48 St Dunstan Drive, Toronto, ON

Oakridge, Toronto · MLS® E12903774

$769,000
For Sale
Listed 123 days ago
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3Bedrooms
2Bathrooms
4Garage
700Sq Ft
13 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Attention First-Time Buyers & Small Investors! This is an incredible opportunity to secure your hard-earned money in a highly desirable location! Don't miss this amazing property just steps from Victoria Park Subway. This charming 1+2 bedroom bungalow sits on a deep 25 x 110 ft lot, offering excellent potential to build, expand, renovate, or enjoy as a condo alternative or income-generating investment. The main floor features a spacious bedroom, a bright living room (currently used as an additional bedroom), a functional eat-in kitchen, and a modern 4-piece bathroom with a corner shower. The finished basement, with a separate entrance, includes 2 bedrooms, a renovated 4-piece bathroom, and a kitchen, providing great potential for rental income or multi-generational living. Step outside to a fully fenced backyard oasis with mature trees, offering privacy and a perfect space to relax or entertain. Unbeatable location - just steps to transit, schools, parks, shopping plazas, grocery stores, and all essential amenities. A fantastic opportunity for both homeowners and investors alike!

Key facts

Property type
Detached, Bungalow
MLS®
E12903774
Bedrooms
3 (1 + 2)
Bathrooms
2
Size
700 sq ft
Lot
25 × 110 ft
Cross streets
Victoria Park & Danforth Ave
Parking
4 garage (none)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,979 / 2025
Days on market
123
Listing brokerage
BSS REALTY INC.

Rooms

Living RoomMain4.05 × 4.48 m

broadloom · window

Bedroom 3Basement4.20 × 4.08 m

broadloom · window

FoyerMain1.73 × 1.25 m

laminate · window

KitchenMain4.17 × 3.23 m

tile floor · window

Bedroom 2Basement3.90 × 3.04 m

broadloom · above grade window

Kitchen
Powder RoomMain4.20 × 3.93 m

broadloom · window

Bathroom
Moe’s TakeTeam Asgarian · Broker
Above comparables
$652Kest. value

Listed at $769,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Oakridge lately, sellers have been getting about 102% of asking and homes sell in about 16 days.

Based on 68 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 68 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $594K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $893K
  • Adjusts to $893K

That comparable adjusts to $893K; the $652K estimate above is the median of all 68 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Oakridge Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St. Dunstan Drive is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$457KGreat deal$769KOverpriced

Total price vs nearby homes. Fair value about $652K, median of 68 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Income potential
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby in Oakridge · asking prices
$742kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Kenworthy Avenue$719k74 St. Dunstan Drive$799k103 Denton Avenue$675k9 Kenworthy Avenue$795k5 Elward Boulevard$720k

The 5 closest active listings nearby.

See all comparable homes
769kThis home719k799k675k795k720kThis home vs active comparables
Live market pulseActive comparables in Oakridge · median list $720K
$1,099this home / sqft
5active listings nearby
123days on market
97sold nearby · 90 days
$1.08Mmedian sold price
102%of asking, on average

This home lists 21% above the area average of $912/sqft.

122 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Oakridge, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

99/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St. Dunstan Drive, about 52 m away

20+ transit stops6 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Birchcliffe-Cliffside
$1.53M
East York
$925K
Bedford Park-Nortown
$3.76M
West Hill
$769K
Bayview Village
$1.93M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakridge Junior Public School
61%
Oakridge Junior Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 61% meet the provincial standard

Affordability & Mortgage

Affordability
$3,505/mo
$144KIncome needed
5.3×Price ÷ income
$809Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,505Property tax $248Total carry $3,753

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,283per month

Mortgage amount $615,200 · 4.14% over 25 years

$153,800Down payment (20.0%)
$615,200Loan before insurance
$0CMHC premium
$3,531Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,283
Property tax
$248
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,531

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,855
Toronto municipal land transfer tax
$11,855
Estimated closing costs
$23,710

Plus your down payment of $153,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,987/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$369,681Total interest paid
$984,881Total of all payments
Principal $615,200 Interest $369,681
YearPrincipalInterestBalance
1$14,412$24,983$600,788
2$15,015$24,380$585,773
3$15,643$23,752$570,130
4$16,297$23,098$553,833
5$16,979$22,416$536,854
6$17,689$21,706$519,165
7$18,429$20,966$500,736
8$19,200$20,195$481,536
9$20,003$19,392$461,533
10$20,840$18,556$440,694
11$21,711$17,684$418,982
12$22,620$16,776$396,363
13$23,566$15,830$372,797
14$24,551$14,844$348,246
15$25,578$13,817$322,667
16$26,648$12,747$296,019
17$27,763$11,632$268,256
18$28,924$10,471$239,332
19$30,134$9,261$209,198
20$31,394$8,001$177,804
21$32,708$6,688$145,096
22$34,076$5,319$111,020
23$35,501$3,894$75,519
24$36,986$2,409$38,533
25$38,533$862$0

At the end of your 5-year term

Total paid over the term
$196,976
Principal paid down
$78,346
Interest paid
$118,630
Balance remaining
$536,854

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $2,979− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,107

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BSS REALTY INC.. MLS®/PropTx.

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