79 Neilson Avenue, Toronto, ON

Cliffcrest, Toronto · MLS® E13669044

$950,000
For Sale
Listed 68 days agoNo offer date statedSitting longer than typical
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2+1Bedrooms
2Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • Welcome to Cliffcrest - Where Location, Lifestyle & Pride of Ownership Come Together.
  • Set on a substantial 40 x 133 ft lot, this inviting property combines timeless charm, beautiful landscaping, and an exceptional South Scarborough location.
  • The home features several important updates, including a 2020 furnace,2015 roof (30 yr warranty), 2014 plumbing upgrades and 200amp electrical service...
  • Just minutes from the Scarborough Bluffs, Lake Ontario waterfront, Bluffers Park Marina, scenic walking and cycling trails, Guildwood GO Station, TTC, parks...

Welcome to Cliffcrest - Where Location, Lifestyle & Pride of Ownership Come Together. A beautifully maintained & charming home awaits in the prestigious Cliffcrest community, one of Scarborough's most sought-after neighbourhoods. Set on a substantial 40 x 133 ft lot, this inviting property combines timeless charm, beautiful landscaping, and an exceptional South Scarborough location. Nestled south of Kingston Rd, this carpet-free home has been lovingly cared for with an evident sense of pride of ownership. From the gorgeous curb appeal and mature landscaping to the abundance of flowers and shrubs, the property welcomes you with warmth from the moment you arrive. The home features several important updates, including a 2020 furnace,2015 roof (30 yr warranty), 2014 plumbing upgrades and 200amp electrical service, 2014high-efficiency windows (lifetime transferable warranty). The sliding door provides a seamless connection to the gorgeous backyard, offering a wonderful setting for outdoor enjoyment, gardening, entertaining, or simply relaxing. Beyond the home itself, enjoy the sense of community that makes Cliffcrest so special - a vibrant, mature, and family-friendly locale with wonderful neighbours and a welcoming atmosphere. Just minutes from the Scarborough Bluffs, Lake Ontario waterfront, Bluffers Park Marina, scenic walking and cycling trails, Guildwood GO Station, TTC, parks, shopping, hwy401, restaurants, & everyday amenities, close at hand. Move-in ready, this is your opportunity to live in a home that truly reflects your own style and vision; one that you'll be proud to call your own.

Key facts

Property type
Detached, Bungalow
MLS®
E13669044
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
40 × 133 ft
Cross streets
Kingston Rd & Brimley Rd
Parking
2 parking
Driveway
Private
Basement
Separate Entrance, Walk-Out, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,668 / 2026
Days on market
68
Listing brokerage
HOMELIFE/CIMERMAN REAL ESTATE LIMITED

Rooms

BathroomGround1.45 × 1.92 m

porcelain floor · 4 pc bath · window

Primary BedroomGround2.79 × 4.38 m

hardwood floor · window

Bedroom 3Lower2.79 × 2.76 m

ceramic floor · window

Bedroom 2Ground2.67 × 2.75 m

hardwood floor · window

LaundryLower2.67 × 2.49 m

ceramic floor · window

RecreationLower5.55 × 6.24 m

ceramic floor · sliding doors · w/o to yard

Dining RoomGround2.79 × 2.69 m

hardwood floor · window

KitchenGround2.67 × 5.71 m

porcelain floor · stainless steel appl · backsplash

Living RoomGround3.11 × 4.14 m

hardwood floor · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$918Klikely sale price

Listed at $950,000. Going by how homes in Cliffcrest and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $918K, if it sells. A realistic range is $860K to $1.03M.

Independent value check: $801K. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $751K and $840K).

Why $801K. The typical detached home sold in Cliffcrest over the past year went for about $950K (81 sales). What sets this one apart:

  • ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $4,668 a year; the typical home sold here pays about $4,500.

Longer on the market than typical. 68 days on the market against about 38 for homes like it here, and asking 19% above where comparable closings put it.

List price
$860KBelow recent closings$1.03MAbove recent closings

Total price vs nearby homes. Likely closing about $918K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$915Kmedian sold price
94%of asking, on average
−19%prices vs a year ago
~28 dayshomes like this take to sell
68days on market so far
$2,710/moest. rent · 17 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 7 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,056/sqft against an area asking average of $944/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Cliffcrest: 26 of the 93 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $874K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 29 comparable homes that sold in Cliffcrest over the past two years, from 187 closings there.

What sellers nearby are askingCurrently listed nearby in Cliffcrest · asking prices
$824kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $916/sqft; this home lists at $1,056/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
950kThis home909k815k749kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Cliffcrest: $883K in September 2026, down 16% from a year ago, on 73 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.03M11
November 2025$1.16M7
December 2025$933K5
April 2026$929K8
May 2026$936K8
June 2026$813K8
July 2026$990K6
August 2026$853K8
September 2026$883K12

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Rouge E11
$1.15M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
H A Halbert Junior Public School · Public elementary0.6 km · 46% at standard
Anson Park Public School · Public elementary0.8 km · 60% at standard
St John Henry Newman Catholic High School · Catholic secondary0.9 km · 63% at standard
St Theresa Shrine Catholic School · Catholic elementary1.0 km · 67% at standard
Bliss Carman Senior Public School · Public elementary1.3 km
Chine Drive Public School · Public elementary1.5 km · 90% at standard
John A Leslie Public School · Public elementary1.6 km · 60% at standard
Robert Service Senior Public School · Public elementary1.7 km
Walter Perry Junior Public School · Public elementary1.9 km · 66% at standard
South East Secondary Alternative School · Public secondary2.0 km
Caring and Safe School 3 · Public secondary2.0 km
Mason Road Junior Public School · Public elementary2.0 km · 43% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,330/mo
$181KIncome needed
5.3×Price ÷ income
$999Weekly cost
$30,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,330Property tax $389Total carry $4,719

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $760,000 · 4.49% over 25 years

$190,000Down payment (20.0%)
$760,000Loan before insurance
$0CMHC premium
$4,591Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$389
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,591

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Toronto municipal land transfer tax
$15,475
Estimated closing costs
$30,950

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,651Total interest paid
$1,260,651Total of all payments
Principal $760,000 Interest $500,651
YearPrincipalInterestBalance
1$16,960$33,466$743,040
2$17,730$32,696$725,310
3$18,535$31,891$706,775
4$19,377$31,049$687,398
5$20,256$30,170$667,142
6$21,176$29,250$645,966
7$22,138$28,288$623,828
8$23,143$27,283$600,686
9$24,193$26,233$576,492
10$25,292$25,134$551,200
11$26,440$23,986$524,760
12$27,641$22,785$497,119
13$28,896$21,530$468,223
14$30,208$20,218$438,016
15$31,579$18,847$406,436
16$33,013$17,413$373,423
17$34,512$15,914$338,911
18$36,079$14,347$302,832
19$37,717$12,709$265,115
20$39,430$10,996$225,685
21$41,220$9,206$184,465
22$43,092$7,334$141,373
23$45,048$5,378$96,325
24$47,093$3,333$49,232
25$49,232$1,194$0

At the end of your 5-year term

Total paid over the term
$252,130
Principal paid down
$92,858
Interest paid
$159,272
Balance remaining
$667,142

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Cliffcrest$2,710/mo
$32,520Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,574 to $3,426Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Cliffcrest (26 of 93 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Cliffcrest signed at a median of $3,118 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,710. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $4,668− Insurance $1,400− Vacancy & upkeep $3,577Net operating income $22,875

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CIMERMAN REAL ESTATE LIMITED. MLS®/PropTx.

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