11 Mcneilage Court, Ajax, ON

Central West, Ajax · MLS® E13811756

$1,200,000
For Sale
Just listed todayNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • A spacious 4-bedroom, 3 bathroom home tucked away on a quiet court with a ravine lot in a desirable west Ajax neighbourhood.
  • Ideally located close to high demand schools, parks and everyday amenities.
  • Premium picturesque ravine setting, offering added privacy and a beautiful natural backdrop right in your own backyard.

A spacious 4-bedroom, 3 bathroom home tucked away on a quiet court with a ravine lot in a desirable west Ajax neighbourhood. Ideally located close to high demand schools, parks and everyday amenities. This home offers generous living space in a peaceful, family friendly setting. Premium picturesque ravine setting, offering added privacy and a beautiful natural backdrop right in your own backyard. Walkout gate to Duffins creek walking trail.

Key facts

Property type
Detached, 2-Storey
MLS®
E13811756
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
50 × 101 ft
Cross streets
Elizabeth/Delaney
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Walk-Out, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,010 / 2026
Listing brokerage
REMAX CONNECT REALTY

Rooms

Bedroom 2Second3.45 × 3.80 m

Closet

Bedroom 4Second3.50 × 2.97 m

Closet

KitchenMain6.15 × 3.90 m

stainless steel appl · stone counters · w/o to deck

Primary BedroomSecond7.19 × 4.60 m

walk-in closet(s) · 4 pc ensuite · separate shower

Dining RoomMain4.00 × 3.36 m

combined w/living · hardwood floor

Living RoomMain4.27 × 3.37 m

combined w/dining · hardwood floor

Bedroom 3Second3.94 × 3.63 m

Walk-In Closet(s)

Family RoomMain5.12 × 3.62 m

overlooks ravine · gas fireplace

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.18Mlikely sale price

Listed at $1,200,000. Going by how homes in Central West have actually closed against their asking prices (about 98%, 40 local closings in 90 days), the likely sale price is near $1.18M, if it sells. A realistic range is $1.10M to $1.33M.

Independent value check: $1.08M. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $1.02M and $1.14M).

Why $1.08M. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $9,010 a year; the typical home sold here pays about $6,800.
List price
$1.10MBelow recent closings$1.33MAbove recent closings

Total price vs nearby homes. Likely closing about $1.18M, from 40 recent closings in this pocket.

The market behind the math:

40sold nearby · 90 days
$971Kmedian sold price
98%of asking, on average
+3%prices vs a year ago
~20 dayshomes like this take to sell
$3,565/moest. rent · 24 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 16 detached homes for sale in the area against 40 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $533/sqft against an area asking average of $512/sqft.

  • Ravine / green setting. This home backs onto a wooded ravine. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 40 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.01M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($533/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 40 comparable homes that sold in Central West over the past two years, from 289 closings there.

What sellers nearby are askingCurrently listed nearby in Central West · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $507/sqft; this home lists at $533/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.20MThis home1.23M1.30M899kThis home vs active comparables

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwest Ajax
$1.05M
Central
$845K
Northeast Ajax
$1.10M
South West
$865K
Central East
$994K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,469/mo
$237KIncome needed
5.1×Price ÷ income
$1,262Weekly cost
$20,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,469Property tax $751Total carry $6,220

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,255per month

Mortgage amount $960,000 · 4.39% over 25 years

$240,000Down payment (20.0%)
$960,000Loan before insurance
$0CMHC premium
$6,006Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,255
Property tax
$751
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,006

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,475
Estimated closing costs
$20,475

Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,366/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$616,438Total interest paid
$1,576,438Total of all payments
Principal $960,000 Interest $616,438
YearPrincipalInterestBalance
1$21,724$41,334$938,276
2$22,688$40,370$915,589
3$23,695$39,363$891,894
4$24,746$38,311$867,148
5$25,845$37,213$841,303
6$26,992$36,066$814,311
7$28,190$34,868$786,122
8$29,441$33,617$756,681
9$30,747$32,310$725,934
10$32,112$30,946$693,822
11$33,537$29,520$660,285
12$35,026$28,032$625,260
13$36,580$26,478$588,680
14$38,203$24,854$550,476
15$39,899$23,158$510,577
16$41,670$21,388$468,907
17$43,519$19,538$425,388
18$45,451$17,607$379,937
19$47,468$15,590$332,470
20$49,575$13,483$282,895
21$51,775$11,283$231,120
22$54,073$8,985$177,048
23$56,472$6,585$120,575
24$58,979$4,079$61,596
25$61,596$1,461$0

At the end of your 5-year term

Total paid over the term
$315,288
Principal paid down
$118,697
Interest paid
$196,591
Balance remaining
$841,303

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 24 whole-home leases in Central West$3,565/mo
$42,780Gross annual rent
2.3%Cap rate after taxes and upkeep
$3,369 to $4,034Typical rent range
~19 daysTo find a tenant, on average

The suite is real income here: basements rent in Central West (49 of 151 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 24 whole-home leases in Central West signed at a median of $3,626 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,565. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $9,010− Insurance $1,400− Vacancy & upkeep $4,706Net operating income $27,664

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX CONNECT REALTY. MLS®/PropTx.

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