202-5225 Finch Avenue, Toronto, ON

Agincourt North, Toronto · MLS® E13690138

$410,000
For Sale
Listed 61 days agoNo offer date statedSitting longer than typical
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2Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

Welcome to this completely renovated 2 bedroom Condo in the heart of Scarborough. Just steps away from the TTC and close to all your amenities. This is perfect for first time home buyers to get you started or for a retired couple. This well maintained building could be yours! Book your showing now!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13690138
Bedrooms
2
Bathrooms
1
Size
600-699 sq ft
Cross streets
Middlefield and Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Maintenance
$522/mo
Exposure
South East
Property tax
$1,651 / 2025
Days on market
61
Listing brokerage
ROSEMOUNT REALTY AND ASSOCIATES LTD.

Rooms

Bedroom 2Main3.66 × 2.66 m

vinyl floor · closet

Primary BedroomMain4.64 × 2.74 m

vinyl floor · closet

Dining RoomMain4.80 × 3.32 m

vinyl floor · combined w/living · w/o to balcony

Living RoomMain4.80 × 3.32 m

vinyl floor · combined w/dining · balcony

KitchenMain3.74 × 3.66 m

Vinyl Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Anson S Taylor Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
Moss Park
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Anson S Taylor Junior Public School
81%
Anson S Taylor Junior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Percy Williams Junior Public School · Public elementary0.9 km · 82% at standard
Iroquois Junior Public School · Public elementary1.4 km · 95% at standard
Our Lady of Grace Catholic School · Catholic elementary1.5 km · 75% at standard
Brimwood Boulevard Junior Public School · Public elementary1.5 km · 61% at standard
Francis Libermann Catholic High School · Catholic secondary1.6 km · 74% at standard
Macklin Public School · Public elementary1.6 km · 68% at standard
The Divine Infant Catholic School · Catholic elementary1.8 km · 72% at standard
Tom Longboat Junior Public School · Public elementary1.9 km · 78% at standard
Agnes Macphail Public School · Public elementary2.1 km · 88% at standard
Delphi Secondary Alternative School · Public secondary2.1 km · 73% at standard
Malvern Junior Public School · Public elementary2.2 km · 58% at standard
Chartland Junior Public School · Public elementary2.2 km · 71% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,869/mo
$89KIncome needed
4.6×Price ÷ income
$431Weekly cost
$9,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $1,869Property tax $138Condo fee $522Total carry $2,529

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,814per month

Mortgage amount $328,000 · 4.49% over 25 years

$82,000Down payment (20.0%)
$328,000Loan before insurance
$0CMHC premium
$2,473Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,814
Property tax
$138
Condo / maintenance fees
$522
Heating
$0
Estimated monthly cost
$2,473

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,675
Toronto municipal land transfer tax
$4,675
Estimated closing costs
$9,350

Plus your down payment of $82,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,195/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,070Total interest paid
$544,070Total of all payments
Principal $328,000 Interest $216,070
YearPrincipalInterestBalance
1$7,320$14,443$320,680
2$7,652$14,111$313,029
3$7,999$13,763$305,029
4$8,363$13,400$296,667
5$8,742$13,021$287,924
6$9,139$12,624$278,785
7$9,554$12,209$269,231
8$9,988$11,775$259,243
9$10,441$11,321$248,802
10$10,915$10,847$237,886
11$11,411$10,352$226,475
12$11,929$9,834$214,546
13$12,471$9,292$202,075
14$13,037$8,726$189,038
15$13,629$8,134$175,409
16$14,248$7,515$161,162
17$14,895$6,868$146,267
18$15,571$6,192$130,696
19$16,278$5,485$114,418
20$17,017$4,746$97,401
21$17,790$3,973$79,611
22$18,597$3,165$61,014
23$19,442$2,321$41,572
24$20,325$1,438$21,247
25$21,247$515$0

At the end of your 5-year term

Total paid over the term
$108,814
Principal paid down
$40,076
Interest paid
$68,739
Balance remaining
$287,924

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $1,651− Condo fees $6,268− Insurance $600− Vacancy & upkeep $2,706Net operating income $13,374

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROSEMOUNT REALTY AND ASSOCIATES LTD.. MLS®/PropTx.

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