1 Mcneilage Court, Ajax, ON

Central West, Ajax · MLS® E13701430

$1,100,000
For Sale
Listed 31 days agoNo offer date stated
4+1Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Set on a premium pie-shaped corner lot that widens to approximately 76 feet across the rear, 1 McNeilage Court offers a rare sense of space both inside and out.
  • A double-door entry opens to a thoughtfully proportioned main floor with hardwood flooring, pot lights and a formal dining room finished with an elegant cove ceiling.
  • Upstairs, the double-door primary suite offers exceptional scale with its own fireplace, walk-in closet and 5-piece ensuite with soaker tub, separate shower and...
  • Outside, the expansive backyard makes full use of the widening lot, with a deck, hard-top gazebo added in 2021, bar counter added in 2024 and natural gas BBQ connection.
  • The partially finished basement adds further flexibility with vinyl flooring and a bedroom or office space.

Set on a premium pie-shaped corner lot that widens to approximately 76 feet across the rear, 1 McNeilage Court offers a rare sense of space both inside and out. A double-door entry opens to a thoughtfully proportioned main floor with hardwood flooring, pot lights and a formal dining room finished with an elegant cove ceiling. At the heart of the home, the spacious wraparound kitchen features quartz counters, marble backsplash and stainless steel appliances. A bay window above the sink brings in natural light while framing views of the backyard. The kitchen flows into the family room, where a gas fireplace and large picture window continue that connection to the outdoors. A separate main-floor office with French glass doors provides a polished space to work or study. Upstairs, the double-door primary suite offers exceptional scale with its own fireplace, walk-in closet and 5-piece ensuite with soaker tub, separate shower and double vanity. The second bedroom features semi-ensuite access. Outside, the expansive backyard makes full use of the widening lot, with a deck, hard-top gazebo added in 2021, bar counter added in 2024 and natural gas BBQ connection. The partially finished basement adds further flexibility with vinyl flooring and a bedroom or office space. Doors and windows were replaced in 2019. Just 300 metres from Eagle Ridge Public School, a short stroll from Pickering Village and moments from Pickering High School, Riverside Golf Course and Duffins Creek. Right next to Urfe Creek, with convenient trail access, the setting offers a rare balance of neighbourhood connection and nature at your doorstep.

Key facts

Property type
Detached, 2-Storey
MLS®
E13701430
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
48.52 × 100 ft
Cross streets
Elizabeth St and Kingston Rd W
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Partially Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,468 / 2025
Days on market
31
Listing brokerage
RE/MAX HALLMARK FRASER GROUP REALTY

Rooms

OfficeMain3.30 × 2.75 m

hardwood floor · french doors · large window

KitchenMain5.50 × 4.40 m

ceramic floor · quartz counter · backsplash

Primary BedroomSecond6.30 × 5.10 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 4Second3.70 × 3.35 m

hardwood floor · large closet · window

Bedroom 2Second5.30 × 3.60 m

hardwood floor · semi ensuite · large closet

Dining RoomMain3.40 × 3.35 m

hardwood floor · coffered ceiling(s) · combined w/living

Living RoomMain4.40 × 3.40 m

hardwood floor · combined w/dining · overlooks frontyard

Family RoomMain5.30 × 3.70 m

hardwood floor · gas fireplace · overlooks backyard

Bedroom 3Second3.70 × 3.35 m

hardwood floor · overlooks frontyard · large closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.08Mlikely sale price

Listed at $1,100,000. Going by how homes in Central West have actually closed against their asking prices (about 98%, 40 local closings in 90 days), the likely sale price is near $1.08M, if it sells. A realistic range is $1.01M to $1.22M.

Independent value check: $1.07M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $1.00M and $1.12M).

Why $1.07M. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $8,468 a year; the typical home sold here pays about $6,800.
  • ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$1.01MBelow recent closings$1.22MAbove recent closings

Total price vs nearby homes. Likely closing about $1.08M, from 40 recent closings in this pocket.

The market behind the math:

40sold nearby · 90 days
$971Kmedian sold price
98%of asking, on average
+3%prices vs a year ago
~20 dayshomes like this take to sell
31days on market so far
$4,030/moest. rent · 16 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 11 detached homes for sale in the area against 40 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $494/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 40 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $985K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully

Based on 40 comparable homes that sold in Central West over the past two years, from 289 closings there.

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwest Ajax
$1.05M
Central
$845K
Northeast Ajax
$1.10M
South West
$865K
Central East
$994K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,013/mo
$218KIncome needed
5.0×Price ÷ income
$1,157Weekly cost
$18,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,013Property tax $706Total carry $5,719

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,817per month

Mortgage amount $880,000 · 4.39% over 25 years

$220,000Down payment (20.0%)
$880,000Loan before insurance
$0CMHC premium
$5,523Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,817
Property tax
$706
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,523

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,836/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$565,068Total interest paid
$1,445,068Total of all payments
Principal $880,000 Interest $565,068
YearPrincipalInterestBalance
1$19,913$37,889$860,087
2$20,797$37,006$839,290
3$21,720$36,083$817,569
4$22,684$35,119$794,885
5$23,691$34,112$771,195
6$24,742$33,060$746,452
7$25,840$31,962$720,612
8$26,987$30,815$693,625
9$28,185$29,618$665,440
10$29,436$28,367$636,004
11$30,742$27,060$605,261
12$32,107$25,696$573,155
13$33,532$24,271$539,623
14$35,020$22,783$504,603
15$36,574$21,229$468,029
16$38,197$19,605$429,832
17$39,893$17,910$389,939
18$41,663$16,140$348,276
19$43,512$14,291$304,764
20$45,443$12,359$259,320
21$47,460$10,343$211,860
22$49,567$8,236$162,294
23$51,766$6,036$110,527
24$54,064$3,739$56,463
25$56,463$1,339$0

At the end of your 5-year term

Total paid over the term
$289,014
Principal paid down
$108,805
Interest paid
$180,208
Balance remaining
$771,195

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Central West$4,030/mo
$48,360Gross annual rent
3.0%Cap rate after taxes and upkeep
$3,668 to $4,490Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Central West signed at a median of $4,034 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,030. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $8,468− Insurance $1,400− Vacancy & upkeep $5,320Net operating income $33,172

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FRASER GROUP REALTY. MLS®/PropTx.

CallRequest a showing