44-29 Fundy Bay Boulevard, Toronto, ON

Steeles, Toronto · MLS® E13695492

$658,000
For Sale
Listed 60 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

Must see! Fantastic home located in hot school district. Step to the top-rated David Lewis P.S and Norman Bethune C.I. Also step distance to restaurants, grocery, library, TTC, etc. Minutes to 404/401. Pls walk inside to discover harmonious fusion of comfort and function. This home is not just a dwelling; it's a lifestyle statement. Designed with families in mind, enjoy seamless transitions between spacious living areas, function and cozy. It is super convenient for the family. Newly roof. New patio door in 2025. New fridge in 2026. New window installation (in progress) has been scheduled by the condo management. Nearby parks offer abundant green spaces for outdoor activities, the new Kidstown Water Park located in minutes walking distance, while local amenities cater to every need. Move-in ready. This outstanding home offers the perfect combination of space, comfort, style, and convenience in one of the area's most desirable family-friendly communities.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13695492
Bedrooms
3
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Birchmount Rd/McNicoll Ave
Parking
1 garage · 2 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Metal/Steel Siding
Maintenance
$507/mo
Exposure
East West
Property tax
$3,353 / 2026
Days on market
60
Listing brokerage
BAY STREET GROUP INC.

Rooms

Bedroom 2Second4.02 × 2.69 m

Laminate

LaundryBasement2.54 × 1.60 m
Living RoomMain5.16 × 2.97 m

laminate · w/o to yard · combined w/family

Dining RoomMain3.30 × 2.60 m

laminate · bay window

RecreationBasement5.60 × 6.35 m

Laminate

Primary BedroomSecond4.75 × 3.75 m

laminate · 3 pc ensuite

KitchenMain3.40 × 2.50 m

laminate · granite counters

Bedroom 3Second4.06 × 2.89 m

Laminate

Our TakeTeam Asgarian · Broker
In line with recent sales
$693Kautomated estimate, from recent sales

Listed at $658,000, about 5% below our estimate of $693K (homes like it typically land between $644K and $728K).

Why $693K. The typical townhouse sold in Steeles over the past year went for about $640K (15 sales). What sets this one apart:

  • ▲ Raises it slightly3 bedrooms and 3 baths, against 3 and 2 typically.
List price
$644KBelow our range$728KAbove our range

Total price vs nearby homes. Fair value about $693K, learned from recent GTA sales.

The market behind the math:

60days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $506/sqft against an area asking average of $611/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $655K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

On schools, this address is zoned for David Lewis Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Steeles, so I widened the search to the surrounding area.

Based on 5 homes sold in this building over the past two years, from 12 closings in Steeles.

What sellers nearby are askingCurrently listed nearby · asking prices
$648kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $693K, which is where my estimate comes from.

Per square foot, these ask about $499/sqft; this home lists at $506/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
658kThis home625k700k600k669kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dorset Park
$671K
Malvern
$646K
Victoria Village
$754K
St. Andrew-Windfields
$929K
West Hill
$575K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near David Lewis Public School
86%
David Lewis Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
L'Amoreaux Collegiate Institute · Public secondary0.8 km · 52% at standard
Brookmill Boulevard Junior Public School · Public elementary0.9 km · 82% at standard
St Sylvester Catholic School · Catholic elementary0.9 km · 94% at standard
Mary Ward Catholic Secondary School · Catholic secondary0.9 km · 78% at standard
Terry Fox Public School · Public elementary0.9 km · 80% at standard
Silver Springs Public School · Public elementary0.9 km · 64% at standard
Kennedy Public School · Public elementary1.2 km · 80% at standard
Sir Samuel B Steele Junior Public School · Public elementary1.2 km · 71% at standard
St Aidan Catholic School · Catholic elementary1.3 km · 72% at standard
Sir Ernest MacMillan Senior Public School · Public elementary1.3 km
Beverly Glen Junior Public School · Public elementary1.4 km · 74% at standard
Epiphany of our Lord Catholic Academy · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,999/mo
$136KIncome needed
4.8×Price ÷ income
$692Weekly cost
$19,270Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,999Property tax $279Condo fee $507Total carry $3,785

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,911per month

Mortgage amount $526,400 · 4.49% over 25 years

$131,600Down payment (20.0%)
$526,400Loan before insurance
$0CMHC premium
$3,697Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,911
Property tax
$279
Condo / maintenance fees
$507
Heating
$0
Estimated monthly cost
$3,697

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,635
Toronto municipal land transfer tax
$9,635
Estimated closing costs
$19,270

Plus your down payment of $131,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,523/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$346,767Total interest paid
$873,167Total of all payments
Principal $526,400 Interest $346,767
YearPrincipalInterestBalance
1$11,747$23,180$514,653
2$12,280$22,646$502,373
3$12,838$22,089$489,535
4$13,421$21,506$476,114
5$14,030$20,896$462,084
6$14,667$20,259$447,416
7$15,333$19,593$432,083
8$16,029$18,897$416,054
9$16,757$18,170$399,297
10$17,518$17,409$381,779
11$18,313$16,613$363,465
12$19,145$15,782$344,320
13$20,014$14,913$324,306
14$20,923$14,004$303,383
15$21,873$13,054$281,511
16$22,866$12,061$258,645
17$23,904$11,022$234,740
18$24,990$9,937$209,751
19$26,124$8,803$183,627
20$27,310$7,616$156,316
21$28,550$6,376$127,766
22$29,847$5,080$97,920
23$31,202$3,725$66,718
24$32,618$2,308$34,099
25$34,099$827$0

At the end of your 5-year term

Total paid over the term
$174,633
Principal paid down
$64,316
Interest paid
$110,317
Balance remaining
$462,084

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.5%
Gross yield
− Property tax $3,353− Condo fees $6,084− Insurance $600− Vacancy & upkeep $5,412Net operating income $33,750

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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