2106-286 Main Street, Toronto, ON

East End-Danforth, Toronto · MLS® E13488572

$499,900
For Sale
Listed 116 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
2Bathrooms
0Parking
600-699Sq ft

About this home

Fantastic Layout!! Extra Clean Suite!! Well Sought after Location!! Must Show!! 24 Hours Security!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13488572
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
600-699 sq ft
Cross streets
DANFORTH AND MAIN STREET
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$473/mo
Exposure
South East
Property tax
$2,798 / 2025
Days on market
116
Listing brokerage
HOMELIFE/RESPONSE REALTY INC.

Rooms

KitchenFlat3.23 × 3.19 m

overlooks living · laminate

Living RoomFlat3.34 × 3.29 m

w/o to balcony · laminate · open concept

DenFlat2.78 × 2.69 m

Laminate

Primary BedroomFlat3.12 × 3.09 m

3 pc ensuite · large closet · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Gledhill Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in East End-Danforth · asking prices
$552kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $811/sqft; this home lists at $770/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
500kThis home579k499k579kThis home vs active comparables

Neighbourhood & location

East End-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$649K
Moss Park
$495K
Waterfront Communities C8
$525K
Church-Yonge Corridor
$580K
Annex
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gledhill Junior Public School
76%
Gledhill Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 76% meet the provincial standard
William J McCordic SchoolEQAO results not published
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Secord Elementary School · Public elementary0.5 km · 61% at standard
St Nicholas Catholic School · Catholic elementary0.5 km · 61% at standard
Beaches Alternative Junior School · Public elementary0.6 km
Kimberley Junior Public School · Public elementary0.6 km · 82% at standard
Malvern Collegiate Institute · Public secondary0.9 km · 87% at standard
St John Catholic School · Catholic elementary1.0 km · 72% at standard
Notre Dame Catholic High School · Catholic secondary1.1 km · 82% at standard
D A Morrison Middle School · Public elementary1.1 km · 79% at standard
Adam Beck Junior Public School · Public elementary1.2 km · 73% at standard
Crescent Town Elementary School · Public elementary1.3 km · 68% at standard
Norway Junior Public School · Public elementary1.3 km · 85% at standard
Blantyre Public School · Public elementary1.5 km · 71% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,278/mo
$107KIncome needed
4.7×Price ÷ income
$526Weekly cost
$12,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,278Property tax $233Condo fee $473Total carry $2,985

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,920 · 4.49% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,917Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$233
Condo / maintenance fees
$473
Heating
$0
Estimated monthly cost
$2,917

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,448Total interest paid
$663,368Total of all payments
Principal $399,920 Interest $263,448
YearPrincipalInterestBalance
1$8,925$17,610$390,995
2$9,330$17,205$381,666
3$9,753$16,781$371,912
4$10,196$16,339$361,716
5$10,659$15,876$351,057
6$11,143$15,392$339,914
7$11,649$14,886$328,265
8$12,178$14,357$316,087
9$12,731$13,804$303,356
10$13,309$13,226$290,047
11$13,913$12,622$276,134
12$14,545$11,990$261,589
13$15,205$11,329$246,384
14$15,896$10,639$230,488
15$16,617$9,917$213,871
16$17,372$9,163$196,499
17$18,161$8,374$178,338
18$18,985$7,550$159,353
19$19,847$6,688$139,506
20$20,748$5,786$118,758
21$21,690$4,844$97,067
22$22,675$3,859$74,392
23$23,705$2,830$50,687
24$24,781$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,674
Principal paid down
$48,863
Interest paid
$83,811
Balance remaining
$351,057

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,798− Condo fees $5,680− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,816

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/RESPONSE REALTY INC.. MLS®/PropTx.

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