365 Bellamy Road, Toronto, ON

Woburn, Toronto · MLS® E13700540

$1,199,000
For Sale
Listed 49 days agoNo offer date stated

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3+2Bedrooms
3Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • A separate side entrance leads to a fully finished basement featuring two self-contained units, each complete with its own kitchen and full bathroom-ideal for...
  • Outside, enjoy a beautifully landscaped private garden with a generous deck, perfect for relaxing or entertaining.
  • Nature and recreation are also nearby, including Bellamy Ravine Creek Park and Thomson Memorial Park, while Scarborough Town Centre provides convenient access to...
  • Highlights:Detached home in desirable Woburn, Separate side entrance to finished basement, Two self-contained basement units.
  • Private landscaped garden.

Welcome to this spacious and versatile detached home in the heart of Woburn, Toronto, offering excellent income potential and flexible living arrangements.A separate side entrance leads to a fully finished basement featuring two self-contained units, each complete with its own kitchen and full bathroom-ideal for extended family living, rental income, or a combination of both.The main level features a welcoming enclosed front porch, providing additional living space that can be used as a bright sunroom, reading area, or informal sitting room. Outside, enjoy a beautifully landscaped private garden with a generous deck, perfect for relaxing or entertaining.The location offers outstanding everyday convenience, with TTC routes, parks, shopping, schools, and local amenities all close by. St. Richard Catholic School, Cedarbrook Public School, and Tredway Woodsworth Public School are within easy walking distance or a short bus ride.Nature and recreation are also nearby, including Bellamy Ravine Creek Park and Thomson Memorial Park, while Scarborough Town Centre provides convenient access to shopping, restaurants, entertainment, and more. Highlights:Detached home in desirable Woburn, Separate side entrance to finished basement, Two self-contained basement units. Each basement unit includes a kitchen and full bathroom. Enclosed front porch / sunroom. Private landscaped garden. Spacious deck for outdoor entertaining. Close to TTC, schools, parks, shopping and amenities near Scarborough Town Centre.

Key facts

Property type
Detached, Bungalow
MLS®
E13700540
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
700-1100 sq ft
Lot
55.44 × 102.42 ft
Cross streets
Bellamy/Lawrence
Parking
1 garage · 3 parking (detached)
Driveway
Available
Basement
Separate Entrance
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,178 / 2025
Days on market
49
Listing brokerage
HOMELIFE/CHAMPIONS REALTY INC.

Rooms

KitchenBasement0.00 × 0.00 m
Bedroom 2Main8.92 × 8.67 m
Living RoomMain18.85 × 12.41 m
KitchenBasement0.00 × 0.00 m
Bedroom 5Basement12.13 × 11.14 m
Bedroom 3Main11.50 × 8.91 m
Bedroom 4Basement9.40 × 7.47 m
Primary BedroomMain11.67 × 9.93 m
KitchenMain9.40 × 8.92 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Cedarbrae Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Woburn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cedarbrook Public School
48%
Cedarbrook Public SchoolPublic · Elementary · 1.1 km awayBelow the GTA average · 48% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Tredway Woodsworth Public School · Public elementary0.9 km · 60% at standard
Bendale Junior Public School · Public elementary1.0 km · 62% at standard
St Richard Catholic School · Catholic elementary1.4 km · 62% at standard
Cornell Junior Public School · Public elementary1.4 km · 74% at standard
St Barbara Catholic School · Catholic elementary1.4 km · 55% at standard
John McCrae Public School · Public elementary1.5 km · 54% at standard
Tecumseh Senior Public School · Public elementary1.6 km
Golf Road Junior Public School · Public elementary1.7 km · 56% at standard
Bellmere Junior Public School · Public elementary1.7 km · 65% at standard
Scarborough Village Public School · Public elementary1.7 km · 65% at standard
Knob Hill Public School · Public elementary1.7 km · 57% at standard
North Bendale Junior Public School · Public elementary1.8 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,465/mo
$222KIncome needed
5.4×Price ÷ income
$1,261Weekly cost
$40,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,465Property tax $348Total carry $5,813

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,652Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$348
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,652

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $4,178− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,908

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CHAMPIONS REALTY INC.. MLS®/PropTx.

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