86-21 Livonia Place, Toronto, ON

Morningside, Toronto · MLS® E13749220

$499,888
For Sale
Listed 44 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage
1200-1399Sq ft

About this home

In short

  • Welcome to 21 Livonia Place, Unit 86, nestled in the desirable Woburn Woods community of Scarborough.
  • This spacious 3-bedroom, 3-bathroom condo townhouse offers a comfortable multi-level layout, a finished basement recreation space with laundry, and the added...
  • With easy access to Highway 401 via Neilson Road and TTC connections to Scarborough GO Station, this home offers excellent access to everything you need for everyday...

Welcome to 21 Livonia Place, Unit 86, nestled in the desirable Woburn Woods community of Scarborough. This spacious 3-bedroom, 3-bathroom condo townhouse offers a comfortable multi-level layout, a finished basement recreation space with laundry, and the added convenience of **2 underground parking spaces with direct garage entry into the home**. Ideally situated in a convenient and established Scarborough neighbourhood, close to Centenary Hospital, Woburn Collegiate Institute, Woburn Junior Public School, Centennial College, and the University of Toronto Scarborough Campus. Enjoy nearby parks, walking trails, recreational facilities, Cedarbrae Mall, local shops, restaurants, and public transit. With easy access to Highway 401 via Neilson Road and TTC connections to Scarborough GO Station, this home offers excellent access to everything you need for everyday living.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13749220
Bedrooms
3
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Neilson Rd & Ellesmere Rd
Parking
2 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$976/mo
Exposure
West
Property tax
$1,803 / 2026
Days on market
44
Listing brokerage
LISTO INC.

Rooms

KitchenGround3.65 × 2.93 m
Living RoomGround5.78 × 3.29 m
Bedroom 2Second4.51 × 2.68 m
Dining RoomGround3.29 × 3.05 m
Bedroom 3Second3.35 × 3.14 m
RecreationBasement
RecreationBasement0.10 × 0.10 m
Primary BedroomSecond4.57 × 3.35 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Highcastle Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Morningside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
West Hill
$575K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highcastle Public School
65%
Highcastle Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 65% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Paul II Catholic Secondary School · Catholic secondary0.7 km · 76% at standard
Military Trail Public School · Public elementary0.8 km · 36% at standard
Henry Hudson Senior Public School · Public elementary1.1 km
Heather Heights Junior Public School · Public elementary1.4 km · 64% at standard
Lucy Maud Montgomery Public School · Public elementary1.4 km · 74% at standard
West Hill Collegiate Institute · Public secondary1.5 km · 52% at standard
St Florence Catholic School · Catholic elementary1.5 km · 73% at standard
George B Little Public School · Public elementary1.6 km · 54% at standard
St Thomas More Catholic School · Catholic elementary1.8 km · 74% at standard
Woburn Junior Public School · Public elementary1.9 km · 67% at standard
West Hill Public School · Public elementary2.0 km · 60% at standard
St Margaret's Public School · Public elementary2.0 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,278/mo
$113KIncome needed
4.4×Price ÷ income
$526Weekly cost
$12,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,278Property tax $150Condo fee $976Total carry $3,404

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,910 · 4.49% over 25 years

$99,978Down payment (20.0%)
$399,910Loan before insurance
$0CMHC premium
$3,337Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$150
Condo / maintenance fees
$976
Heating
$0
Estimated monthly cost
$3,337

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,442Total interest paid
$663,352Total of all payments
Principal $399,910 Interest $263,442
YearPrincipalInterestBalance
1$8,924$17,610$390,986
2$9,329$17,205$381,657
3$9,753$16,781$371,904
4$10,196$16,338$361,708
5$10,659$15,875$351,049
6$11,143$15,391$339,906
7$11,649$14,885$328,257
8$12,178$14,356$316,080
9$12,731$13,804$303,349
10$13,309$13,226$290,040
11$13,913$12,621$276,128
12$14,545$11,990$261,583
13$15,205$11,329$246,378
14$15,895$10,639$230,483
15$16,617$9,917$213,866
16$17,371$9,163$196,494
17$18,160$8,374$178,334
18$18,985$7,549$159,349
19$19,847$6,687$139,503
20$20,748$5,786$118,755
21$21,690$4,844$97,065
22$22,675$3,859$74,390
23$23,704$2,830$50,686
24$24,780$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,670
Principal paid down
$48,862
Interest paid
$83,809
Balance remaining
$351,049

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.8%
Gross yield
− Property tax $1,803− Condo fees $11,708− Insurance $600− Vacancy & upkeep $5,412Net operating income $29,677

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LISTO INC.. MLS®/PropTx.

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