B108-50 Morecambe Gate, Toronto, ON
L'Amoreaux, Toronto · MLS® E13208350
About this home
In short
- Welcome to Victoria Gardens, a highly sought-after community ideally situated at Victoria Park & Finch in the heart of North York.
- Enjoy unbeatable convenience just steps to transit, Seneca College, grocery stores, restaurants, and shopping, and just minutes to Highways 404 and 401 and Fairview...
Welcome to Victoria Gardens, a highly sought-after community ideally situated at Victoria Park & Finch in the heart of North York.This newer, beautifully upgraded residence offers an exceptionally rare and versatile layout featuring two spacious living areas, two dining spaces, two bedrooms with walk-in closets, and two separate entrances with private terraces. Each section of the unit has its own private living space and washroom, making it perfect for multi-generational living, work-from-home flexibility, or as an income-generating rental property.The unit also features an in-suite washer and dryer, with only the kitchen and laundry conveniently shared between both living spaces, giving each occupant maximum privacy and independence.Thoughtfully designed with thousands spent in upgrades, this stunning home showcases modern laminate flooring, upgraded bathrooms, and a chef-inspired kitchen complete with quartz countertops and stainless steel appliances.Enjoy unbeatable convenience just steps to transit, Seneca College, grocery stores, restaurants, and shopping, and just minutes to Highways 404 and 401 and Fairview Mall for effortless commuting and everyday living.A unique opportunity to own a stylish, functional, and income-flexible home in one of North York's most connected neighbourhoods. Don't miss this exceptional property.
Key facts
- Property type
- Condo Townhouse, Stacked Townhouse
- MLS®
- E13208350
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Victoria Park/Finch
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $342/mo
- Exposure
- East West
- Property tax
- $3,548 / 2025
- Days on market
- 144
- Listing brokerage
- HOMELIFE/BAYVIEW REALTY INC.
Rooms
laminate · w/o to terrace · open concept
laminate · walk-in closet(s) · large window
laminate · open concept
laminate · w/o to terrace · open concept
breakfast bar · quartz counter · stainless steel appl
laminate · walk-in closet(s) · large window
laminate · open concept
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is L'Amoreaux Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $590/sqft; this home lists at $461/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
L'Amoreaux, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $479,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,650
- Property tax
- $296
- Condo / maintenance fees
- $342
- Heating
- $0
- Estimated monthly cost
- $3,287
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,455
- Toronto municipal land transfer tax
- $8,455
- Estimated closing costs
- $16,910
Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $158,975
- Principal paid down
- $58,549
- Interest paid
- $100,425
- Balance remaining
- $420,651
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.