1109-100 Wingarden Court, Toronto, ON

Malvern, Toronto · MLS® E13578530

$430,000
For Sale
Listed 94 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Exceptional value for exceptional living space.
  • This 3 bedroom, 2 bathroom condo boasts 1,119 square feet of living space.
  • Located in an established community, this building has undergone recent renovations and upgrades.

Exceptional value for exceptional living space! This 3 bedroom, 2 bathroom condo boasts 1,119 square feet of living space. Located in an established community, this building has undergone recent renovations and upgrades. Conveniently located near amenities, TTC and major routes.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13578530
Bedrooms
3
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Neilson & Finch
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$718/mo
Exposure
South West
Property tax
$998 / 2025
Days on market
94
Listing brokerage
ACCSELL REALTY INC.

Rooms

LaundryMain3.80 × 1.84 m
Bedroom 3Main2.74 × 2.43 m
Primary BedroomMain4.54 × 3.30 m
KitchenMain2.71 × 2.66 m
Bedroom 2Main3.78 × 2.92 m
Living RoomMain3.17 × 3.98 m
Dining RoomMain2.43 × 3.36 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Tom Longboat Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Malvern · asking prices
$445kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $405/sqft; this home lists at $391/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
430kThis home399k468k468kThis home vs active comparables

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tom Longboat Junior Public School
78%
Tom Longboat Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sacred Heart Catholic School · Catholic elementary0.4 km · 67% at standard
Mary Shadd Public School · Public elementary0.7 km · 56% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.0 km · 50% at standard
Berner Trail Junior Public School · Public elementary1.2 km · 56% at standard
Grey Owl Junior Public School · Public elementary1.3 km · 54% at standard
St Columba Catholic School · Catholic elementary1.3 km · 40% at standard
Thomas L Wells Public School · Public elementary1.4 km · 80% at standard
Alexander Stirling Public School · Public elementary1.5 km · 49% at standard
St Barnabas Catholic School · Catholic elementary1.6 km · 67% at standard
Malvern Junior Public School · Public elementary1.6 km · 58% at standard
Emily Carr Public School · Public elementary1.7 km · 70% at standard
St Bede Catholic School · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,960/mo
$94KIncome needed
4.6×Price ÷ income
$452Weekly cost
$10,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,960Property tax $83Condo fee $718Total carry $2,761

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,902per month

Mortgage amount $344,000 · 4.49% over 25 years

$86,000Down payment (20.0%)
$344,000Loan before insurance
$0CMHC premium
$2,703Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,902
Property tax
$83
Condo / maintenance fees
$718
Heating
$0
Estimated monthly cost
$2,703

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,075
Toronto municipal land transfer tax
$5,075
Estimated closing costs
$10,150

Plus your down payment of $86,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,302/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,611Total interest paid
$570,611Total of all payments
Principal $344,000 Interest $226,611
YearPrincipalInterestBalance
1$7,677$15,148$336,323
2$8,025$14,799$328,298
3$8,390$14,435$319,909
4$8,770$14,054$311,138
5$9,169$13,656$301,970
6$9,585$13,239$292,385
7$10,020$12,804$282,364
8$10,475$12,349$271,889
9$10,951$11,874$260,939
10$11,448$11,376$249,491
11$11,968$10,857$237,523
12$12,511$10,313$225,012
13$13,079$9,745$211,933
14$13,673$9,151$198,260
15$14,294$8,531$183,966
16$14,943$7,882$169,023
17$15,621$7,203$153,402
18$16,331$6,494$137,071
19$17,072$5,752$119,999
20$17,847$4,977$102,152
21$18,657$4,167$83,495
22$19,505$3,320$63,990
23$20,390$2,434$43,600
24$21,316$1,508$22,284
25$22,284$541$0

At the end of your 5-year term

Total paid over the term
$114,122
Principal paid down
$42,030
Interest paid
$72,092
Balance remaining
$301,970

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
6.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.5%
Gross yield
− Property tax $998− Condo fees $8,617− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,098

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ACCSELL REALTY INC.. MLS®/PropTx.

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