413 O'Connor Drive, Toronto, ON

East York, Toronto · MLS® E13692432

$920,000
For Sale
Listed 61 days agoNo offer date statedSitting longer than typical
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2+3Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • South Side of O'Connor UPGRADES2025 RENOVATED KITCHEN WITH ALL NEW STAINLESS STEEL APPLIANCES2025 NEW FURNACE, AIR CONDITIONER & HOT WATER TANK2024 FULLY RENOVATED...
  • Located on the South Side of O'ConnorRenovated kitchen, living and dining room and a completely renovated lower level 3 bedroom apartment.
  • The backyard has a potential opportunity for a Nanny Suite/Garden Suite (see attached) for extended family or rental possibility.
  • All new appliances, New Furnace & Air Conditioner.
  • Conveniently located close to TTC, DVP, parks, shopping and schools.

***South Side of O'Connor*** UPGRADES**2025 RENOVATED KITCHEN WITH ALL NEW STAINLESS STEEL APPLIANCES**2025 NEW FURNACE, AIR CONDITIONER & HOT WATER TANK**2024 FULLY RENOVATED LOWER LEVEL WITH NEW KITCHEN WITH 3 ADDITIONAL BEDROOMS & A BEAUTIFUL BATHROOM**2018 NEW SHINGLES**2007 NEW WINDOWS****Multi-Generational Home, Full Finished Lower Level Suite with Separate Entrance*** Welcome to this beautiful detached East York home, offering the perfect blend of timeless character and modern design in one of Toronto's most sought after neighbourhoods. Located on the South Side of O'Connor**Renovated kitchen, living and dining room and a completely renovated lower level 3 bedroom apartment. A home like this is rarely found which is a 2 plus 3 bedroom a total of 5 Bedrooms. The backyard has a potential opportunity for a Nanny Suite/Garden Suite (see attached) for extended family or rental possibility. Step outside to enjoy your private rear patio ideal for entertaining or relaxing with family and friends and a beautiful garden with fresh vegetables. Detached garage and parking for 4 cars. All new appliances, New Furnace & Air Conditioner. Great time to get into the market, many opportunities with this Beauty, simply move in, Invest, a great family home or condo alternative. Conveniently located close to TTC, DVP, parks, shopping and schools. Opportunity certainly knocks, don't miss out on this exceptional property.(South side of O'Connor)

Key facts

Property type
Detached, Bungalow
MLS®
E13692432
Bedrooms
2+3 (5 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
32.67 × 100 ft
Cross streets
Coxwell & O'Connor
Parking
1 garage · 5 parking (detached)
Basement
Full, Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,734 / 2026
Days on market
61
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

Living RoomLower5.80 × 3.20 m

renovated · combined w/dining · above grade window

Bedroom 2Main4.00 × 2.40 m

hardwood floor · large window · closet

Primary BedroomMain4.00 × 3.10 m

hardwood floor · closet · large window

Dining RoomMain3.30 × 2.50 m

renovated · combined w/dining

BedroomLower3.40 × 3.40 m

renovated · above grade window · large closet

Living RoomMain5.00 × 3.00 m

combined w/dining · renovated · bay window

Bedroom 3Lower3.20 × 2.40 m

above grade window · renovated · closet

Bedroom 2Lower3.20 × 3.10 m

renovated · above grade window · closet

KitchenLower2.70 × 2.70 m

b/i ctr-top stove · above grade window · b/i shelves

KitchenMain3.50 × 2.70 m

renovated · breakfast bar · overlooks living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Diefenbaker Elementary School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in East York · asking prices
$1.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,295/sqft; this home lists at $1,022/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
920kThis home888k1.19M1.42MThis home vs active comparables

Neighbourhood & location

East York, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Leaside
$2.15M
Banbury-Don Mills
$5.50M
Wexford-Maryvale
$849K
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Diefenbaker Elementary School
68%
Diefenbaker Elementary SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 68% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
East York Collegiate Institute · Public secondary0.6 km · 64% at standard
East York Alternative Secondary School · Public secondary0.8 km
R H McGregor Elementary School · Public elementary1.0 km · 68% at standard
William Burgess Elementary School · Public elementary1.1 km · 59% at standard
Thorncliffe Park Public School · Public elementary1.2 km · 33% at standard
Canadian Martyrs Catholic School · Catholic elementary1.3 km · 75% at standard
Fraser Mustard Early Learning Academy · Public elementary1.3 km
Marc Garneau Collegiate Institute · Public secondary1.4 km · 53% at standard
Danforth Collegiate Institute and Technical School · Public secondary1.5 km · 66% at standard
Valley Park Middle School · Public elementary1.5 km · 51% at standard
Parkside Elementary School · Public elementary1.6 km · 75% at standard
Wilkinson Junior Public School · Public elementary1.6 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,193/mo
$176KIncome needed
5.2×Price ÷ income
$968Weekly cost
$29,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,193Property tax $395Total carry $4,588

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,069per month

Mortgage amount $736,000 · 4.49% over 25 years

$184,000Down payment (20.0%)
$736,000Loan before insurance
$0CMHC premium
$4,464Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,069
Property tax
$395
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,464

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,875
Toronto municipal land transfer tax
$14,875
Estimated closing costs
$29,750

Plus your down payment of $184,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,925/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$484,841Total interest paid
$1,220,841Total of all payments
Principal $736,000 Interest $484,841
YearPrincipalInterestBalance
1$16,424$32,409$719,576
2$17,170$31,664$702,405
3$17,950$30,884$684,456
4$18,765$30,069$665,691
5$19,617$29,217$646,074
6$20,507$28,326$625,567
7$21,438$27,395$604,129
8$22,412$26,422$581,717
9$23,429$25,404$558,287
10$24,493$24,340$533,794
11$25,605$23,228$508,189
12$26,768$22,066$481,421
13$27,983$20,850$453,437
14$29,254$19,580$424,183
15$30,582$18,252$393,601
16$31,971$16,863$361,631
17$33,422$15,411$328,208
18$34,940$13,894$293,269
19$36,526$12,307$256,743
20$38,185$10,649$218,558
21$39,918$8,915$178,640
22$41,731$7,103$136,909
23$43,626$5,208$93,283
24$45,606$3,227$47,677
25$47,677$1,157$0

At the end of your 5-year term

Total paid over the term
$244,168
Principal paid down
$89,926
Interest paid
$154,243
Balance remaining
$646,074

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $4,734− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,352

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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