1770 Spruce Hill Road, Pickering, ON
Dunbarton, Pickering · MLS® E13628338
About this home
***Location***Location***Location***Located within a Most Prestigious Pickering Neighbourhood***YOU can enJOY Your Beautiful New Home this summer***Situated on a Premium Pool Sized Lot***With Refreshing Inground Pool***No Cottage needed*** Get Away in Your Own Beautifully Landscaped Backyard Paradise***Don't miss this lovely, Jacobsen Built Home***Spacious and Unique Layout***Four Bedrooms***Four Bathrooms***Formal Dining & Living Room***Kitchen Overlooks the Family Room***Wood Burning Fireplace for Cozy & Romantic Evenings***AND SO MUCH MORE!***HURRY! Book Your Visit TODAY!***
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- E13628338
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 51.52 × 119.08 ft
- Cross streets
- Fairport Road and Kingston Road
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Full, Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,650 / 2026
- Days on market
- 51
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
fireplace · sunken room · w/o to pool
window · closet · hardwood floor
hardwood floor · sunken room · picture window
4 pc ensuite · window · hardwood floor
picture window · overlooks family
window · closet
hardwood floor · formal rm · overlooks living
window · hardwood floor · closet
window · tile floor · eat-in kitchen
broadloom · pot lights · wet bar
Listed at $999,999, about 9% above our estimate of $918K (homes like it typically land between $860K and $962K).
Why $918K. The typical detached home sold in Dunbarton over the past year went for about $1.12M (28 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $6,650 a year; the typical home sold here pays about $9,100.
- ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
- ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 4.5 typically.
Total price vs nearby homes. Fair value about $918K, learned from recent GTA sales.
The market behind the math:
About 10.5 months of inventory: 14 detached homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $571/sqft against an area asking average of $606/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $928K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($571/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Dunbarton, so I widened the search to the surrounding area.
Based on 20 comparable homes that sold in Dunbarton over the past two years, from 54 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $918K, which is where my estimate comes from.
Per square foot, these ask about $796/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Dunbarton, Pickering, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Pickering.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $799,999 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,379
- Property tax
- $554
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,933
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,475
- Estimated closing costs
- $16,475
Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $262,739
- Principal paid down
- $98,914
- Interest paid
- $163,825
- Balance remaining
- $701,085
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Dunbarton (5 of 30 recent detached leases were basement units, around $2,100 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,100 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Dunbarton signed at a median of $3,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,750. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.