42-435 Middlefield Road, Toronto, ON

Agincourt North, Toronto · MLS® E13224446

$999,999
For Sale
Listed 140 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Welcome To This Gorgeous, Well Maintained and Renovated 3 Bedrooms with 3 Bathrooms Condo Townhouse located In High Demand Area.
  • Ground floor includes a converted full 3-pc washroom.
  • Partilaly finished basement with 3 Pc Washroom & has lot of potential.
  • Close To Schools, Parks, Hwy 401, Woodside Square Shopping Centre And Scarborough Town Centre.
  • Roof changed in 2023 & Low Maintenance Fee.

Welcome To This Gorgeous, Well Maintained and Renovated 3 Bedrooms with 3 Bathrooms Condo Townhouse located In High Demand Area!! Ground floor includes a converted full 3-pc washroom. Upstairs, find a spacious primary bedroom and two additional bedrooms!! Partilaly finished basement with 3 Pc Washroom & has lot of potential. Close To Schools, Parks, Hwy 401, Woodside Square Shopping Centre And Scarborough Town Centre. Roof changed in 2023 & Low Maintenance Fee.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13224446
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1200-1399 sq ft
Cross streets
Middlefield/Finch
Parking
1 garage · 2 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$175/mo
Exposure
North West
Property tax
$3,205 / 2025
Days on market
140
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Anson S Taylor Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Agincourt North · asking prices
$714kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $540/sqft; this home lists at $770/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1000kThis home699k750k720k699k700kThis home vs active comparables

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
Dorset Park
$671K
West Hill
$575K
Victoria Village
$754K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Anson S Taylor Junior Public School
81%
Anson S Taylor Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Percy Williams Junior Public School · Public elementary1.0 km · 82% at standard
Iroquois Junior Public School · Public elementary1.3 km · 95% at standard
Our Lady of Grace Catholic School · Catholic elementary1.5 km · 75% at standard
Brimwood Boulevard Junior Public School · Public elementary1.5 km · 61% at standard
Francis Libermann Catholic High School · Catholic secondary1.5 km · 74% at standard
Macklin Public School · Public elementary1.7 km · 68% at standard
Tom Longboat Junior Public School · Public elementary1.9 km · 78% at standard
The Divine Infant Catholic School · Catholic elementary1.9 km · 72% at standard
Delphi Secondary Alternative School · Public secondary2.1 km · 73% at standard
Malvern Junior Public School · Public elementary2.1 km · 58% at standard
Chartland Junior Public School · Public elementary2.1 km · 71% at standard
North Agincourt Junior Public School · Public elementary2.2 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,558/mo
$188KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
$32,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,558Property tax $267Condo fee $175Total carry $5,000

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,999 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,865Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$267
Condo / maintenance fees
$175
Heating
$0
Estimated monthly cost
$4,865

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,000Total of all payments
Principal $799,999 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,483
3$19,511$33,569$743,973
4$20,396$32,684$723,577
5$21,322$31,758$702,254
6$22,291$30,789$679,963
7$23,303$29,777$656,661
8$24,361$28,719$632,300
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,283
13$30,417$22,663$492,866
14$31,798$21,282$461,069
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
3.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $3,205− Condo fees $2,100− Insurance $600− Vacancy & upkeep $5,412Net operating income $37,883

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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