1713 Kirkwood Lane, Pickering, ON

Amberlea, Pickering · MLS® E13680592

$1,039,999
For Sale
Listed 36 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • A Rare Find in Amberlea - Where Character Meets Functionality.
  • Set on a huge lot with no walkway or sidewalks, the home offers exceptional privacy and convenience, with a driveway accommodating up to 4 vehicles.
  • Inside, the home delivers approximately 2,200 sq. ft. of living space, featuring 4 spacious bedrooms and 2 full bathrooms on the second floor.

A Rare Find in Amberlea - Where Character Meets Functionality. Discover a truly special detached home in one of Pickering's most family-friendly neighbourhood. This property offers a rare, practical and highly functional floor plan-a layout builders have moved away from making, making this an opportunity that is increasingly hard to find. Set on a huge lot with no walkway or sidewalks, the home offers exceptional privacy and convenience, with a driveway accommodating up to 4 vehicles. Inside, the home delivers approximately 2,200 sq. ft. of living space, featuring 4 spacious bedrooms and 2 full bathrooms on the second floor. The main floor is thoughtfully designed with a formal living room, separate dining area, warm family room with fireplace, and a beautiful, spacious kitchen with breakfast area-perfectly suited for both everyday family life and entertaining. Recently upgraded and exceptionally well kept, this home carries a unique character and positive aura that is difficult to replicate. Located in Amberlea, surrounded by peaceful green views and excellent schools, it offers the perfect balance of comfort, space, community and convenience. A home with character, a lot with space, and a layout you simply don't find anymore.

Key facts

Property type
Detached, 2-Storey
MLS®
E13680592
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
38.39 × 108.27 ft
Cross streets
Whites/Highview/South Of Finch
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,356 / 2025
Days on market
36
Listing brokerage
BAY STREET GROUP INC.

Rooms

BreakfastGround3.20 × 2.60 m

laminate · w/o to patio · picture window

Bedroom 2Second4.60 × 3.10 m

hardwood floor · closet

Bedroom 3Second3.70 × 3.20 m

laminate · closet

Dining RoomGround4.50 × 3.20 m

laminate · window

Family RoomGround4.50 × 3.27 m

laminate · fireplace · large window

Primary BedroomSecond5.40 × 3.40 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Bedroom 4Second3.35 × 3.25 m

laminate · closet

KitchenGround3.60 × 3.20 m

laminate · granite counters · custom backsplash

Living RoomGround4.95 × 3.27 m

laminate · bow window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.03Mlikely sale price

Listed at $1,039,999. Going by how homes in Amberlea and the wider GTA have actually closed against their asking prices (about 99%, 26 local closings in 90 days), the likely sale price is near $1.03M, if it sells. A realistic range is $961K to $1.16M.

Independent value check: $956K. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $896K and $1.00M).

Why $956K. The typical detached home sold in Amberlea over the past year went for about $1.01M (90 sales). What sets this one apart:

  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,750 to 2,250.
  • ▼ Lowers it slightly4 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$961KBelow recent closings$1.16MAbove recent closings

Total price vs nearby homes. Likely closing about $1.03M, from 26 recent closings in this pocket.

The market behind the math:

26sold nearby · 90 days
$950Kmedian sold price
100%of asking, on average
−14%prices vs a year ago
~16 dayshomes like this take to sell
36days on market so far
$3,826/moest. rent · 19 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 12 detached homes for sale in the area against 26 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $462/sqft against an area asking average of $543/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $980K. Condition and finishes remain an in-person call.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($462/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 26 comparable homes that sold in Amberlea over the past two years, from 196 closings there.

Neighbourhood & location

Amberlea, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodlands
$1.49M
Highbush
$1.18M
Dunbarton
$1.60M
Rougemount
$1.74M
Liverpool
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,740/mo
$204KIncome needed
5.1×Price ÷ income
$1,094Weekly cost
$17,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,740Property tax $613Total carry $5,353

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,554per month

Mortgage amount $831,999 · 4.39% over 25 years

$208,000Down payment (20.0%)
$831,999Loan before insurance
$0CMHC premium
$5,167Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,554
Property tax
$613
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,167

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,275
Estimated closing costs
$17,275

Plus your down payment of $208,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,518/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$534,246Total interest paid
$1,366,245Total of all payments
Principal $831,999 Interest $534,246
YearPrincipalInterestBalance
1$18,827$35,823$813,172
2$19,663$34,987$793,509
3$20,535$34,114$772,974
4$21,447$33,203$751,527
5$22,399$32,251$729,129
6$23,393$31,257$705,736
7$24,431$30,219$681,305
8$25,515$29,135$655,790
9$26,648$28,002$629,142
10$27,830$26,820$601,312
11$29,065$25,584$572,247
12$30,355$24,294$541,891
13$31,703$22,947$510,188
14$33,110$21,540$477,079
15$34,579$20,071$442,500
16$36,114$18,536$406,386
17$37,717$16,933$368,669
18$39,391$15,259$329,279
19$41,139$13,511$288,140
20$42,965$11,685$245,175
21$44,871$9,778$200,304
22$46,863$7,787$153,441
23$48,943$5,707$104,498
24$51,115$3,535$53,383
25$53,383$1,266$0

At the end of your 5-year term

Total paid over the term
$273,249
Principal paid down
$102,871
Interest paid
$170,378
Balance remaining
$729,129

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 19 whole-home leases in Amberlea$3,826/mo
$45,912Gross annual rent
3.1%Cap rate after taxes and upkeep
$3,581 to $4,190Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 19 whole-home leases in Amberlea signed at a median of $3,793 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,826. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $7,356− Insurance $1,400− Vacancy & upkeep $5,050Net operating income $32,106

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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