46 Flintwick Drive, Toronto, ON

Bendale, Toronto · MLS® E13618686

$1,078,000
For Sale
Listed 53 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
4Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Amazing Fully Renovated Turnkey Masterpiece.
  • Experience refined living in this stunning home, extensively upgraded with over $200,000 in premium renovations, offering the perfect blend of modern design, comfort...
  • Step inside to a bright, open-concept layout featuring engineered hardwood flooring throughout the main level, seamlessly connecting the living, dining, and bedroom...
  • The main level offers 3 spacious bedrooms and 1.5 beautifully updated bathrooms, while the fully finished basement expands your living space with 2 additional...
  • Major 2025 Upgrades Include: New roof, windows, doors, and air conditioning-delivering peace of mind and true move-in-ready convenience.

Amazing Fully Renovated Turnkey Masterpiece! Experience refined living in this stunning home, extensively upgraded with over $200,000 in premium renovations, offering the perfect blend of modern design, comfort, and functionality in one of Scarborough's most desirable communities. Step inside to a bright, open-concept layout featuring engineered hardwood flooring throughout the main level, seamlessly connecting the living, dining, and bedroom spaces. The chef-inspired kitchen is a true highlight, showcasing quartz countertops, sleek custom cabinetry with ample storage, and a full suite of brand-new stainless steel appliances. The main level offers 3 spacious bedrooms and 1.5 beautifully updated bathrooms, while the fully finished basement expands your living space with 2 additional bedrooms and 2 full bathrooms ideal for extended family or income potential. Enjoy a completely carpet-free home designed for modern living. Major 2025 Upgrades Include: New roof, windows, doors, and air conditioning-delivering peace of mind and true move-in-ready convenience. Location is unbeatable! Just minutes from Scarborough Town Centre and the upcoming Scarborough Subway Extension, with easy access to GO Transit and Hwy 401 for effortless commuting. Walking distance to schools, parks, and scenic trails including Thomson Park, making it perfect for families. Additional potential to extend the driveway allows for increased parking flexibility. This exceptional home offers luxury upgrades, income potential, and prime location a rare opportunity not to be missed!

Key facts

Property type
Detached, Bungalow
MLS®
E13618686
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
81.7 × 106.94 ft
Cross streets
Mccowan & Ellesmere
Parking
4 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,328 / 2026
Days on market
53
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Bedroom 3Main3.12 × 2.82 m
Primary BedroomMain3.96 × 3.12 m
RecreationBasement5.76 × 4.02 m
Bedroom 2Main3.12 × 2.87 m
Living RoomMain4.88 × 3.38 m

hardwood floor · pot lights · window

BedroomBasement5.72 × 3.12 m
KitchenMain4.70 × 3.43 m
Dining RoomMain3.02 × 2.54 m
BedroomBasement5.89 × 5.51 m
Our TakeTeam Asgarian · Broker
Above what recent sales support
$938Kautomated estimate, from recent sales

Listed at $1,078,000. Recent sales of homes like it put this one around $938K, so the ask is about 15% above what similar homes have sold for.

If it sells at this ask, expect about $1.06M, typically $1.03M to $1.07M: that is where homes here have closed against their asks in the last 90 days (24 closings).

Longer on the market than typical. 53 days on the market against about 26 for homes like it here, and asking 15% above where comparable closings put it.

List price
$879KBelow recent closings$1.08MAbove recent closings

Total price vs nearby homes. Fair value about $938K, learned from recent GTA sales.

The market behind the math:

24sold nearby · 90 days
$855Kmedian sold price
98%of asking, on average
−8%prices vs a year ago
~22 dayshomes like this take to sell
53days on market so far
$3,027/moest. rent · 41 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 5 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $829/sqft against an area asking average of $732/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Bendale: 62 of the 215 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 158 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $874K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (St Andrews Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 158 comparable homes that sold in Bendale over the past two years, from 210 closings there.

What sellers nearby are askingCurrently listed nearby in Bendale · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $792/sqft; this home lists at $829/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.08MThis home1000k1.10M989kThis home vs active comparables

Neighbourhood & location

Bendale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woburn
$853K
Wexford-Maryvale
$896K
Cliffcrest
$1.41M
Willowdale East
$2.23M
York University Heights
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St Andrews Public School
77%
St Andrews Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 77% meet the provincial standard
Alternative Scarborough Education 1EQAO results not published
Also nearby: 12 more schools within 2.5 km
North Bendale Junior Public School · Public elementary0.4 km · 64% at standard
Bendale Junior Public School · Public elementary0.8 km · 62% at standard
St Richard Catholic School · Catholic elementary0.9 km · 62% at standard
Edgewood Public School · Public elementary1.2 km · 36% at standard
Tredway Woodsworth Public School · Public elementary1.3 km · 60% at standard
Bellmere Junior Public School · Public elementary1.4 km · 65% at standard
St Rose of Lima Catholic School · Catholic elementary1.5 km · 73% at standard
Donwood Park Public School · Public elementary1.5 km · 57% at standard
David and Mary Thomson Collegiate Institute · Public secondary1.7 km · 52% at standard
Woburn Collegiate Institute · Public secondary2.1 km · 66% at standard
C D Farquharson Junior Public School · Public elementary2.2 km · 87% at standard
White Haven Junior Public School · Public elementary2.2 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,913/mo
$202KIncome needed
5.3×Price ÷ income
$1,134Weekly cost
$36,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,913Property tax $361Total carry $5,274

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,721per month

Mortgage amount $862,400 · 4.39% over 25 years

$215,600Down payment (20.0%)
$862,400Loan before insurance
$0CMHC premium
$5,081Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,721
Property tax
$361
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,081

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,035
Toronto municipal land transfer tax
$18,035
Estimated closing costs
$36,070

Plus your down payment of $215,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,719/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$553,767Total interest paid
$1,416,167Total of all payments
Principal $862,400 Interest $553,767
YearPrincipalInterestBalance
1$19,515$37,132$842,885
2$20,381$36,266$822,504
3$21,286$35,361$801,218
4$22,230$34,416$778,988
5$23,217$33,430$755,771
6$24,247$32,399$731,523
7$25,324$31,323$706,200
8$26,448$30,199$679,752
9$27,621$29,025$652,131
10$28,847$27,799$623,284
11$30,127$26,519$593,156
12$31,465$25,182$561,692
13$32,861$23,786$528,831
14$34,319$22,327$494,511
15$35,843$20,804$458,668
16$37,433$19,213$421,235
17$39,095$17,552$382,140
18$40,830$15,817$341,310
19$42,642$14,005$298,668
20$44,534$12,112$254,134
21$46,511$10,136$207,623
22$48,575$8,071$159,048
23$50,731$5,916$108,317
24$52,983$3,664$55,334
25$55,334$1,313$0

At the end of your 5-year term

Total paid over the term
$283,233
Principal paid down
$106,629
Interest paid
$176,604
Balance remaining
$755,771

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 41 whole-home leases in Bendale$3,027/mo
$36,324Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,819 to $3,327Typical rent range
~41 daysTo find a tenant, on average

The suite is real income here: basements rent in Bendale (62 of 215 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 41 whole-home leases in Bendale signed at a median of $2,601 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,027. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $4,328− Insurance $1,400− Vacancy & upkeep $3,996Net operating income $26,600

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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