3-1321 Gerrard Street, Toronto, ON

Greenwood-Coxwell, Toronto · MLS® E13559344

$699,900
For Sale
Listed 98 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Modern townhouse offering 9'6" ceilings with open-concept.
  • 200 sq.ft. outdoor space with a gas BBQ hookup and water line.
  • Includes 1 underground parking space and 1 storage locker.

Modern townhouse offering 9'6" ceilings with open-concept. Kitchen overlooks breakfast bar, dining and living area with a walk-out to balcony. Enjoy the spacious, private rooftop terrace offering approx. 200 sq.ft. outdoor space with a gas BBQ hookup and water line. Additional features include wood flooring throughout (no carpet), updated kitchen and bath fixtures. Stainless steel appliances, premium large-capacity washer/dryer. The functional layout compliments the floor to ceiling windows, brightening the home with natural lighting. Enjoy the convenience of city living, with being steps away from Greenwood Park, TTC access, trendy cafes, restaurants, shops, schools, grocery stores and just minutes away from the heart of Downtown Toronto. Includes 1 underground parking space and 1 storage locker. A wonderful opportunity to live in one of Leslieville's most vibrant Neighbourhoods.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
E13559344
Bedrooms
2
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Gerrard/ Greenwood
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Maintenance
$757/mo
Exposure
North
Property tax
$4,065 / 2025
Days on market
98
Listing brokerage
SRT HOMES REALTY BROKERAGE

Rooms

BedroomThird3.69 × 2.87 m

hardwood floor · skylight

KitchenSecond2.96 × 2.71 m

hardwood floor · stainless steel appl · breakfast bar

Living RoomSecond3.69 × 3.38 m

hardwood floor · open concept · w/o to balcony

Dining RoomSecond3.69 × 3.69 m

hardwood floor · open concept · combined w/living

Primary BedroomThird3.69 × 3.05 m

hardwood floor · window floor to ceiling

Our TakeTeam Asgarian · Broker
Below what recent sales support
$768Kautomated estimate, from recent sales

Listed at $699,900, about 9% below our estimate of $768K (homes like it typically land between $714K and $807K).

List price
$700KBelow our range$807KAbove our range

Total price vs nearby homes. Fair value about $768K, learned from recent GTA sales.

The market behind the math:

98days on market so far
$3,033/moest. rent · 5 leases
5.2%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $637/sqft against an area asking average of $650/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $749K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Equinox Holistic Alternative School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($637/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Greenwood-Coxwell, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Greenwood-Coxwell over the past two years, from 8 closings there.

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Greenwood-Coxwell, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Victoria Village
$754K
Niagara
$902K
St. Andrew-Windfields
$929K
Dorset Park
$671K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Equinox Holistic Alternative School
83%
Equinox Holistic Alternative SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 83% meet the provincial standard
Danforth Collegiate and Technical InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Roden Public School · Public elementary0.4 km · 65% at standard
Leslieville Junior Public School · Public elementary0.7 km · 62% at standard
Duke of Connaught Junior and Senior Public School · Public elementary0.7 km · 71% at standard
Riverdale Collegiate Institute · Public secondary0.7 km · 86% at standard
St Patrick Catholic Secondary School · Catholic secondary0.8 km · 76% at standard
Monarch Park Collegiate Institute · Public secondary0.9 km · 79% at standard
Blake Street Junior Public School · Public elementary1.0 km · 75% at standard
East Alternative School of Toronto · Public elementary1.0 km
Bowmore Road Junior and Senior Public School · Public elementary1.1 km · 64% at standard
Greenwood Secondary School · Public secondary1.1 km · 17% at standard
School of Life Experience · Public secondary1.1 km
Earl Haig Public School · Public elementary1.2 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,190/mo
$150KIncome needed
4.7×Price ÷ income
$736Weekly cost
$20,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,190Property tax $339Condo fee $757Total carry $4,286

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,920 · 4.49% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$4,192Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$339
Condo / maintenance fees
$757
Heating
$0
Estimated monthly cost
$4,192

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Toronto municipal land transfer tax
$10,473
Estimated closing costs
$20,946

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,747/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,848Total interest paid
$928,768Total of all payments
Principal $559,920 Interest $368,848
YearPrincipalInterestBalance
1$12,495$24,656$547,425
2$13,062$24,088$534,363
3$13,655$23,495$520,707
4$14,275$22,875$506,432
5$14,924$22,227$491,508
6$15,601$21,550$475,907
7$16,310$20,841$459,597
8$17,050$20,101$442,547
9$17,824$19,327$424,723
10$18,634$18,517$406,090
11$19,480$17,671$386,610
12$20,364$16,787$366,246
13$21,289$15,862$344,957
14$22,255$14,896$322,702
15$23,266$13,885$299,437
16$24,322$12,829$275,114
17$25,426$11,724$249,688
18$26,581$10,570$223,107
19$27,788$9,363$195,320
20$29,049$8,101$166,270
21$30,368$6,782$135,902
22$31,747$5,404$104,155
23$33,189$3,962$70,966
24$34,695$2,455$36,271
25$36,271$880$0

At the end of your 5-year term

Total paid over the term
$185,754
Principal paid down
$68,412
Interest paid
$117,342
Balance remaining
$491,508

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Greenwood-Coxwell$3,033/mo
$36,396Gross annual rent
2.7%Cap rate after taxes and upkeep
$2,662 to $3,396Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Greenwood-Coxwell signed at a median of $2,811 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,033. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $4,065− Condo fees $9,087− Insurance $600− Vacancy & upkeep $4,004Net operating income $18,641

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SRT HOMES REALTY BROKERAGE. MLS®/PropTx.

CallRequest a showing