10 Hemingford Place, Whitby, ON

Pringle Creek, Whitby · MLS® E13696106

$899,900
For Sale
Listed 56 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this well-maintained family home in a desirable Pringle Creek community, close to schools, shopping, and everyday amenities.
  • Extensive recent upgrades include: new flooring (2024); fully updated kitchen with marble countertops, new refrigerator (2024), range hood (2025), and dishwasher...
  • Upstairs features three spacious bedrooms, including a primary with 3-piece ensuite.
  • Finished basement provides a large recreation room, den/office, and ample storage.
  • Close to schools, shopping, everyday amenities, and just minutes to major conveniences including malls, Hwy 407/401, Costco, and the lake.

Welcome to this well-maintained family home in a desirable Pringle Creek community, close to schools, shopping, and everyday amenities. Extensive recent upgrades include: new flooring (2024); fully updated kitchen with marble countertops, new refrigerator (2024), range hood (2025), and dishwasher; renovated main-floor powder room with new vanity and toilet (2025), Window Coverings (2025); furnace and tankless water heater replaced in 2024; driveway resurfaced with new asphalt; and a newly renovated deck (2024). Main floor offers a functional layout with kitchen, family room with gas fireplace and walk-out to the backyard, plus separate living and dining areas. Upstairs features three spacious bedrooms, including a primary with 3-piece ensuite. Finished basement provides a large recreation room, den/office, and ample storage. Close to schools, shopping, everyday amenities, and just minutes to major conveniences including malls, Hwy 407/401, Costco, and the lake. Move-in ready home with major updates already completed.

Key facts

Property type
Detached, 2-Storey
MLS®
E13696106
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
35.14 × 118.22 ft
Cross streets
Garden/Bassett
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,887 / 2026
Days on market
56
Listing brokerage
BAY STREET GROUP INC.

Rooms

Living RoomMain4.39 × 3.50 m

broadloom · formal rm

RecreationBasement6.58 × 5.08 m

Broadloom

Dining RoomMain3.08 × 3.35 m

broadloom · formal rm

KitchenMain3.35 × 3.05 m

ceramic floor · backsplash

Family RoomMain3.96 × 3.35 m

hardwood floor · gas fireplace · w/o to deck

BedroomUpper3.19 × 3.20 m

broadloom · double closet

Primary BedroomUpper3.65 × 4.57 m

broadloom · walk-in closet(s) · 3 pc ensuite

BedroomUpper4.52 × 3.50 m

broadloom · double closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$886Klikely sale price

Listed at $899,900. Going by how homes in Pringle Creek and the wider GTA have actually closed against their asking prices (about 99%, 19 local closings in 90 days), the likely sale price is near $886K, if it sells. A realistic range is $830K to $999K.

Independent value check: $859K. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $805K and $900K).

Why $859K. The typical detached home sold in Pringle Creek over the past year went for about $971K (109 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,887 a year; the typical home sold here pays about $6,800.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly3 bedrooms and 3 baths, against 4+1 and 4 typically.

Longer on the market than typical. 56 days on the market against about 24 for homes like it here, and asking 5% above where comparable closings put it.

List price
$830KBelow recent closings$999KAbove recent closings

Total price vs nearby homes. Likely closing about $886K, from 19 recent closings in this pocket.

The market behind the math:

19sold nearby · 90 days
$960Kmedian sold price
99%of asking, on average
−3%prices vs a year ago
~13 dayshomes like this take to sell
56days on market so far
$2,861/moest. rent · 25 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 8 detached homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $514/sqft against an area asking average of $532/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 19 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $789K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 19 comparable homes that sold in Pringle Creek over the past two years, from 201 closings there.

What sellers nearby are askingCurrently listed nearby in Pringle Creek · asking prices
$931kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $859K, which is where my estimate comes from.

Per square foot, these ask about $550/sqft; this home lists at $514/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
900kThis home1000k900k755k1000k1000kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Pringle Creek: $1.01M in September 2026, down 5% from a year ago, on 86 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$975K9
November 2025$1.05M5
January 2026$1.01M6
March 2026$1.02M7
April 2026$1.03M12
May 2026$1.00M8
June 2026$1.00M16
July 2026$878K10
August 2026$970K7
September 2026$1.01M6

Neighbourhood & location

Pringle Creek, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Williamsburg
$968K
Rolling Acres
$942K
Taunton North
$1.11M
Blue Grass Meadows
$861K
Lynde Creek
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$176KIncome needed
5.1×Price ÷ income
$946Weekly cost
$14,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,101Property tax $491Total carry $4,592

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,920 · 4.49% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,471Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$491
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,471

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,248Total interest paid
$1,194,168Total of all payments
Principal $719,920 Interest $474,248
YearPrincipalInterestBalance
1$16,066$31,701$703,854
2$16,795$30,972$687,059
3$17,558$30,209$669,502
4$18,355$29,412$651,147
5$19,188$28,579$631,959
6$20,059$27,707$611,900
7$20,970$26,797$590,930
8$21,922$25,845$569,007
9$22,918$24,849$546,090
10$23,958$23,809$522,132
11$25,046$22,721$497,086
12$26,183$21,584$470,903
13$27,372$20,395$443,531
14$28,615$19,152$414,916
15$29,914$17,853$385,002
16$31,272$16,495$353,730
17$32,692$15,075$321,038
18$34,176$13,590$286,861
19$35,728$12,039$251,133
20$37,350$10,416$213,783
21$39,046$8,721$174,737
22$40,819$6,948$133,918
23$42,672$5,094$91,245
24$44,610$3,157$46,635
25$46,635$1,131$0

At the end of your 5-year term

Total paid over the term
$238,834
Principal paid down
$87,961
Interest paid
$150,873
Balance remaining
$631,959

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Pringle Creek$2,861/mo
$34,332Gross annual rent
2.6%Cap rate after taxes and upkeep
$2,589 to $3,034Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Pringle Creek signed at a median of $2,937 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,861. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $5,887− Insurance $1,400− Vacancy & upkeep $3,777Net operating income $23,268

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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