78 Agincourt Drive, Toronto, ON
Agincourt South-Malvern West, Toronto · MLS® E13559056
About this home
In short
- Welcome to this beautiful fully renovated home in prime desirable Agincourt area.
- Open concept main floor with engineered hardwood throughout, and lots of potlights.
- Master bedroom has ensuite bathroom and walk in closet.
- The basement is spacious and bright, with a large living room, 3 bedrooms and 2 full bathrooms and separate entrance - in fact the basement is currently rented for...
- And given the size of the yard, an additional garden suite can easily be added in the future to boost the yield even more.
Welcome to this beautiful fully renovated home in prime desirable Agincourt area. Step into this luxury 5 level backsplit that's 3,071 sq ft, 7 bedrooms and 5 full bathrooms in total over 5 levels in an excellent layout. Open concept main floor with engineered hardwood throughout, and lots of potlights. Two brand new kitchens with quartz countertops and stainless steel appliances. Brand new washrooms with quartz countertops and luxury finishes. Enjoy the oversized fireplace in your family room with a walkout to the deck, overlooking your lush backyard. This home is on a premium deep lot with mature trees where you can immerse yourself in the outdoors. Master bedroom has ensuite bathroom and walk in closet. The basement is spacious and bright, with a large living room, 3 bedrooms and 2 full bathrooms and separate entrance - in fact the basement is currently rented for almost $3,000 a month - a chunk of your mortgage payment is taken care of right there! You don't want to miss this property which can be used in many different ways. One the one hand it's the perfect multi-generational home which allows for spacious luxurious living for everyone and allows for privacy and independence for multiple families. Or it can very easily be converted to a 4-plex, which are legal by default almost everywhere across Toronto now. This property was layed-out like that in the past, and requires minimal changes to restore those features and achieve roughly $10k/month rental income. And given the size of the yard, an additional garden suite can easily be added in the future to boost the yield even more!
Key facts
- Property type
- Detached, Backsplit 5
- MLS®
- E13559056
- Bedrooms
- 4+3 (7 total)
- Bathrooms
- 5
- Size
- 2000-2500 sq ft
- Lot
- 50 × 199 ft
- Cross streets
- Kennedy/Sheppard/Midland
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,711 / 2025
- Days on market
- 98
- Listing brokerage
- CENTURY 21 PERCY FULTON LTD.
Rooms
w/o to yard · 3 pc ensuite
Combined w/Dining
Combined w/Living
4 pc ensuite · walk-in closet(s)
3 pc ensuite · w/o to deck · electric fireplace
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Agincourt South-Malvern West, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,319,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,298
- Property tax
- $559
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,857
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,473
- Toronto municipal land transfer tax
- $29,473
- Estimated closing costs
- $58,946
Plus your down payment of $329,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $437,884
- Principal paid down
- $161,270
- Interest paid
- $276,614
- Balance remaining
- $1,158,650
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.