8 Windy Ridge Drive, Toronto, ON

Scarborough Village, Toronto · MLS® E13751974

$1,850,000
For Sale
Listed 42 days agoNo offer date stated
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4+2Bedrooms
3Bathrooms
2Garage · 12 parking
3000-3500Sq ft

About this home

In short

  • Timeless Architecture Meets Modern Family Living in the Heart of the Scarborough Bluffs.
  • The nearly 3,500 sq. ft. residence was thoughtfully expanded with a second-storey addition and extensive renovations that seamlessly blend timeless character with...
  • The bright, open-concept layout is filled with natural light and features spacious principal rooms, a large central kitchen overlooking the family room, and living...
  • Outside, the home is equally impressive, featuring a circular driveway, private decks, beautifully landscaped gardens, and a timeless exterior finished in a striking...
  • Steps to transit and just minutes from downtown Toronto, this spectacular home is nestled in one of the city's most coveted neighbourhoods, moments from the dramatic...

Timeless Architecture Meets Modern Family Living in the Heart of the Scarborough Bluffs. This beautifully updated and redesigned home, set on a spectacular 100' x 151' lot, has been lovingly cared for by the same owners for almost 40 years. The nearly 3,500 sq. ft. residence was thoughtfully expanded with a second-storey addition and extensive renovations that seamlessly blend timeless character with modern family living. The bright, open-concept layout is filled with natural light and features spacious principal rooms, a large central kitchen overlooking the family room, and living and dining areas with touches of preserved details-including a cork floor, wood batten ceiling, and an exposed brick wall from the original bungalow adding warmth and character to the space. A main-floor bedroom with a full bathroom offers the perfect space for guests, multigenerational living, or a private home office. The second level features large bedrooms, extensive closet space and an additional family room, creating a separate retreat to relax and unwind. The primary suite is complemented by an adjoining sitting room that offers exceptional flexibility and can easily serve as a nursery, home office, or an additional bedroom. Outside, the home is equally impressive, featuring a circular driveway, private decks, beautifully landscaped gardens, and a timeless exterior finished in a striking combination of stucco, metal, and wood siding, all complemented by a distinctive shake-style roof crafted from environmentally friendly recycled materials. Steps to transit and just minutes from downtown Toronto, this spectacular home is nestled in one of the city's most coveted neighbourhoods, moments from the dramatic Scarborough Bluffs, waterfront parks, beaches, and scenic walking trails, truly a rare opportunity to own a distinctive home.

Key facts

Property type
Detached, 2-Storey
MLS®
E13751974
Bedrooms
4+2 (6 total)
Bathrooms
3
Size
3000-3500 sq ft
Lot
100.12 × 151.25 ft
Cross streets
Kingston Rd. & Ravine Dr.
Parking
2 garage · 12 parking (attached)
Driveway
Circular Drive
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$9,468 / 2026
Days on market
42
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

BreakfastMain2.20 × 3.90 m

hardwood floor · breakfast bar · open concept

Primary BedroomSecond4.90 × 4.30 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 2Second3.40 × 2.80 m

hardwood floor · double closet · overlooks backyard

Dining RoomMain4.10 × 3.40 m

hardwood floor · overlooks living · w/o to patio

RecreationLower7.20 × 3.30 m

hardwood floor · above grade window

OfficeMain4.60 × 4.40 m

hardwood floor · his and hers closets · 3 pc ensuite

Living RoomMain6.27 × 4.60 m

cork floor · fireplace · sunken room

Bedroom 3Second4.20 × 3.40 m

hardwood floor · double closet · overlooks frontyard

KitchenMain5.60 × 3.20 m

hardwood floor · granite counters · stainless steel appl

Bedroom 4Second4.60 × 3.40 m

hardwood floor · double closet · overlooks backyard

Family RoomSecond6.00 × 3.50 m

hardwood floor · large window · overlooks frontyard

Family RoomMain7.36 × 3.30 m

hardwood floor · gas fireplace · pot lights

DenSecond2.80 × 3.40 m

hardwood floor · french doors · combined w/primary

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (George P Mackie Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Scarborough Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George P Mackie Junior Public School
81%
George P Mackie Junior Public SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 81% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Bliss Carman Senior Public School · Public elementary0.2 km
Mason Road Junior Public School · Public elementary0.8 km · 43% at standard
H A Halbert Junior Public School · Public elementary0.9 km · 46% at standard
St Agatha Catholic School · Catholic elementary1.1 km · 72% at standard
Fairmount Public School · Public elementary1.5 km · 68% at standard
Elizabeth Simcoe Junior Public School · Public elementary1.5 km · 81% at standard
R H King Academy · Public secondary1.6 km · 71% at standard
Anson Park Public School · Public elementary1.6 km · 60% at standard
Cedar Drive Junior Public School · Public elementary1.8 km · 53% at standard
Cedarbrook Public School · Public elementary1.8 km · 48% at standard
John McCrae Public School · Public elementary1.9 km · 54% at standard
Walter Perry Junior Public School · Public elementary2.3 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,432/mo
$350KIncome needed
5.3×Price ÷ income
$1,946Weekly cost
$66,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,432Property tax $789Total carry $9,221

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,183per month

Mortgage amount $1,480,000 · 4.49% over 25 years

$370,000Down payment (20.0%)
$1,480,000Loan before insurance
$0CMHC premium
$8,972Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,183
Property tax
$789
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,972

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,475
Toronto municipal land transfer tax
$33,475
Estimated closing costs
$66,950

Plus your down payment of $370,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$974,952Total interest paid
$2,454,952Total of all payments
Principal $1,480,000 Interest $974,952
YearPrincipalInterestBalance
1$33,027$65,171$1,446,973
2$34,527$63,671$1,412,446
3$36,095$62,104$1,376,351
4$37,733$60,465$1,338,618
5$39,447$58,751$1,299,171
6$41,238$56,960$1,257,934
7$43,110$55,088$1,214,824
8$45,067$53,131$1,169,756
9$47,114$51,084$1,122,643
10$49,253$48,945$1,073,390
11$51,489$46,709$1,021,901
12$53,827$44,371$968,074
13$56,271$41,927$911,803
14$58,826$39,372$852,978
15$61,497$36,701$791,481
16$64,289$33,909$727,192
17$67,208$30,990$659,984
18$70,259$27,939$589,725
19$73,449$24,749$516,276
20$76,784$21,414$439,491
21$80,271$17,928$359,221
22$83,915$14,283$275,306
23$87,725$10,473$187,581
24$91,708$6,490$95,872
25$95,872$2,326$0

At the end of your 5-year term

Total paid over the term
$490,990
Principal paid down
$180,829
Interest paid
$310,162
Balance remaining
$1,299,171

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $9,468− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,416

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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