110 Harding Boulevard, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13754042
About this home
In short
- This home was thoughtfully redesigned and fully renovated in 2021, bringing together modern comfort, functionality, and future potential.
- Elegant oak hardwood floors flow throughout the home, creating a warm and cohesive feel.
- The LEGAL bright basement apartment has a soundproofed, 10 ft. high ceiling, a private entrance, a laundry facility and a separate hydro meter, adding versatility for...
- For buyers seeking future development opportunities, the structure offers excellent potential to be converted into a laneway suite, subject to rezoning and municipal...
This home was thoughtfully redesigned and fully renovated in 2021, bringing together modern comfort, functionality, and future potential. The heart of the home is a stunning contemporary kitchen featuring a gas range, high-end appliances, soft-close cabinetry, and abundant storage designed to maximize both convenience and organization. Elegant oak hardwood floors flow throughout the home, creating a warm and cohesive feel. The spacious primary retreat was completely reimagined to include an ensuite bathroom and a generous walk-in closet. Clever storage solutions throughout the home ensure every inch of space is used efficiently. The LEGAL bright basement apartment has a soundproofed, 10 ft. high ceiling, a private entrance, a laundry facility and a separate hydro meter, adding versatility for multi-generational living or investment purposes. Fully landscaped, pollinator-friendly front yard. At the rear of the property, you'll find a two-story, two-car garage converted into a versatile multi-purpose space. The lower level features a workshop and recreation room, while the upper level offers a bright private office ideal for remote work or a home-based business. For buyers seeking future development opportunities, the structure offers excellent potential to be converted into a laneway suite, subject to rezoning and municipal approvals. Electric vehicle-ready garage with dedicated wiring and charging station outlet already installed, making final EV charger connection simple and convenient
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13754042
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 25 × 101.75 ft
- Cross streets
- Kingston Rd & Birchmount
- Parking
- 1 garage (detached)
- Driveway
- Mutual
- Basement
- Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Vinyl Siding
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,494 / 2026
- Days on market
- 41
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
centre island · hardwood floor · combined w/dining
hardwood floor · closet · window
irregular room · w/o to deck · hardwood floor
4 pc ensuite · walk-in closet(s) · hardwood floor
laminate · large window · overlooks backyard
hardwood floor · combined w/kitchen · large window
large closet · window · ceramic floor
hardwood floor · closet · window
tile floor · combined w/dining · above grade window
tile floor · window · combined w/dining
3 pc ensuite · double closet · above grade window
w/o to yard · access to garage
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $748/sqft; this home lists at $914/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $950,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,255
- Property tax
- $458
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,713
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,235
- Toronto municipal land transfer tax
- $20,235
- Estimated closing costs
- $40,470
Plus your down payment of $237,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $315,295
- Principal paid down
- $116,121
- Interest paid
- $199,174
- Balance remaining
- $834,279
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.