103-1705 Mccowan Road, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13736178

$399,900
Sold
2Bedrooms
1Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Fantastic opportunity to own in a prime Scarborough location.
  • Conveniently situated close to Scarborough Town Centre, TTC transit, Highway 401, schools, parks, restaurants, shopping, grocery stores, and everyday amenities.
  • Located on the first floor, this unit offers the rare bonus of a private backyard space-an excellent feature for outdoor enjoyment, entertaining, or relaxing in your...

Fantastic opportunity to own in a prime Scarborough location! Conveniently situated close to Scarborough Town Centre, TTC transit, Highway 401, schools, parks, restaurants, shopping, grocery stores, and everyday amenities. Perfectly located for commuters and those seeking the convenience of city living in a well-established community. Located on the first floor, this unit offers the rare bonus of a private backyard space-an excellent feature for outdoor enjoyment, entertaining, or relaxing in your own outdoor setting. Functional layout with large windows providing plenty of natural light. Great potential to make it your own while enjoying all the benefits of this highly accessible and desirable neighbourhood. Ideal for first-time buyers, downsizers, or investors looking for excellent value in a central location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13736178
Bedrooms
2
Bathrooms
1
Size
1000-1199 sq ft
Cross streets
McCowan Road & Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$659/mo
Exposure
West
Property tax
$1,105 / 2026
Days on market
48
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

Primary BedroomMain4.40 × 3.60 m

laminate · closet

KitchenMain3.06 × 3.05 m

Ceramic Floor

Living RoomMain7.25 × 3.35 m

laminate · w/o to yard

Dining RoomMain3.00 × 2.75 m

laminate · overlooks living

LaundryMain4.40 × 3.60 m
Bedroom 2Main3.60 × 3.00 m

laminate · closet

Our TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near White Haven Public School
74%
White Haven Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
C D Farquharson Junior Public School · Public elementary0.9 km · 87% at standard
St Bartholomew Catholic School · Catholic elementary1.1 km
Sir Alexander Mackenzie Senior Public School · Public elementary1.3 km
North Agincourt Junior Public School · Public elementary1.7 km · 74% at standard
St Ignatius of Loyola Catholic School · Catholic elementary1.7 km · 72% at standard
Anson S Taylor Junior Public School · Public elementary1.8 km · 81% at standard
Iroquois Junior Public School · Public elementary1.8 km · 95% at standard
Agincourt Junior Public School · Public elementary1.9 km · 75% at standard
Henry Kelsey Senior Public School · Public elementary1.9 km
Delphi Secondary Alternative School · Public secondary2.1 km · 73% at standard
Chartland Junior Public School · Public elementary2.1 km · 71% at standard
Malvern Junior Public School · Public elementary2.2 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,823/mo
$88KIncome needed
4.5×Price ÷ income
$421Weekly cost
$8,947Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,823Property tax $92Condo fee $659Total carry $2,574

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,769per month

Mortgage amount $319,920 · 4.49% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,520Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,769
Property tax
$92
Condo / maintenance fees
$659
Heating
$0
Estimated monthly cost
$2,520

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Toronto municipal land transfer tax
$4,474
Estimated closing costs
$8,947

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,748Total interest paid
$530,668Total of all payments
Principal $319,920 Interest $210,748
YearPrincipalInterestBalance
1$7,139$14,087$312,781
2$7,463$13,763$305,317
3$7,802$13,424$297,515
4$8,157$13,070$289,359
5$8,527$12,700$280,832
6$8,914$12,313$271,918
7$9,319$11,908$262,599
8$9,742$11,485$252,857
9$10,184$11,043$242,673
10$10,647$10,580$232,026
11$11,130$10,097$220,896
12$11,635$9,591$209,261
13$12,164$9,063$197,097
14$12,716$8,511$184,381
15$13,293$7,933$171,088
16$13,897$7,330$157,191
17$14,528$6,699$142,664
18$15,187$6,039$127,476
19$15,877$5,350$111,599
20$16,598$4,629$95,001
21$17,351$3,875$77,650
22$18,139$3,087$59,511
23$18,963$2,264$40,548
24$19,824$1,403$20,724
25$20,724$503$0

At the end of your 5-year term

Total paid over the term
$106,134
Principal paid down
$39,088
Interest paid
$67,045
Balance remaining
$280,832

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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