78 Agincourt Drive, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13559056

$1,649,900
For Sale
Listed 4 days ago
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7Bedrooms
5Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Welcome to this beautiful fully renovated home in prime desirable Agincourt area. Step into this luxury 5 level backsplit that's 3,071 sq ft, 7 bedrooms and 5 full bathrooms in total over 5 levels in an excellent layout. Open concept main floor with engineered hardwood throughout, and lots of potlights. Two brand new kitchens with quartz countertops and stainless steel appliances. Brand new washrooms with quartz countertops and luxury finishes. Enjoy the oversized fireplace in your family room with a walkout to the deck, overlooking your lush backyard. This home is on a premium deep lot with mature trees where you can immerse yourself in the outdoors. Master bedroom has ensuite bathroom and walk in closet. The basement is spacious and bright, with a large living room, 3 bedrooms and 2 full bathrooms and separate entrance - in fact the basement is currently rented for almost $3,000 a month - a chunk of your mortgage payment is taken care of right there! You don't want to miss this property which can be used in many different ways. One the one hand it's the perfect multi-generational home which allows for spacious luxurious living for everyone and allows for privacy and independence for multiple families. Or it can very easily be converted to a 4-plex, which are legal by default almost everywhere across Toronto now. This property was layed-out like that in the past, and requires minimal changes to restore those features and achieve roughly $10k/month rental income. And given the size of the yard, an additional garden suite can easily be added in the future to boost the yield even more!

Key facts

Property type
Detached, Backsplit 5
MLS®
E13559056
Bedrooms
7 (4 + 3)
Bathrooms
5
Size
2000-2500
Lot
50 × 199 ft
Cross streets
Kennedy/Sheppard/Midland
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,711 / 2025
Days on market
4
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

Living RoomBasement5.44 × 3.43 m

w/o to yard · 3 pc ensuite

Living RoomMain8.54 × 3.59 m

Combined w/Dining

Bedroom 2Upper4.20 × 3.23 m
Bedroom 4Lower3.13 × 2.99 m
KitchenBasement3.54 × 2.94 m
StudyBasement3.97 × 3.50 m
Bedroom 3Upper3.15 × 2.99 m
Utility RoomSub-Basement3.82 × 2.83 m
Dining RoomMain8.54 × 3.59 m

Combined w/Living

Primary BedroomUpper4.32 × 4.35 m

4 pc ensuite · walk-in closet(s)

Family RoomLower8.36 × 3.46 m

3 pc ensuite · w/o to deck · electric fireplace

KitchenMain5.60 × 3.20 m

Listing history

  1. Jun 30, 2026Listed$4,200

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.78Mest. value

Listed at $1,649,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.63M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.09M
  • Bedrooms +$30K
  • Bathrooms +$30K
  • Adjusts to $1.15M

That comparable adjusts to $1.15M; the $1.78M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Midland Ave at Montgomery Ave is about a 5-minute walk away.

List price
$1.15MGreat deal$1.98MOverpriced

Total price vs nearby homes. Fair value about $1.78M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

12 Bingley Road$1000k10B Holmstead Avenue$1.80M49 Butterworth Avenue$1.39M65 Becca Hall Trail$1.15M59 Princemere Crescent$1.74M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.65MThis home1000k1.80M1.39M1.15M1.74MThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $1.35M
$733this home / sqft
5active listings nearby
4days on market

This home lists 8% below the area average of $797/sqft.

3 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Midland Ave at Montgomery Ave, about 361 m away

20+ transit stops6 grocery20+ dining13 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$7,520/mo
$307KIncome needed
5.4×Price ÷ income
$1,735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,520Property tax $559Total carry $8,079

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,044per month

Mortgage amount $1,319,920 · 4.14% over 25 years

$329,980Down payment (20.0%)
$1,319,920Loan before insurance
$0CMHC premium
$7,603Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,044
Property tax
$559
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,603

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,473
Toronto municipal land transfer tax
$29,473
Estimated closing costs
$58,946

Plus your down payment of $329,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,555/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793,155Total interest paid
$2,113,075Total of all payments
Principal $1,319,920 Interest $793,155
YearPrincipalInterestBalance
1$30,921$53,602$1,288,999
2$32,215$52,308$1,256,784
3$33,562$50,961$1,223,222
4$34,966$49,557$1,188,256
5$36,428$48,095$1,151,828
6$37,952$46,571$1,113,876
7$39,540$44,983$1,074,336
8$41,194$43,329$1,033,142
9$42,917$41,606$990,226
10$44,712$39,811$945,514
11$46,582$37,941$898,932
12$48,530$35,993$850,401
13$50,560$33,963$799,841
14$52,675$31,848$747,166
15$54,879$29,644$692,287
16$57,174$27,349$635,113
17$59,566$24,957$575,547
18$62,057$22,466$513,490
19$64,653$19,870$448,837
20$67,357$17,166$381,480
21$70,175$14,348$311,305
22$73,110$11,413$238,195
23$76,168$8,355$162,027
24$79,354$5,169$82,673
25$82,673$1,850$0

At the end of your 5-year term

Total paid over the term
$422,615
Principal paid down
$168,092
Interest paid
$254,523
Balance remaining
$1,151,828

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $6,711− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,745

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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