1109-100 Wingarden Court, Toronto, ON

Malvern, Toronto · MLS® E13578530

$450,000
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Exceptional value for exceptional living space! This 3 bedroom, 2 bathroom condo boasts 1,119 square feet of living space. Located in an established community, this building has undergone recent renovations and upgrades. Conveniently located near amenities, TTC and major routes.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13578530
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Neilson & Finch
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$718/mo
Exposure
South West
Property tax
$998 / 2025
Listing brokerage
ACCSELL REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$503Kest. value

Listed at $450,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 21 similar homes nearby, adjusted for size, beds, and baths.Median of 21 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $380K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $440K
  • Bedrooms +$30K
  • Adjusts to $470K

That comparable adjusts to $470K; the $503K estimate above is the median of all 21 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Tom Longboat Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Neilson Rd at Crow Trail is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$414KGreat deal$540KOverpriced

Total price vs nearby homes. Fair value about $503K, median of 21 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby in Malvern · asking prices
$501kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

803-410 Mclevin Avenue$449k509-410 McLevin Avenue$499k1609-410 Mclevin Avenue$530k205-5580 Sheppard Avenue$525k

The 4 closest active listings nearby.

See all comparable homes
450kThis home449k499k530k525kThis home vs active comparables
Live market pulseActive comparables in Malvern · median list $475K
$409this home / sqft
24active listings nearby

This home lists 3% below the area average of $422/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Neilson Rd at Crow Trail, about 97 m away

20+ transit stops6 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Bayview Village
$748K
Willowdale East
$441K
Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tom Longboat Junior Public School
78%
Tom Longboat Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,051/mo
$97KIncome needed
4.6×Price ÷ income
$473Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,051Property tax $83Condo fee $718Total carry $2,852

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,921per month

Mortgage amount $360,000 · 4.14% over 25 years

$90,000Down payment (20.0%)
$360,000Loan before insurance
$0CMHC premium
$2,722Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,921
Property tax
$83
Condo / maintenance fees
$718
Heating
$0
Estimated monthly cost
$2,722

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Toronto municipal land transfer tax
$5,475
Estimated closing costs
$10,950

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,328Total interest paid
$576,328Total of all payments
Principal $360,000 Interest $216,328
YearPrincipalInterestBalance
1$8,434$14,620$351,566
2$8,786$14,267$342,780
3$9,154$13,899$333,626
4$9,537$13,516$324,090
5$9,936$13,117$314,154
6$10,351$12,702$303,803
7$10,784$12,269$293,018
8$11,235$11,818$281,783
9$11,705$11,348$270,078
10$12,195$10,858$257,883
11$12,705$10,348$245,178
12$13,236$9,817$231,942
13$13,790$9,263$218,152
14$14,367$8,686$203,785
15$14,968$8,085$188,817
16$15,594$7,459$173,223
17$16,246$6,807$156,977
18$16,926$6,127$140,051
19$17,634$5,419$122,418
20$18,371$4,682$104,046
21$19,140$3,913$84,907
22$19,940$3,113$64,966
23$20,774$2,279$44,192
24$21,643$1,410$22,549
25$22,549$504$0

At the end of your 5-year term

Total paid over the term
$115,266
Principal paid down
$45,846
Interest paid
$69,420
Balance remaining
$314,154

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.1%
Gross yield
− Property tax $998− Condo fees $8,617− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,098

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ACCSELL REALTY INC.. MLS®/PropTx.

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