Close to schools, plaza, banks, grocery, shopping, TTC & GO. Quick closing available.

Key facts

Property type
Detached, Bungalow
MLS®
E12843068
Bedrooms
3+3 (6 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
45 × 130 ft
Cross streets
Kennedy Rd & Eglinton Ave East
Parking
1 garage · 5 parking (built-in)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,261 / 2025
Days on market
229
Listing brokerage
RE/MAX WEST REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Ionview Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Ionview · asking prices
$1.08Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,001/sqft; this home lists at $1,167/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.05MThis home1.04M1.10M915k1.25MThis home vs active comparables

Neighbourhood & location

Ionview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$799K
Wexford-Maryvale
$849K
Bendale
$949K
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ionview Public School
64%
Ionview Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 64% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Maria Goretti Catholic School · Catholic elementary0.5 km · 56% at standard
St Joan of Arc Catholic Academy · Catholic secondary0.9 km · 61% at standard
Lord Roberts Junior Public School · Public elementary0.9 km · 69% at standard
Corvette Junior Public School · Public elementary1.0 km · 60% at standard
Scarborough Centre for Alternative Studi · Public secondary1.2 km
Caring and Safe School 3 · Public secondary1.2 km
South East Secondary Alternative School · Public secondary1.3 km
Glen Ravine Junior Public School · Public elementary1.3 km · 62% at standard
Walter Perry Junior Public School · Public elementary1.4 km · 66% at standard
Hunter's Glen Junior Public School · Public elementary1.5 km · 66% at standard
Charles Gordon Senior Public School · Public elementary1.5 km
General Crerar Public School · Public elementary1.5 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,786/mo
$197KIncome needed
5.3×Price ÷ income
$1,104Weekly cost
$34,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,786Property tax $355Total carry $5,141

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,645per month

Mortgage amount $840,000 · 4.49% over 25 years

$210,000Down payment (20.0%)
$840,000Loan before insurance
$0CMHC premium
$5,000Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,645
Property tax
$355
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,000

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Toronto municipal land transfer tax
$17,475
Estimated closing costs
$34,950

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,621/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$553,351Total interest paid
$1,393,351Total of all payments
Principal $840,000 Interest $553,351
YearPrincipalInterestBalance
1$18,745$36,989$821,255
2$19,596$36,138$801,658
3$20,486$35,248$781,172
4$21,416$34,318$759,756
5$22,389$33,345$737,368
6$23,405$32,329$713,962
7$24,468$31,266$689,495
8$25,579$30,155$663,916
9$26,740$28,994$637,176
10$27,954$27,780$609,221
11$29,223$26,511$579,998
12$30,550$25,184$549,447
13$31,937$23,797$517,510
14$33,388$22,346$484,122
15$34,903$20,831$449,219
16$36,488$19,246$412,731
17$38,145$17,589$374,586
18$39,877$15,857$334,709
19$41,687$14,047$293,021
20$43,580$12,154$249,441
21$45,559$10,175$203,882
22$47,628$8,107$156,255
23$49,790$5,944$106,465
24$52,051$3,683$54,414
25$54,414$1,320$0

At the end of your 5-year term

Total paid over the term
$278,670
Principal paid down
$102,632
Interest paid
$176,038
Balance remaining
$737,368

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,261− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,825

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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