6 McCowan Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13669156

$2,071,900
For Sale
Listed 68 days agoNo offer date statedSitting longer than typical
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4+3Bedrooms
7Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Elevate your lifestyle in this modern Detached house, masterfully renovated to perfection.
  • 4+3 bedrooms, 7 bathrooms and 2 kitchens offer unparalleled space, Abundant natural light and access to a lush backyard oasis.
  • Attached 2 car garage and 2 driveway spaces for ultimate convenience.
  • The open-concept main floor seamlessly combines the living room, dining area, and gourmet kitchen, creating a seamless flow for effortless entertaining.
  • Upstairs, the luxurious bedrooms provide tranquil retreats, while the finished basement offers versatile living space.

Elevate your lifestyle in this modern Detached house, masterfully renovated to perfection. 4+3 bedrooms, 7 bathrooms and 2 kitchens offer unparalleled space, Abundant natural light and access to a lush backyard oasis. Attached 2 car garage and 2 driveway spaces for ultimate convenience. Nestled in the coveted Mccowan +Kingston neighborhood, this stunning 2-storey home offers the perfect blend of sophistication and comfort. The open-concept main floor seamlessly combines the living room, dining area, and gourmet kitchen, creating a seamless flow for effortless entertaining. Upstairs, the luxurious bedrooms provide tranquil retreats, while the finished basement offers versatile living space. This exceptional property is the embodiment of modern luxury, catering to the discerning homebuyer who demands the very best.

Key facts

Property type
Detached, 2-Storey
MLS®
E13669156
Bedrooms
4+3 (7 total)
Bathrooms
7
Size
3000-3500 sq ft
Lot
37 × 137 ft
Cross streets
Mccowan Rd/Kingston Rd
Parking
2 garage · 4 parking (attached)
Driveway
Front Yard Parking, Private Double
Basement
Finished with Walk-Out, Separate Entrance, Finished, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$3,484 / 2026
Days on market
68
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

Primary BedroomSecond4.88 × 5.11 m
Dining RoomMain4.88 × 4.57 m
Bedroom 2Second3.35 × 4.88 m
Bedroom 3Second3.65 × 4.88 m
BedroomBasement2.74 × 2.74 m
BedroomBasement2.92 × 3.96 m
BedroomBasement2.47 × 3.96 m
KitchenSecond5.18 × 3.66 m
KitchenBasement3.66 × 2.44 m
Living RoomMain4.88 × 4.57 m
Bedroom 4Second3.47 × 4.45 m
Family RoomMain4.88 × 4.57 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$2.00Mlikely sale price

Listed at $2,071,900. Going by how homes in Cliffcrest and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $2.00M, if it sells. A realistic range is $1.88M to $2.26M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

Longer on the market than typical. 68 days on the market against about 38 for homes like it here, and asking 28% above where comparable closings put it.

List price
$1.88MBelow recent closings$2.26MAbove recent closings

Total price vs nearby homes. Likely closing about $2.00M, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$915Kmedian sold price
94%of asking, on average
−19%prices vs a year ago
~28 dayshomes like this take to sell
68days on market so far
$5,603/moest. rent · 5 leases
3.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 6 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $638/sqft against an area asking average of $630/sqft.

  • Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Cliffcrest: 26 of the 93 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.70M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($638/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 29 comparable homes that sold in Cliffcrest over the past two years, from 187 closings there.

What sellers nearby are askingCurrently listed nearby in Cliffcrest · asking prices
$1.98Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $684/sqft; this home lists at $638/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.07MThis home2.30M1.65M2.00MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Cliffcrest: $883K in September 2026, down 16% from a year ago, on 73 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.03M11
November 2025$1.16M7
December 2025$933K5
April 2026$929K8
May 2026$936K8
June 2026$813K8
July 2026$990K6
August 2026$853K8
September 2026$883K12

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Rouge E11
$1.15M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near H A Halbert Junior Public School
46%
H A Halbert Junior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 46% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Anson Park Public School · Public elementary0.6 km · 60% at standard
Fairmount Public School · Public elementary0.7 km · 68% at standard
Bliss Carman Senior Public School · Public elementary1.0 km
St John Henry Newman Catholic High School · Catholic secondary1.3 km · 63% at standard
St Theresa Shrine Catholic School · Catholic elementary1.3 km · 67% at standard
Robert Service Senior Public School · Public elementary1.5 km
Mason Road Junior Public School · Public elementary1.6 km · 43% at standard
Walter Perry Junior Public School · Public elementary1.7 km · 66% at standard
John A Leslie Public School · Public elementary1.8 km · 60% at standard
South East Secondary Alternative School · Public secondary1.8 km
Chine Drive Public School · Public elementary1.9 km · 90% at standard
Caring and Safe School 3 · Public secondary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,443/mo
$369KIncome needed
5.6×Price ÷ income
$2,179Weekly cost
$76,545Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $9,443Property tax $290Total carry $9,733

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,165per month

Mortgage amount $1,657,520 · 4.49% over 25 years

$414,380Down payment (20.0%)
$1,657,520Loan before insurance
$0CMHC premium
$9,455Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,165
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,455

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,273
Toronto municipal land transfer tax
$38,273
Estimated closing costs
$76,545

Plus your down payment of $414,380. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,092/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,091,894Total interest paid
$2,749,414Total of all payments
Principal $1,657,520 Interest $1,091,894
YearPrincipalInterestBalance
1$36,989$72,988$1,620,531
2$38,668$71,308$1,581,863
3$40,424$69,553$1,541,439
4$42,259$67,717$1,499,180
5$44,178$65,798$1,455,002
6$46,184$63,793$1,408,818
7$48,281$61,696$1,360,537
8$50,473$59,504$1,310,064
9$52,765$57,212$1,257,299
10$55,160$54,816$1,202,139
11$57,665$52,312$1,144,474
12$60,283$49,693$1,084,191
13$63,020$46,956$1,021,170
14$65,882$44,095$955,289
15$68,873$41,104$886,416
16$72,000$37,977$814,416
17$75,269$34,707$739,147
18$78,687$31,290$660,460
19$82,259$27,717$578,201
20$85,994$23,982$492,207
21$89,899$20,078$402,308
22$93,980$15,996$308,328
23$98,248$11,729$210,080
24$102,708$7,268$107,372
25$107,372$2,605$0

At the end of your 5-year term

Total paid over the term
$549,883
Principal paid down
$202,518
Interest paid
$347,364
Balance remaining
$1,455,002

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Cliffcrest$5,603/mo
$67,236Gross annual rent
2.7%Cap rate after taxes and upkeep
$4,930 to $6,446Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Cliffcrest (26 of 93 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Cliffcrest signed at a median of $5,483 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,603. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $3,484− Insurance $1,400− Vacancy & upkeep $7,396Net operating income $54,956

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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