3818 Lawrence Avenue, Toronto, ON

Woburn, Toronto · MLS® E13528660

$899,000
For Sale
Listed 105 days agoNo offer date statedSitting longer than typical
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3+4Bedrooms
3Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Welcome To 3818 Lawrence Ave E In Scarborough.
  • This Charming And Well-Maintained 3+4 Bedroom, 3-Bathroom Family Home Is Nestled In One Of Scarborough's Most Desirable And Family-Friendly Neighborhoods.
  • Upgrades - Added Pot Lights, New Windows, And Freshly Painted.
  • The Finished Basement Offers Exceptional Versatility, Featuring A Separate Entrance, A Fully Equipped Kitchen, Four Additional Bedrooms, Its Own Laundry, And Two Full...
  • Outside, Enjoy A Private Backyard With Mature Greenery, Perfect For Summer Gatherings, Gardening, Or Relaxing After A Long Day.

Welcome To 3818 Lawrence Ave E In Scarborough. This Charming And Well-Maintained 3+4 Bedroom, 3-Bathroom Family Home Is Nestled In One Of Scarborough's Most Desirable And Family-Friendly Neighborhoods. It Is Perfectly Suited For First-Time Buyers, Growing Families, Or Investors, Offering A Bright, Functional, And Inviting Layout Designed For Everyday Comfort And Easy Entertaining.The Main Floor Features A Spacious Living Area, Creating A Sense Of Openness And Abundant Natural Light. The Adjoining Dining Space Flows Seamlessly Into A Practical, Well-Equipped Kitchen With Ample Cabinet Space, Quality Appliances, And A Cozy Breakfast Area-Ideal For Morning Coffee Or Casual Meals. There Are Three Well-Proportioned Bedrooms, Each With Generous Closet Space And Large Windows That Fill The Rooms With Sunlight. A Tastefully Finished 3-Piece Bathroom And In-Suite Laundry Complete This Level, Providing Both Convenience And Style For The Entire Family. Upgrades - Added Pot Lights, New Windows, And Freshly Painted.The Finished Basement Offers Exceptional Versatility, Featuring A Separate Entrance, A Fully Equipped Kitchen, Four Additional Bedrooms, Its Own Laundry, And Two Full Bathrooms. This Space Is Ideal For Extended Family Living, In-Law Accommodation, Or Potential Rental Income.Outside, Enjoy A Private Backyard With Mature Greenery, Perfect For Summer Gatherings, Gardening, Or Relaxing After A Long Day. The Property Also Offers Ample Parking And Welcoming Curb Appeal That Leaves A Lasting Impression.Conveniently Located Near Top-Rated Schools, Parks, Shopping Centers, Public Transit, And Major Highways, This Home Offers The Perfect Balance Of Comfort, Accessibility, And Value. Do Not Miss Your Opportunity To Own This Wonderful Property In A Sought-After Scarborough Community-A True Blend Of Comfort, Functionality, And Potential.

Key facts

Property type
Detached, Bungalow
MLS®
E13528660
Bedrooms
3+4 (7 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
52 × 120 ft
Cross streets
LAWRENCE AVE. E/SCARBOROUGH GOLF CLUB RD.
Parking
1 garage · 5 parking (carport)
Driveway
Private
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,990 / 2026
Days on market
105
Listing brokerage
PUBLIC TRUST REALTY INC.

Rooms

Dining RoomGround3.16 × 2.77 m

laminate · window · renovated

Bedroom 3Ground2.79 × 2.99 m

laminate · closet · renovated

KitchenGround3.84 × 2.06 m

ceramic floor · stainless steel appl · renovated

Bedroom 2Ground2.77 × 2.91 m

laminate · large closet · renovated

BedroomBasement3.01 × 3.32 m

laminate · window · closet

Bedroom 4Basement3.10 × 3.85 m

laminate · window · 3 pc ensuite

Primary BedroomGround2.96 × 3.88 m

laminate · large closet · renovated

BedroomBasement2.98 × 3.32 m

laminate · window · closet

Living RoomGround3.27 × 5.05 m

laminate · large window · renovated

Bedroom 5Basement3.99 × 3.29 m

laminate · window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Cedarbrae Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Woburn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Cliffcrest
$799K
Rouge E11
$1.15M
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Golf Road Junior Public School
56%
Golf Road Junior Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 56% meet the provincial standard
Tecumseh Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Alternative Scarborough Education 1 · Public secondary0.2 km
Willow Park Junior Public School · Public elementary0.3 km · 27% at standard
Cornell Junior Public School · Public elementary0.7 km · 74% at standard
George B Little Public School · Public elementary0.9 km · 54% at standard
Galloway Road Public School · Public elementary1.2 km · 57% at standard
St Margaret's Public School · Public elementary1.3 km · 57% at standard
Heather Heights Junior Public School · Public elementary1.4 km · 64% at standard
Maplewood High School · Public secondary1.4 km
Churchill Heights Public School · Public elementary1.5 km · 78% at standard
Henry Hudson Senior Public School · Public elementary1.6 km
Guildwood Junior Public School · Public elementary1.6 km · 80% at standard
Eastview Public School · Public elementary1.6 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$170KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,097Property tax $333Total carry $4,430

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,309Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$333
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,309

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,990− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,174

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PUBLIC TRUST REALTY INC.. MLS®/PropTx.

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