1107 Gerrard Street, Toronto, ON
South Riverdale, Toronto · MLS® E13721094
About this home
In short
- Completely renovated to the studs in 2010, this spacious, light-filled 3-bedroom, 2-bath semi-detached home was rebuilt to an exceptional standard - every major...
- The primary bedroom features a dramatic vaulted ceiling via full roof structural rebuild, with airgap and acoustic rubber barrier for superior sound attenuation.
- Rich mahogany hardwood floors, soaring ceilings, and two gas fireplaces create a warm, elegant atmosphere throughout.
- Mechanically, the home is second to none: 100% new plumbing in-ground and throughout, new city water main connection on Gerrard, back-flow preventer, and best-grade...
Completely renovated to the studs in 2010, this spacious, light-filled 3-bedroom, 2-bath semi-detached home was rebuilt to an exceptional standard - every major system replaced, not refreshed.The primary bedroom features a dramatic vaulted ceiling via full roof structural rebuild, with airgap and acoustic rubber barrier for superior sound attenuation. Spray foam on exterior walls and ROXUL insulation on interior walls and floor cavities deliver outstanding thermal and acoustic performance year-round.Rich mahogany hardwood floors, soaring ceilings, and two gas fireplaces create a warm, elegant atmosphere throughout. The eat-in kitchen offers a centre island with breakfast bar, quartz countertops, and high-quality appliances - perfect for everyday living and entertaining.Mechanically, the home is second to none: 100% new plumbing in-ground and throughout, new city water main connection on Gerrard, back-flow preventer, and best-grade Type-L copper fresh water plumbing. The lower level was fully underpinned with a new concrete floor pour, plus multiple conduits installed under the slab for future expansion including EV charging.Two luxurious bathrooms, a finished lower level with laundry room and wine cellar, walk-out to a rear deck, fully enclosed backyard, and two parking spaces complete this rare offering..
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13721094
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 18.33 × 97 ft
- Cross streets
- Jones & Gerrard St
- Parking
- 2 parking
- Driveway
- Lane
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,819 / 2026
- Days on market
- 53
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
fireplace · cathedral ceiling(s) · hardwood floor
laundry sink · tile floor · walk-out
combined w/living · open concept
closet · hardwood floor
juliette balcony · hardwood floor · closet
broadloom · 3 pc bath
centre island · w/o to deck
fireplace · hardwood floor
Listed at $1,350,000. Going by how homes in South Riverdale and the wider GTA have actually closed against their asking prices (about 105%, 22 local closings in 90 days), the likely sale price is near $1.41M, if it sells. A realistic range is $1.32M to $1.59M.
Independent value check: $1.30M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $1.22M and $1.37M).
Why $1.30M. The typical semi-detached home sold in South Riverdale over the past year went for about $1.40M (108 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,819 a year; the typical home sold here pays about $5,600.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises itIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
Longer on the market than typical. 53 days on the market against about 14 for homes like it here, and asking 4% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $1.41M, from 22 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 6 semi-detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $771/sqft against an area asking average of $1,034/sqft.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.27M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Duke of Connaught Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 22 comparable homes that sold in South Riverdale over the past two years, from 198 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.30M, which is where my estimate comes from.
Per square foot, these ask about $1,014/sqft; this home lists at $771/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for semi-detached homes in South Riverdale: $1.28M in September 2026, down 1% from a year ago, on 103 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.40M | 14 |
| November 2025 | $1.39M | 8 |
| February 2026 | $1.27M | 9 |
| March 2026 | $1.41M | 6 |
| April 2026 | $1.43M | 13 |
| May 2026 | $1.50M | 16 |
| June 2026 | $1.45M | 11 |
| July 2026 | $1.29M | 12 |
| September 2026 | $1.28M | 14 |
Neighbourhood & location
South Riverdale, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $1,080,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,972
- Property tax
- $402
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,373
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $23,475
- Toronto municipal land transfer tax
- $23,475
- Estimated closing costs
- $46,950
Plus your down payment of $270,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $358,290
- Principal paid down
- $131,956
- Interest paid
- $226,334
- Balance remaining
- $948,044
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in South Riverdale (19 of 154 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 40 whole-home leases in South Riverdale signed at a median of $4,751 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,106. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.