3 Lovekin Grove, Toronto, ON

L'Amoreaux, Toronto · MLS® E13729920

$1,478,000
For Sale
Listed 48 days agoNo offer date statedSitting longer than typical
4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 3 Lovekin Grove, a beautifully maintained all-brick detached home nestled on a quiet, family-friendly cul-de-sac in a prime Scarborough location.
  • This spacious 4+1 bedroom, 3.5-bathroom home features a double-car garage and a driveway accommodating up to 4 vehicles, complemented by beautifully landscaped grounds.
  • Step inside through the grand solid hardwood double entrance doors and discover the home's original character.
  • A beautiful hardwood spiral staircase extending to the basement and large overhead skylight.
  • The separate entrance basement provides excellent additional living space, featuring a large living/dining area, kitchen rough in and full bathroom-ideal for extended...

Welcome to 3 Lovekin Grove, a beautifully maintained all-brick detached home nestled on a quiet, family-friendly cul-de-sac in a prime Scarborough location. This spacious 4+1 bedroom, 3.5-bathroom home features a double-car garage and a driveway accommodating up to 4 vehicles, complemented by beautifully landscaped grounds. Access to the home is also available through the garage or side entrance.Step inside through the grand solid hardwood double entrance doors and discover the home's original character. A beautiful hardwood spiral staircase extending to the basement and large overhead skylight. The family room is anchored by a cozy brick fireplace. The home features 4 spacious bedrooms, each with large windows that provide plenty of natural sunlight. Enjoy the convenience of main floor laundry and a functional kitchen with a walk-out to the backyard, making outdoor entertaining and family gatherings effortless.The separate entrance basement provides excellent additional living space, featuring a large living/dining area, kitchen rough in and full bathroom-ideal for extended family, guests, or flexible living space. Perfectly located close to Hwy 401 and Hwy 404, with an abundance of restaurants, grocery stores, and everyday amenities nearby. Enjoy convenient 24/7 TTC service, GO Station and easy access to Pacific Mall, and Fairview Mall and Scarbough Town Center. School Zone: Highland Heights Junior P.S., John Buchan Senior P.S. and Stephen Leacock Collegiate Institute. A wonderful opportunity to bring your own vision and transform this charming home into your dream home!

Key facts

Property type
Detached, 2-Storey
MLS®
E13729920
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
45.75 × 93.84 ft
Cross streets
Kennedy Rd and Finch Ave E
Parking
2 garage · 6 parking (attached)
Basement
Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,936 / 2026
Days on market
48
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Bedroom 3Second3.96 × 3.39 m

parquet · window · closet

Bedroom 2Second3.66 × 3.51 m

parquet · large window · closet

Family RoomMain8.05 × 3.38 m

parquet · large window · combined w/dining

Living RoomMain4.97 × 3.57 m

parquet · large window · stone fireplace

Family RoomBasement10.36 × 5.21 m

combined w/kitchen · tile floor · combined w/dining

Bedroom 4Second3.72 × 3.51 m

parquet · window · closet

BedroomBasement5.12 × 3.38 m

separate room · window

KitchenMain6.74 × 3.57 m

tile floor · backsplash

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.47Mlikely sale price

Listed at $1,478,000. Going by how homes in L'Amoreaux and the wider GTA have actually closed against their asking prices (about 100%, 25 local closings in 90 days), the likely sale price is near $1.47M, if it sells. A realistic range is $1.38M to $1.66M.

Independent value check: $1.20M. Without looking at the asking price, our model values the home itself about 19% below the ask (homes like it typically land between $1.13M and $1.26M).

Why $1.20M. The typical detached home sold in L'Amoreaux over the past year went for about $1.19M (83 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,936 a year; the typical home sold here pays about $6,200.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightly4+1 bedrooms and 4 baths, against 4+1 and 3 typically.

Longer on the market than typical. 48 days on the market against about 23 for homes like it here, and asking 23% above where comparable closings put it.

List price
$1.38MBelow recent closings$1.66MAbove recent closings

Total price vs nearby homes. Likely closing about $1.47M, from 25 recent closings in this pocket.

The market behind the math:

25sold nearby · 90 days
$1.09Mmedian sold price
101%of asking, on average
−9%prices vs a year ago
~13 dayshomes like this take to sell
48days on market so far
$4,492/moest. rent · 9 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 10 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $657/sqft against an area asking average of $549/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in L'Amoreaux: 29 of the 105 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.17M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Highland Heights Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 25 comparable homes that sold in L'Amoreaux over the past two years, from 146 closings there.

Sold price trend

Median sold price for detached homes in L'Amoreaux: $1.03M in September 2026, down 5% from a year ago, on 67 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.25M9
November 2025$1.29M5
February 2026$1.22M5
April 2026$1.09M7
May 2026$1.50M5
June 2026$1.27M9
July 2026$1.18M11
August 2026$1.25M8
September 2026$1.03M8

Neighbourhood & location

L'Amoreaux, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Steeles
$1.20M
Bendale
$949K
Wexford-Maryvale
$849K
Rouge E11
$1.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highland Heights Junior Public School
60%
Highland Heights Junior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 60% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Lynnwood Heights Junior Public School · Public elementary0.5 km · 84% at standard
Sir William Osler High School · Public secondary0.7 km
Silver Springs Public School · Public elementary0.8 km · 64% at standard
St Sylvester Catholic School · Catholic elementary0.8 km · 94% at standard
Msgr Fraser-Midland · Catholic secondary0.9 km · 64% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary1.3 km
Timberbank Junior Public School · Public elementary1.3 km · 71% at standard
Alexmuir Junior Public School · Public elementary1.3 km · 74% at standard
Chartland Junior Public School · Public elementary1.4 km · 71% at standard
Delphi Secondary Alternative School · Public secondary1.4 km · 73% at standard
Henry Kelsey Senior Public School · Public elementary1.5 km
Brookmill Boulevard Junior Public School · Public elementary1.5 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,736/mo
$278KIncome needed
5.3×Price ÷ income
$1,555Weekly cost
$52,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,736Property tax $578Total carry $7,314

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,538per month

Mortgage amount $1,182,400 · 4.49% over 25 years

$295,600Down payment (20.0%)
$1,182,400Loan before insurance
$0CMHC premium
$7,116Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,538
Property tax
$578
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,116

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,035
Toronto municipal land transfer tax
$26,035
Estimated closing costs
$52,070

Plus your down payment of $295,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,913/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$778,908Total interest paid
$1,961,308Total of all payments
Principal $1,182,400 Interest $778,908
YearPrincipalInterestBalance
1$26,386$52,066$1,156,014
2$27,584$50,868$1,128,430
3$28,837$49,616$1,099,593
4$30,146$48,306$1,069,447
5$31,515$46,938$1,037,933
6$32,946$45,507$1,004,987
7$34,441$44,011$970,546
8$36,005$42,447$934,540
9$37,640$40,812$896,900
10$39,349$39,103$857,552
11$41,136$37,317$816,416
12$43,003$35,449$773,413
13$44,956$33,497$728,457
14$46,997$31,455$681,460
15$49,131$29,321$632,329
16$51,362$27,091$580,968
17$53,694$24,759$527,274
18$56,131$22,321$471,143
19$58,680$19,772$412,462
20$61,344$17,108$351,118
21$64,130$14,323$286,988
22$67,041$11,411$219,947
23$70,085$8,367$149,862
24$73,268$5,185$76,594
25$76,594$1,858$0

At the end of your 5-year term

Total paid over the term
$392,262
Principal paid down
$144,467
Interest paid
$247,794
Balance remaining
$1,037,933

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in L'Amoreaux$4,492/mo
$53,904Gross annual rent
2.7%Cap rate after taxes and upkeep
$4,100 to $4,851Typical rent range
~23 daysTo find a tenant, on average

The suite is real income here: basements rent in L'Amoreaux (29 of 105 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in L'Amoreaux signed at a median of $4,378 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,492. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $6,936− Insurance $1,400− Vacancy & upkeep $5,929Net operating income $39,638

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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