1004-2 Westney Road, Ajax, ON
Central West, Ajax · MLS® E13444766
About this home
In short
- Lovely 3-Bedroom Condo in a desirable location.
- The primary bedroom features a 3-piece ensuite washroom, plus there is an additional 4-piece washroom.
- This freshly painted corner unit offers approximately 1,157 sq. ft. as per MPAC.
Lovely 3-Bedroom Condo in a desirable location! Walking distance to shopping, including Sobeys, Shoppers Drug Mart, and more. Perfect for empty nesters or first-time buyers. Bright and spacious living room with a walkout to a west-facing balcony. Functional eat-in kitchen and convenient in-suite laundry. The primary bedroom features a 3-piece ensuite washroom, plus there is an additional 4-piece washroom. This freshly painted corner unit offers approximately 1,157 sq. ft. as per MPAC. The third bedroom is currently being used as a dining room but can easily be converted back to a bedroom, as the door is conveniently stored in the locker. Freshly Painted. Outdoor Pool Is Heated.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E13444766
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Kingston Rd/Westney Rd
- Parking
- 2 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $848/mo
- Exposure
- East West
- Property tax
- $3,417 / 2025
- Days on market
- 97
- Listing brokerage
- CENTURY 21 PERCY FULTON LTD.
Rooms
3 pc ensuite · walk-in closet(s) · laminate
laminate · closet
eat-in kitchen · overlooks living
broadloom · w/o to balcony
broadloom · large closet
Broadloom
Listed at $500,000, which is right in line with comparable homes.
Total price vs nearby homes. Fair value about $507K, learned from recent GTA sales.
The market behind the math:
About 5 months of inventory: 5 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $455/sqft against an area asking average of $456/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $520K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
Based on 8 homes sold in this building over the past two years, from 25 closings in Central West.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $435/sqft; this home lists at $455/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Central West, Ajax, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Ajax.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $400,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,189
- Property tax
- $285
- Condo / maintenance fees
- $848
- Heating
- $0
- Estimated monthly cost
- $3,322
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,475
- Estimated closing costs
- $6,475
Plus your down payment of $100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $131,370
- Principal paid down
- $49,457
- Interest paid
- $81,913
- Balance remaining
- $350,543
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Central West signed at a median of $2,525 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,874. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.