42-435 Middlefield Road, Toronto, ON

Agincourt North, Toronto · MLS® E13224446

$999,999
For Sale
Listed 46 days ago
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4Bedrooms
3Bathrooms
1Garage · 2 parking
1200-1399Sq Ft

About this home

Welcome To This Gorgeous, Well Maintained and Renovated 3 Bedrooms with 3 Bathrooms Condo Townhouse located In High Demand Area!! Ground floor includes a converted full 3-pc washroom. Upstairs, find a spacious primary bedroom and two additional bedrooms!! Partilaly finished basement with 3 Pc Washroom & has lot of potential. Close To Schools, Parks, Hwy 401, Woodside Square Shopping Centre And Scarborough Town Centre. Roof changed in 2023 & Low Maintenance Fee.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13224446
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1200-1399
Cross streets
Middlefield/Finch
Parking
1 garage · 2 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$175/mo
Exposure
North West
Property tax
$3,205 / 2025
Days on market
46
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Listing history

  1. Jun 10, 2026Listed$3,000

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Anson S Taylor Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Middlefield Rd at Orator Gate North Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$670kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1-27 Gosford Boulevard$650k59-10 Esterbrooke Avenue$600k345-4005 Don Mills Road$579k306-19 Liszt Gate$800k73-6 Esterbrooke Avenue$720k

The 5 closest of 8 active listings nearby.

See all comparable homes
1000kThis home650k600k579k800k720kThis home vs active comparables
Live market pulseActive comparables in Agincourt North · median list $699K
$770this home / sqft
5active listings nearby
46days on market

42 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Middlefield Rd at Orator Gate North Side, about 123 m away

20+ transit stops5 grocery20+ dining3 parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$516K
Morningside
$591K
L'Amoreaux
$600K
Hillcrest Village
$677K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Anson S Taylor Junior Public School
81%
Anson S Taylor Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,558/mo
$188KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,558Property tax $267Condo fee $175Total carry $5,000

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,999 · 4.14% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,711Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$267
Condo / maintenance fees
$175
Heating
$0
Estimated monthly cost
$4,711

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,729Total interest paid
$1,280,728Total of all payments
Principal $799,999 Interest $480,729
YearPrincipalInterestBalance
1$18,741$32,488$781,258
2$19,525$31,704$761,733
3$20,342$30,887$741,391
4$21,193$30,036$720,198
5$22,079$29,150$698,119
6$23,003$28,226$675,116
7$23,965$27,264$651,152
8$24,967$26,262$626,184
9$26,012$25,217$600,173
10$27,100$24,129$573,073
11$28,233$22,996$544,840
12$29,414$21,815$515,426
13$30,645$20,585$484,781
14$31,926$19,303$452,855
15$33,262$17,967$419,593
16$34,653$16,576$384,940
17$36,103$15,127$348,837
18$37,613$13,616$311,225
19$39,186$12,043$272,039
20$40,825$10,404$231,214
21$42,533$8,696$188,681
22$44,312$6,917$144,369
23$46,165$5,064$98,204
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,146
Principal paid down
$101,880
Interest paid
$154,265
Balance remaining
$698,119

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $3,205− Condo fees $2,100− Insurance $600− Vacancy & upkeep $5,412Net operating income $37,883

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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