519 Kingston Road, Ajax, ON

Central West, Ajax · MLS® E13692028

$1,225,000
For Sale
Listed 32 days agoNo offer date stated
3+2Bedrooms
3Bathrooms
5Parking
2000-2500Sq ft

About this home

In short

  • Need Versatility, Or Dreaming Of A Place Where You Can Live And Work?
  • This 3+2 Bedroom, 3 Bathroom Ajax Property Sits On An Extra Deep Lot And Is Zoned For Mixed Residential And Commercial Uses, Opening The Door To A Wide Range Of...
  • Inside, The Main Living Space Brings Charm And Warmth Together With Hardwood Flooring, Bay Windows, Detailed Woodwork, And Comfortable Principal Rooms That Feel...
  • Upstairs, 3 Bedrooms Provide Flexible Private Space, With The Added Bonus Of A Kitchenette That Supports The Property's Adaptable Layout.
  • The Ground Level Offers Even More Versatility With A Separate Entrance, Flexible Living Space, Kitchenette, 3-Piece Bath, And Walkout To The Patio, Making It Ideal...

Need Versatility, Or Dreaming Of A Place Where You Can Live And Work? This 3+2 Bedroom, 3 Bathroom Ajax Property Sits On An Extra Deep Lot And Is Zoned For Mixed Residential And Commercial Uses, Opening The Door To A Wide Range Of Possibilities. Inside, The Main Living Space Brings Charm And Warmth Together With Hardwood Flooring, Bay Windows, Detailed Woodwork, And Comfortable Principal Rooms That Feel Inviting From The Start. The Updated Kitchen Adds Function With Granite Counters And A Centre Island, While The Family Room Walks Out To The Deck, Creating An Easy Connection To Outdoor Living. Upstairs, 3 Bedrooms Provide Flexible Private Space, With The Added Bonus Of A Kitchenette That Supports The Property's Adaptable Layout. The Ground Level Offers Even More Versatility With A Separate Entrance, Flexible Living Space, Kitchenette, 3-Piece Bath, And Walkout To The Patio, Making It Ideal For Extended Household Needs, Work-From-Home Use, Or Future Planning. With Its Deep Lot, Multiple Living Zones, And Rare Mixed-Use Zoning, This Ajax Property Is Built For Buyers Who Need Options.

Key facts

Property type
Detached, 2-Storey
MLS®
E13692028
Bedrooms
3+2 (5 total)
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
51.27 × 269.83 ft
Cross streets
Kingston Rd W & Church St N
Parking
5 parking
Driveway
Private Triple
Basement
Full, Partially Finished
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
None
Exterior
Board & Batten , Hardboard
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,745 / 2026
Days on market
32
Listing brokerage
DAN PLOWMAN TEAM REALTY INC.

Rooms

Bedroom 4Ground4.84 × 2.98 m

granite floor · w/o to patio · pot lights

KitchenSecond2.78 × 1.71 m

window · backsplash

WorkshopBasement6.74 × 3.96 m

Unfinished

Family RoomMain4.48 × 3.05 m

laminate · w/o to deck · bay window

Primary BedroomSecond2.99 × 4.23 m

broadloom · walk-in closet(s) · ceiling fan(s)

LoftUpper2.12 × 4.17 m

Laminate

Bedroom 5Basement4.06 × 6.67 m

laminate · window · pot lights

KitchenGround4.47 × 1.26 m

laminate · large window

KitchenMain4.00 × 3.59 m

porcelain floor · granite counters · centre island

Family RoomGround4.97 × 3.56 m

granite floor · pot lights · ceiling fan(s)

Dining RoomMain3.86 × 3.42 m

hardwood floor · crown moulding · pot lights

Living RoomMain4.83 × 4.99 m

hardwood floor · crown moulding · large window

Bedroom 2Second2.71 × 3.35 m

broadloom · walk-in closet(s) · window

Bedroom 3Second3.24 × 4.46 m

broadloom · window

Our TakeTeam Asgarian · Broker
Worth a closer look
$891Kautomated estimate, from recent sales

Listed at $1,225,000. Recent sales of homes like it put this home around $891K, so the ask is about 38% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.

List price
$835KBelow recent closings$1.23MAbove recent closings

Total price vs nearby homes. Fair value about $891K, learned from recent GTA sales.

The market behind the math:

40sold nearby · 90 days
$971Kmedian sold price
98%of asking, on average
+3%prices vs a year ago
~20 dayshomes like this take to sell
32days on market so far
$3,635/moest. rent · 11 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 14 detached homes for sale in the area against 40 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $544/sqft against an area asking average of $506/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 51 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $837K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 51 comparable homes that sold in Central West over the past two years, from 289 closings there.

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$850K
Northwest Ajax
$1.05M
South West
$865K
Central East
$978K
South East
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,583/mo
$234KIncome needed
5.2×Price ÷ income
$1,288Weekly cost
$20,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,583Property tax $562Total carry $6,145

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,364per month

Mortgage amount $980,000 · 4.39% over 25 years

$245,000Down payment (20.0%)
$980,000Loan before insurance
$0CMHC premium
$5,926Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,364
Property tax
$562
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,926

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,975
Estimated closing costs
$20,975

Plus your down payment of $245,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,499/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$629,280Total interest paid
$1,609,280Total of all payments
Principal $980,000 Interest $629,280
YearPrincipalInterestBalance
1$22,176$42,195$957,824
2$23,160$41,211$934,663
3$24,188$40,183$910,475
4$25,262$39,109$885,213
5$26,383$37,988$858,830
6$27,554$36,817$831,276
7$28,777$35,594$802,500
8$30,054$34,317$772,446
9$31,388$32,983$741,058
10$32,781$31,590$708,277
11$34,236$30,135$674,041
12$35,755$28,616$638,286
13$37,342$27,029$600,944
14$38,999$25,372$561,944
15$40,730$23,641$521,214
16$42,538$21,833$478,676
17$44,426$19,945$434,250
18$46,398$17,974$387,853
19$48,457$15,914$339,396
20$50,607$13,764$288,789
21$52,853$11,518$235,935
22$55,199$9,172$180,736
23$57,649$6,722$123,087
24$60,208$4,164$62,880
25$62,880$1,492$0

At the end of your 5-year term

Total paid over the term
$321,856
Principal paid down
$121,170
Interest paid
$200,686
Balance remaining
$858,830

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Central West$3,635/mo
$43,620Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,344 to $4,405Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Central West signed at a median of $4,312 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,635. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $6,745− Insurance $1,400− Vacancy & upkeep $4,798Net operating income $30,677

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DAN PLOWMAN TEAM REALTY INC.. MLS®/PropTx.

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